Peoples Financial Statistics
Total Valuation
PFBX has a market cap or net worth of 105.05 million.
| Market Cap | 105.05M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, October 23, 2026.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | Jun 8, 2026 |
Share Statistics
PFBX has 4.62 million shares outstanding. The number of shares has decreased by -0.36% in one year.
| Current Share Class | 4.62M |
| Shares Outstanding | 4.62M |
| Shares Change (YoY) | -0.36% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 48.42% |
| Owned by Institutions (%) | n/a |
| Float | 1.59M |
Valuation Ratios
The trailing PE ratio is 28.38.
| PE Ratio | 28.38 |
| Forward PE | n/a |
| PS Ratio | 3.85 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 26.55 |
| P/OCF Ratio | 23.67 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.73 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.74%.
| Return on Equity (ROE) | 3.74% |
| Return on Assets (ROA) | 0.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.79% |
| Revenue Per Employee | 208,023 |
| Profits Per Employee | 28,260 |
| Employee Count | 132 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFBX has paid 799,000 in taxes.
| Income Tax | 799,000 |
| Effective Tax Rate | 17.75% |
Stock Price Statistics
The stock price has increased by +14.73% in the last 52 weeks. The beta is 0.17, so PFBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +14.73% |
| 50-Day Moving Average | 21.73 |
| 200-Day Moving Average | 20.03 |
| Relative Strength Index (RSI) | 53.94 |
| Average Volume (20 Days) | 4,216 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.12 |
Income Statement
In the last 12 months, PFBX had revenue of 27.25 million and earned 3.70 million in profits. Earnings per share was 0.80.
| Revenue | 27.25M |
| Gross Profit | 27.25M |
| Operating Income | 4.50M |
| Pretax Income | 4.50M |
| Net Income | 3.70M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.80 |
Balance Sheet
The company has 24.05 million in cash and 38.50 million in debt, with a net cash position of -14.45 million or -3.13 per share.
| Cash & Cash Equivalents | 24.05M |
| Total Debt | 38.50M |
| Net Cash | -14.45M |
| Net Cash Per Share | -3.13 |
| Equity (Book Value) | 101.71M |
| Book Value Per Share | 22.03 |
| Working Capital | -621.24M |
Cash Flow
In the last 12 months, operating cash flow was 4.44 million and capital expenditures -481,000, giving a free cash flow of 3.96 million.
| Operating Cash Flow | 4.44M |
| Capital Expenditures | -481,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 38.50M |
| Free Cash Flow | 3.96M |
| FCF Per Share | 0.86 |
Margins
| Gross Margin | n/a |
| Operating Margin | 16.49% |
| Pretax Margin | 16.52% |
| Profit Margin | 13.58% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 14.52% |
Dividends & Yields
This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 1.58%.
| Dividend Per Share | 0.36 |
| Dividend Yield | 1.58% |
| Dividend Growth (YoY) | -18.18% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 44.89% |
| Buyback Yield | 0.36% |
| Shareholder Yield | 1.94% |
| Earnings Yield | 3.52% |
| FCF Yield | 3.77% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |