Peoples Financial Corporation (PFBX)
Stock Price Chart
Key Info
| Market Cap | 48.93M |
| Revenue (ttm) | 24.74M |
| Net Income (ttm) | 2.40M |
| Shares Out | 4.89M |
| EPS (ttm) | 0.73 |
| PE Ratio | 13.70 |
| Forward PE | n/a |
| Dividend | $0.04 |
| Dividend Yield | 0.40% |
Stock Quote
| Trading Day | Aug 4, 2020 |
| Last Price | $10.00 |
| Previous Close | $9.55 |
| Change ($) | 0.45 |
| Change (%) | 4.71% |
| Day's Open | 10.99 |
| Day's Range | 10.00 - 10.99 |
| Day's Volume | 5,698 |
| 52-Week Range | 8.05 - 12.25 |
More Stats
| Market Cap | 48.93M |
| Enterprise Value | 9.57M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | May 1, 2020 |
| Shares Outstanding | 4.89M |
| Float | 2.37M |
| EPS (basic) | 0.49 |
| EPS (diluted) | 0.73 |
| FCF / Share | 0.96 |
| Dividend | $0.04 |
| Dividend Yield | 0.40% |
| Earnings Yield | 7.30% |
| FCF Yield | 9.65% |
| Payout Ratio | 6.10% |
| Shares Short | 2,010 |
| Short Ratio | 1.45 |
| Short % of Float | 0.06% |
| Beta | 0.21 |
| PE Ratio | 13.70 |
| Forward PE | n/a |
| P/FCF Ratio | 10.36 |
| PS Ratio | 1.98 |
| PB Ratio | 0.49 |
| Revenue | 24.74M |
| Operating Income | 2.38M |
| Net Income | 2.40M |
| Free Cash Flow | 4.72M |
| Net Cash | 39.36M |
| Net Cash / Share | 8.04 |
| Gross Margin | 97.22% |
| Operating Margin | 9.60% |
| Profit Margin | 9.70% |
| FCF Margin | 19.09% |
| ROA | 0.38% |
| ROE | 2.52% |
| ROIC | 0.40% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24.05 | 23.07 | 23.93 | 23.45 | 22.75 | 21.93 | 22.92 | 27.83 | 28.78 | 28.34 |
| Revenue Growth | 4.23% | -3.58% | 2.05% | 3.06% | 3.75% | -4.3% | -17.65% | -3.31% | 1.54% | - |
| Gross Profit | 24.05 | 23.07 | 23.93 | 23.45 | 22.75 | 21.93 | 22.92 | 27.83 | 28.78 | 28.34 |
| Operating Income | 1.68 | 0.59 | 1.68 | 0.25 | -3.66 | -5.28 | -2.74 | 2.55 | - | 0.76 |
| Net Income | 1.68 | 0.63 | 2.76 | 0.17 | -4.59 | -10.00 | -0.54 | 2.64 | 1.20 | 1.48 |
| Shares Outstanding | 4.94 | 5.00 | 5.12 | 5.12 | 5.12 | 5.12 | 5.12 | 5.14 | 5.14 | 5.15 |
| Earnings Per Share | 0.34 | 0.13 | 0.54 | 0.03 | -0.90 | -1.95 | -0.10 | 0.51 | 0.23 | 0.29 |
| EPS Growth | 161.54% | -75.93% | 1700% | - | - | - | - | 121.74% | -20.69% | - |
| Dividend Per Share | 0.03 | 0.02 | 0.01 | - | - | 0.10 | - | 0.30 | 0.18 | 0.21 |
| Dividend Growth | 50% | 100% | - | - | - | - | - | 66.67% | -14.29% | - |
| Operating Cash Flow | 4.15 | 4.27 | 4.96 | 3.14 | 4.64 | 6.56 | 10.00 | 8.12 | 9.79 | 9.85 |
| Capital Expenditures | -0.46 | -0.69 | -0.42 | -1.02 | -0.42 | -0.29 | -0.82 | -0.24 | -0.49 | -0.69 |
| Free Cash Flow | 3.69 | 3.58 | 4.53 | 2.12 | 4.22 | 6.27 | 9.18 | 7.88 | 9.30 | 9.16 |
| Cash & Equivalents | 29.42 | 17.19 | 25.28 | 41.12 | 31.40 | 23.56 | 36.26 | 54.02 | 36.93 | 24.15 |
| Total Debt | 3.53 | 36.14 | 11.20 | 6.26 | 18.41 | 38.71 | 77.68 | 202 | 211 | 183 |
| Net Cash / Debt | 25.90 | -18.95 | 14.08 | 34.86 | 12.99 | -15.15 | -41.42 | -148 | -174 | -159 |
| Assets | 595 | 617 | 650 | 688 | 641 | 669 | 762 | 805 | 804 | 787 |
| Liabilities | 500 | 530 | 561 | 600 | 549 | 574 | 663 | 694 | 695 | 685 |
| Book Value | 95.12 | 86.93 | 89.50 | 88.46 | 91.84 | 94.95 | 99.15 | 111 | 109 | 101 |
Company Profile
Company Details
| Full Name | Peoples Financial Corporation |
| Country | United States |
| Employees | 148 |
| CEO | Chevis C. Swetman |
Stock Information
| Ticker Symbol | PFBX |
| Stock Exchange | US OTC |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | OTCMKTS: PFBX |
Description
Peoples Financial Corporation operates as the bank holding company for The Peoples Bank that provides banking, financial, and trust services to government entities, individuals, and small and commercial businesses in Mississippi. It accepts various deposits, such as interest bearing and non-interest bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts (IRAs). The company also offers business, commercial, real estate, construction, personal, and installment loans; and personal trust, agencies, and estate services, including living and testamentary trusts, executorships, guardianships, and conservatorships. In addition, it provides self-directed IRAs; and escrow management, stock transfer, and bond paying agency accounts to corporate customers. Further, the company offers various other services consisting of safe deposit box rental, wire transfer, night drop facilities, collection, cash management, and Internet banking services. As of December 31, 2018, the company operated through 17 branches located in Harrison, Hancock, Jackson, and Stone counties. It also has 30 automated teller machines at its branch locations, as well as other off-site and non-proprietary locations. Peoples Financial Corporation was founded in 1896 and is headquartered in Biloxi, Mississippi.