Provident Financial Services, Inc. (PFS)

PFS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	299.21	205.87	180.19	186.44	685.16	418.05
Investment Securities	906.28	1,053	768.85	765.48	786.47	614.35
Trading Asset Securities	112.22	179.33	105.16	151.19	66.5	109.11
Mortgage-Backed Securities	2,547	2,062	1,286	1,427	1,709	943.08
Total Investments	3,565	3,295	2,160	2,344	2,562	1,667
Gross Loans	19,297	18,669	10,884	10,263	9,595	9,841
Allowance for Loan Losses	-186.97	-193.43	-107.2	-88.02	-80.74	-101.47
Other Adjustments to Gross Loans	-11.27	-9.54	-12.46	-14.14	-13.71	-18.53
Net Loans	19,099	18,466	10,765	10,161	9,501	9,721
Property, Plant & Equipment	168.07	181.88	127.91	140.37	129.37	75.95
Goodwill	-	624.07	443.62	443.62	443.62	443
Other Intangible Assets	790.73	194.06	13.77	16.65	19.87	22.58
Loans Held for Sale	14.33	162.45	1.79	-	-	-
Accrued Interest Receivable	94.65	91.16	58.97	51.9	41.99	46.45
Restricted Cash	2.4	0.07	0.07	0.07	27.3	114.3
Long-Term Deferred Tax Assets	-	223.63	71.58	82.23	22.96	30.1
Other Real Estate Owned & Foreclosed	2.02	9.47	11.65	2.12	8.73	4.48
Other Long-Term Assets	677.37	485.48	297.72	286.81	305.21	317.38
Total Assets	24,833	24,052	14,211	13,783	13,781	12,920
Interest Bearing Deposits	14,459	14,046	7,871	7,811	8,100	6,779
Institutional Deposits	886.14	789.34	218.55	108.18	368.28	717.22
Non-Interest Bearing Deposits	3,752	3,789	2,203	2,644	2,766	2,341
Total Deposits	19,096	18,624	10,293	10,563	11,234	9,838
Short-Term Borrowings	748.3	559.55	688.83	608.39	62.47	142.6
Current Portion of Long-Term Debt	968.28	996.49	72.16	98	116.76	99.94
Current Portion of Leases	3.3	13.17	-	-	-	-
Long-Term Debt	407.87	405.32	10.73	10.49	10.28	25.14
Federal Home Loan Bank Debt, Long-Term	604.5	635.24	1,300	753.37	510.01	1,051
Long-Term Leases	54.55	52.06	60.04	63.37	50.24	-
Pension & Post-Retirement Benefits	-	13.47	13.07	13.92	18.67	20.73
Other Long-Term Liabilities	182.68	151.52	83.03	75.16	81.66	122.68
Total Liabilities	22,066	21,451	12,520	12,186	12,084	11,300
Common Stock	1.38	1.38	0.83	0.83	0.83	0.83
Additional Paid-In Capital	1,842	1,834	989.06	981.14	969.82	962.45
Retained Earnings	1,102	989.11	974.54	918.16	814.53	718.09
Treasury Stock	-91.29	-88.42	-127.83	-127.15	-79.6	-59.02
Comprehensive Income & Other	-87.24	-135.36	-146.01	-175.27	-8.48	-2.56
Shareholders' Equity	2,767	2,601	1,691	1,598	1,697	1,620
Total Liabilities & Equity	24,833	24,052	14,211	13,783	13,781	12,920
Total Debt	2,787	2,662	2,132	1,534	749.77	1,319
Net Cash (Debt)	-2,375	-2,277	-1,846	-1,196	1.9	-791.54
Net Cash Per Share	-18.21	-20.75	-24.66	-15.99	0.02	-11.37
Filing Date Shares Outstanding	130.62	130.49	75.31	74.73	76.21	76.61
Total Common Shares Outstanding	130.62	130.49	75.25	74.57	76.07	76.43
Book Value Per Share	21.18	19.93	22.47	21.43	22.31	21.19
Tangible Book Value	1,976	1,783	1,233	1,137	1,234	1,154
Tangible Book Value Per Share	15.13	13.66	16.39	15.25	16.22	15.10

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q