Pathfinder Bancorp, Inc. (PBHC)

NASDAQ: PBHC · Real-Time Price · USD

13.70

+0.09 (0.66%)

At close: May 29, 2026, 4:00 PM EDT

13.87

+0.17 (1.24%)

After-hours: May 29, 2026, 4:10 PM EDT

Pathfinder Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	39.16	31.17	31.57	48.73	35.28	37.15
Securities and Investments	403.78	415.73	436.68	449.96	393.97	356.39
Gross Loans	895.2	896.67	918.99	897.21	897.74	831.95
Allowance for Loan Losses	-28.97	-29.44	-17.24	-15.98	-15.32	-12.94
Net Loans	866.24	867.23	901.74	881.23	882.44	819.52
Net Property, Plant & Equipment	34.64	34.99	37.08	24.04	24.18	23.8
Accrued Interest and Accounts Receivable	5.83	6.33	6.88	7.29	6.17	4.52
Other Intangible Assets	5.21	5.36	5.99	0.09	0.1	0.12
Goodwill	5.06	5.06	5.06	4.54	4.54	4.54
Long-Term Investments	31.63	31.37	24.73	24.64	24.01	23.42
Other Non-Earning Assets	30.44	29.39	25.15	25.29	29.25	16.24
Total Assets	1,422	1,427	1,475	1,466	1,400	1,285
Interest-bearing deposits	1,005	987.47	990.81	949.9	941.72	863.49
Noninterest-bearing deposits	206.64	196.38	213.72	170.17	183.71	191.86
Total Deposits	1,212	1,184	1,205	1,120	1,125	1,055
Short-Term Borrowings	15	44	61	125.68	60.33	12.5
Long-Term Debt	42.53	44.23	57.18	79.83	85.4	94.16
Other Liabilities	29.14	32.11	30.69	19.96	17.18	12.54
Total Liabilities	1,298	1,304	1,353	1,346	1,288	1,175
Common Stock	0.06	0.06	0.06	0.06	0.06	0.06
Additional Paid-in Capital	55.1	54.39	52.75	53.11	52.1	51.04
Accumulated Other Comprehensive Income	-6.72	-5.37	-9.14	-9.74	-12.49	-1.76
Retained Earnings	75.14	73.37	77.82	76.06	71.32	60.95
Total Common Shareholders' Equity	123.58	122.45	121.48	119.5	111	110.29
Minority Interest	-	-	-	0.76	0.59	0.35
Shareholders' Equity	123.58	122.45	121.48	120.26	111.58	110.63
Total Liabilities & Equity	1,422	1,427	1,475	1,466	1,400	1,285
Total Debt	42.53	44.23	57.18	79.83	85.4	94.16
Net Cash (Debt)	-42.53	-44.23	-57.18	-79.83	-85.4	-94.16
Net Cash Per Share	-34.72	-9.15	-12.13	-12.97	-14.07	-15.71
Book Value	123.58	122.45	121.48	119.5	111	110.29
Book Value Per Share	100.89	25.35	25.77	19.42	18.28	18.40
Tangible Book Value	113.32	112.03	110.44	114.87	106.36	105.63
Tangible Book Value Per Share	92.52	23.19	23.43	18.67	17.52	17.62

SEC Filings: 10-K · 10-Q