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Peoples Financial Corporation (PFBX)

Stock Price: $10.00 USD 0.45 (4.71%)
Updated Aug 4, 2020 4:00 PM EDT - End of day

Stock Price Chart

Key Info

Market Cap 48.93M
Revenue (ttm) 24.74M
Net Income (ttm) 2.40M
Shares Out 4.89M
EPS (ttm) 0.73
PE Ratio 13.70
Forward PE n/a
Dividend $0.04
Dividend Yield 0.40%

Stock Quote

Trading Day Aug 4, 2020
Last Price $10.00
Previous Close $9.55
Change ($) 0.45
Change (%) 4.71%
Day's Open 10.99
Day's Range 10.00 - 10.99
Day's Volume 5,698
52-Week Range 8.05 - 12.25

More Stats

Market Cap 48.93M
Enterprise Value 9.57M
Earnings Date (est) n/a
Ex-Dividend Date May 1, 2020
Shares Outstanding 4.89M
Float 2.37M
EPS (basic) 0.49
EPS (diluted) 0.73
FCF / Share 0.96
Dividend $0.04
Dividend Yield 0.40%
Earnings Yield 7.30%
FCF Yield 9.65%
Payout Ratio 6.10%
Shares Short 2,010
Short Ratio 1.45
Short % of Float 0.06%
Beta 0.21
PE Ratio 13.70
Forward PE n/a
P/FCF Ratio 10.36
PS Ratio 1.98
PB Ratio 0.49
Revenue 24.74M
Operating Income 2.38M
Net Income 2.40M
Free Cash Flow 4.72M
Net Cash 39.36M
Net Cash / Share 8.04
Gross Margin 97.22%
Operating Margin 9.60%
Profit Margin 9.70%
FCF Margin 19.09%
ROA 0.38%
ROE 2.52%
ROIC 0.40%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$15.75*
Low
15.8
Current: $10.00
High
15.8
Target: 15.75
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue24.0523.0723.9323.4522.7521.9322.9227.8328.7828.34
Revenue Growth4.23%-3.58%2.05%3.06%3.75%-4.3%-17.65%-3.31%1.54%-
Gross Profit24.0523.0723.9323.4522.7521.9322.9227.8328.7828.34
Operating Income1.680.591.680.25-3.66-5.28-2.742.55-0.76
Net Income1.680.632.760.17-4.59-10.00-0.542.641.201.48
Shares Outstanding4.945.005.125.125.125.125.125.145.145.15
Earnings Per Share0.340.130.540.03-0.90-1.95-0.100.510.230.29
EPS Growth161.54%-75.93%1700%----121.74%-20.69%-
Dividend Per Share0.030.020.01--0.10-0.300.180.21
Dividend Growth50%100%-----66.67%-14.29%-
Operating Cash Flow4.154.274.963.144.646.5610.008.129.799.85
Capital Expenditures-0.46-0.69-0.42-1.02-0.42-0.29-0.82-0.24-0.49-0.69
Free Cash Flow3.693.584.532.124.226.279.187.889.309.16
Cash & Equivalents29.4217.1925.2841.1231.4023.5636.2654.0236.9324.15
Total Debt3.5336.1411.206.2618.4138.7177.68202211183
Net Cash / Debt25.90-18.9514.0834.8612.99-15.15-41.42-148-174-159
Assets595617650688641669762805804787
Liabilities500530561600549574663694695685
Book Value95.1286.9389.5088.4691.8494.9599.15111109101
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Peoples Financial Corporation
Country United States
Employees 148
CEO Chevis C. Swetman

Stock Information

Ticker Symbol PFBX
Stock Exchange US OTC
Sector Financial Services
Industry Banks—Regional
Unique Identifier OTCMKTS: PFBX

Description

Peoples Financial Corporation operates as the bank holding company for The Peoples Bank that provides banking, financial, and trust services to government entities, individuals, and small and commercial businesses in Mississippi. It accepts various deposits, such as interest bearing and non-interest bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts (IRAs). The company also offers business, commercial, real estate, construction, personal, and installment loans; and personal trust, agencies, and estate services, including living and testamentary trusts, executorships, guardianships, and conservatorships. In addition, it provides self-directed IRAs; and escrow management, stock transfer, and bond paying agency accounts to corporate customers. Further, the company offers various other services consisting of safe deposit box rental, wire transfer, night drop facilities, collection, cash management, and Internet banking services. As of December 31, 2018, the company operated through 17 branches located in Harrison, Hancock, Jackson, and Stone counties. It also has 30 automated teller machines at its branch locations, as well as other off-site and non-proprietary locations. Peoples Financial Corporation was founded in 1896 and is headquartered in Biloxi, Mississippi.