Pathfinder Bancorp, Inc. (PBHC)
NASDAQ: PBHC · Real-Time Price · USD
16.33
-0.20 (-1.21%)
At close: Aug 19, 2026, 4:00 PM EDT
16.33
0.00 (0.00%)
After-hours: Aug 19, 2026, 4:10 PM EDT
Pathfinder Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 26.05 | 31.17 | 31.57 | 48.73 | 35.28 | 35.55 |
Investment Securities | 483.73 | 187.3 | 214.62 | 229.5 | 187.35 | 175.81 |
Trading Asset Securities | - | 1.51 | 6.09 | 4.59 | 9.72 | 1.46 |
Mortgage-Backed Securities | - | 225.88 | 217.47 | 211.71 | 200.64 | 176.39 |
Total Investments | 483.73 | 414.68 | 438.18 | 445.8 | 397.71 | 353.66 |
Gross Loans | 889.77 | 898.01 | 920.57 | 897.78 | 898.75 | 833.23 |
Allowance for Loan Losses | -26.92 | -29.44 | -17.24 | -15.98 | -15.32 | -12.94 |
Other Adjustments to Gross Loans | -0.8 | -1.34 | -1.59 | -0.57 | -1 | -1.28 |
Net Loans | 862.06 | 867.23 | 901.74 | 881.23 | 882.44 | 819.01 |
Property, Plant & Equipment | 34.2 | 34.99 | 37.08 | 24.04 | 24.18 | 23.8 |
Goodwill | 5.06 | 5.06 | 5.06 | 4.54 | 4.54 | 4.54 |
Other Intangible Assets | 5.05 | 5.36 | 5.99 | 0.09 | 0.1 | 0.12 |
Loans Held for Sale | 5.7 | 5.9 | - | - | - | 0.51 |
Accrued Interest Receivable | 6.51 | 6.33 | 6.88 | 7.29 | 6.17 | 4.52 |
Restricted Cash | - | - | - | - | - | 1.6 |
Other Current Assets | - | - | - | 3.04 | 3.04 | - |
Long-Term Deferred Tax Assets | - | 6.37 | 4.18 | 3.93 | 3.72 | - |
Other Real Estate Owned & Foreclosed | 0.14 | 0.14 | - | 0.15 | 0.22 | - |
Other Long-Term Assets | 57.08 | 46.85 | 39.61 | 38.22 | 36.55 | 37.69 |
Total Assets | 1,493 | 1,427 | 1,475 | 1,466 | 1,400 | 1,285 |
Interest Bearing Deposits | 829.03 | 852.69 | 848.33 | 854.63 | 870.02 | 796.04 |
Institutional Deposits | 131.67 | 134.78 | 142.47 | 95.27 | 71.7 | 67.45 |
Non-Interest Bearing Deposits | 213.56 | 196.38 | 213.72 | 170.17 | 183.71 | 191.86 |
Total Deposits | 1,174 | 1,184 | 1,205 | 1,120 | 1,125 | 1,055 |
Short-Term Borrowings | 125 | 44 | 61 | 125.68 | 60.33 | 12.5 |
Current Portion of Long-Term Debt | - | 10.01 | - | - | - | - |
Current Portion of Leases | - | 0.47 | - | - | - | - |
Accrued Interest Payable | 0.47 | 0.42 | 0.55 | 2.25 | 0.98 | 0.11 |
Long-Term Debt | 30.16 | 25 | 24.95 | 24.76 | 24.58 | 24.41 |
Federal Home Loan Bank Debt, Long-Term | 8.37 | 4.06 | 27.07 | 49.92 | 55.66 | 64.6 |
Long-Term Leases | 17.46 | 17.23 | 18.34 | 6.09 | 6.84 | 3.04 |
Trust Preferred Securities | - | 5.16 | 5.16 | 5.16 | 5.16 | 5.16 |
Pension & Post-Retirement Benefits | - | 0.84 | 0.82 | 0.81 | 0.77 | 0.9 |
Other Long-Term Liabilities | 11.03 | 13.15 | 10.99 | 10.81 | 8.59 | 8.49 |
Total Liabilities | 1,367 | 1,304 | 1,353 | 1,346 | 1,288 | 1,175 |
Common Stock | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
Additional Paid-In Capital | 55.62 | 54.39 | 52.75 | 53.11 | 52.1 | 51.04 |
Retained Earnings | 77.18 | 73.37 | 77.82 | 76.06 | 71.32 | 60.95 |
Comprehensive Income & Other | -7.12 | -5.37 | -9.14 | -9.74 | -12.49 | -1.76 |
Total Common Equity | 125.74 | 122.45 | 121.48 | 119.5 | 111 | 110.29 |
Minority Interest | - | - | - | 0.76 | 0.59 | 0.35 |
Shareholders' Equity | 125.74 | 122.45 | 121.48 | 120.26 | 111.58 | 110.63 |
Total Liabilities & Equity | 1,493 | 1,427 | 1,475 | 1,466 | 1,400 | 1,285 |
Total Debt | 180.99 | 105.92 | 136.51 | 211.61 | 152.57 | 109.7 |
Net Cash (Debt) | -154.94 | -73.25 | -98.85 | -158.28 | -107.57 | -72.69 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -24.73 | -11.79 | -16.22 | -26.24 | -18.11 | -13.92 |
Filing Date Shares Outstanding | 6.28 | 6.26 | 6.14 | 6.08 | 5.99 | 5.92 |
Total Common Shares Outstanding | 6.28 | 6.19 | 6.13 | 6.08 | 5.99 | 5.92 |
Book Value Per Share | 20.03 | 19.80 | 19.83 | 19.65 | 18.53 | 18.64 |
Tangible Book Value | 115.64 | 112.03 | 110.44 | 114.87 | 106.36 | 105.63 |
Tangible Book Value Per Share | 18.42 | 18.11 | 18.03 | 18.89 | 17.76 | 17.85 |