Peoples Financial Statistics
Total Valuation
PFBX has a market cap or net worth of 108.65 million.
| Market Cap | 108.65M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, January 26, 2027.
| Earnings Date | Jan 26, 2027 |
| Ex-Dividend Date | Nov 10, 2026 |
Share Statistics
PFBX has 4.62 million shares outstanding. The number of shares has increased by 0.05% in one year.
| Current Share Class | 4.62M |
| Shares Outstanding | 4.62M |
| Shares Change (YoY) | +0.05% |
| Shares Change (QoQ) | +0.70% |
| Owned by Insiders (%) | 47.71% |
| Owned by Institutions (%) | n/a |
| Float | 1.62M |
Valuation Ratios
The trailing PE ratio is 26.04.
| PE Ratio | 26.04 |
| Forward PE | n/a |
| PS Ratio | 3.92 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.11 |
| P/FCF Ratio | 29.89 |
| P/OCF Ratio | 26.35 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.10 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.75 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.21%.
| Return on Equity (ROE) | 4.21% |
| Return on Assets (ROA) | 0.54% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.63% |
| Revenue Per Employee | 211,649 |
| Profits Per Employee | 31,870 |
| Employee Count | 132 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFBX has paid 487,000 in taxes.
| Income Tax | 487,000 |
| Effective Tax Rate | 10.45% |
Stock Price Statistics
The stock price has increased by +16.20% in the last 52 weeks. The beta is 0.15, so PFBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.15 |
| 52-Week Price Change | +16.20% |
| 50-Day Moving Average | 23.03 |
| 200-Day Moving Average | 20.79 |
| Relative Strength Index (RSI) | 49.62 |
| Average Volume (20 Days) | 742 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PFBX had revenue of 27.73 million and earned 4.18 million in profits. Earnings per share was 0.90.
| Revenue | 27.73M |
| Gross Profit | 27.73M |
| Operating Income | 4.65M |
| Pretax Income | 4.66M |
| Net Income | 4.18M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.90 |
Balance Sheet
The company has 15.39 million in cash and 10.00 million in debt, with a net cash position of 5.39 million or 1.17 per share.
| Cash & Cash Equivalents | 15.39M |
| Total Debt | 10.00M |
| Net Cash | 5.39M |
| Net Cash Per Share | 1.17 |
| Equity (Book Value) | 98.24M |
| Book Value Per Share | 21.28 |
| Working Capital | -637.70M |
Cash Flow
In the last 12 months, operating cash flow was 4.12 million and capital expenditures -488,000, giving a free cash flow of 3.64 million.
| Operating Cash Flow | 4.12M |
| Capital Expenditures | -488,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 10.00M |
| Free Cash Flow | 3.64M |
| FCF Per Share | 0.79 |
Margins
| Gross Margin | n/a |
| Operating Margin | 16.76% |
| Pretax Margin | 16.81% |
| Profit Margin | 15.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.11% |
Dividends & Yields
This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 1.53%.
| Dividend Per Share | 0.36 |
| Dividend Yield | 1.53% |
| Dividend Growth (YoY) | 2.78% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 39.81% |
| FCF Payout Ratio | 47.00% |
| Buyback Yield | -0.05% |
| Shareholder Yield | 1.48% |
| Earnings Yield | 3.84% |
| FCF Yield | 3.35% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |