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Pathfinder Bancorp, Inc. (PBHC)
NASDAQ: PBHC · Real-Time Price · USD
16.57
0.00 (0.00%)
Nov 12, 2026, 10:05 AM EST - Market open

Pathfinder Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1048710785114101
Market Cap Growth
11.99%-18.39%25.42%-25.29%12.65%89.20%
Last Close Price
16.5713.7416.6112.9317.2615.21

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
64.33-32.209.3511.7210.89
PS Ratio
2.892.862.702.072.562.33
PB Ratio
0.880.710.880.711.020.91
P/FCF Ratio
9.458.3611.676.326.905.34
P/OCF Ratio
8.807.469.525.525.245.02

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.710.871.121.761.370.99
Debt / FCF Ratio
-10.1714.9215.719.235.79
Net Debt / Equity Ratio
1.360.600.811.320.960.66
Net Debt / FCF Ratio
-7.0310.8111.756.513.84
Return on Equity (ROE)
1.29%-1.58%3.99%8.13%11.73%12.01%
Return on Assets (ROA)
0.11%-0.13%0.33%0.66%0.97%1.00%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
1.55%-2.22%3.17%10.92%11.35%12.27%
FCF Yield
10.58%11.96%8.57%15.82%14.50%18.73%
Dividend Yield
2.41%2.84%2.30%2.57%1.89%1.64%
Payout Ratio
155.29%-70.29%23.53%15.75%12.90%
Buyback Yield / Dilution
-2.04%-1.92%-1.01%-1.58%-13.71%-13.35%
Total Shareholder Return
0.38%0.92%1.28%0.99%-11.82%-11.71%
SEC Filings: 10-K · 10-Q