Pathfinder Bancorp, Inc. (PBHC)
NASDAQ: PBHC · Real-Time Price · USD
15.91
+0.01 (0.06%)
Jul 9, 2026, 4:00 PM EDT - Market closed
Pathfinder Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 39.16 | 31.17 | 31.57 | 48.73 | 35.28 | 37.15 |
Securities and Investments | 403.78 | 415.73 | 436.68 | 449.96 | 393.97 | 356.39 |
Gross Loans | 895.2 | 896.67 | 918.99 | 897.21 | 897.74 | 831.95 |
Allowance for Loan Losses | -28.97 | -29.44 | -17.24 | -15.98 | -15.32 | -12.94 |
Net Loans | 866.24 | 867.23 | 901.74 | 881.23 | 882.44 | 819.52 |
Net Property, Plant & Equipment | 34.64 | 34.99 | 37.08 | 24.04 | 24.18 | 23.8 |
Accrued Interest and Accounts Receivable | 5.83 | 6.33 | 6.88 | 7.29 | 6.17 | 4.52 |
Other Intangible Assets | 5.21 | 5.36 | 5.99 | 0.09 | 0.1 | 0.12 |
Goodwill | 5.06 | 5.06 | 5.06 | 4.54 | 4.54 | 4.54 |
Long-Term Investments | 31.63 | 31.37 | 24.73 | 24.64 | 24.01 | 23.42 |
Other Non-Earning Assets | 30.44 | 29.39 | 25.15 | 25.29 | 29.25 | 16.24 |
Total Assets | 1,422 | 1,427 | 1,475 | 1,466 | 1,400 | 1,285 |
Interest-bearing deposits | 1,005 | 987.47 | 990.81 | 949.9 | 941.72 | 863.49 |
Noninterest-bearing deposits | 206.64 | 196.38 | 213.72 | 170.17 | 183.71 | 191.86 |
Total Deposits | 1,212 | 1,184 | 1,205 | 1,120 | 1,125 | 1,055 |
Short-Term Borrowings | 15 | 44 | 61 | 125.68 | 60.33 | 12.5 |
Long-Term Debt | 42.53 | 44.23 | 57.18 | 79.83 | 85.4 | 94.16 |
Other Liabilities | 29.14 | 32.11 | 30.69 | 19.96 | 17.18 | 12.54 |
Total Liabilities | 1,298 | 1,304 | 1,353 | 1,346 | 1,288 | 1,175 |
Common Stock | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
Additional Paid-in Capital | 55.1 | 54.39 | 52.75 | 53.11 | 52.1 | 51.04 |
Accumulated Other Comprehensive Income | -6.72 | -5.37 | -9.14 | -9.74 | -12.49 | -1.76 |
Retained Earnings | 75.14 | 73.37 | 77.82 | 76.06 | 71.32 | 60.95 |
Total Common Shareholders' Equity | 123.58 | 122.45 | 121.48 | 119.5 | 111 | 110.29 |
Minority Interest | - | - | - | 0.76 | 0.59 | 0.35 |
Shareholders' Equity | 123.58 | 122.45 | 121.48 | 120.26 | 111.58 | 110.63 |
Total Liabilities & Equity | 1,422 | 1,427 | 1,475 | 1,466 | 1,400 | 1,285 |
Total Debt | 42.53 | 44.23 | 57.18 | 79.83 | 85.4 | 94.16 |
Net Cash (Debt) | -42.53 | -44.23 | -57.18 | -79.83 | -85.4 | -94.16 |
Net Cash Per Share | -34.72 | -9.15 | -12.13 | -12.97 | -14.07 | -15.71 |
Book Value | 123.58 | 122.45 | 121.48 | 119.5 | 111 | 110.29 |
Book Value Per Share | 100.89 | 25.35 | 25.77 | 19.42 | 18.28 | 18.40 |
Tangible Book Value | 113.32 | 112.03 | 110.44 | 114.87 | 106.36 | 105.63 |
Tangible Book Value Per Share | 92.52 | 23.19 | 23.43 | 18.67 | 17.52 | 17.62 |