Peoples Financial Corporation (PFBX)

Peoples Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	27.25	27.51	30.63	33.64	28.37	31.6
Revenue Growth	-6.52%	-10.18%	-8.96%	18.60%	-10.22%	68.49%
Net Income Net Income Growth	3.7	3.91	21.7	9.17	8.94	8.91
Earnings Per Share EPS Growth	0.80	0.85	4.66	1.96	1.91	1.84
EPS Growth	-80.96%	-81.83%	137.73%	2.58%	3.90%	-

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	57.39	19.58	107.74	22.79	32.84	49.99
Total Debt Total Debt Growth	-	0.8	-	18.5	-	0.89
Net Cash (Debt) Net Cash Growth	57.39	18.78	107.74	4.29	32.84	49.1
Net Cash Growth	212.24%	-82.57%	2409.18%	-86.92%	-33.13%	-45.78%
Net Cash Per Share Net Cash Per Share Growth	12.43	4.07	23.14	0.92	7.02	10.14

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-	4.5	6.03	9.05	7.91	4.58
Capital Expenditures CapEx Growth	-	-0.3	-0.98	-2.54	-2.17	-1.94
Free Cash Flow Free Cash Flow Growth	-	4.2	5.06	6.51	5.74	2.64
Free Cash Flow Growth	-	-16.93%	-22.37%	13.58%	117.23%	-51.83%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	13.58%	14.22%	70.86%	27.25%	31.52%	28.20%
FCF Margin	-	15.27%	16.51%	19.36%	20.22%	8.36%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.360	0.360	0.360	0.360	0.220	0.150
Dividend Per Share Growth	-18.18%	0%	0%	63.64%	46.67%	114.29%
Dividend Yield	1.60%	1.78%	1.99%	2.28%	1.67%	1.00%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	28.13	24.04	4.00	8.44	7.59	8.74
Forward PE	-	26.71	26.71	26.71	26.71	26.71
P/FCF Ratio	25.61	22.38	17.15	11.88	11.83	29.50
PS Ratio	3.82	3.42	2.83	2.30	2.39	2.47

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 31, 2026

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