Provident Financial Services, Inc. (PFS)
NYSE: PFS · Real-Time Price · USD
18.26
+0.38 (2.13%)
Oct 17, 2025, 4:00 PM EDT - Market closed
PFS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 230.94 | 115.53 | 128.4 | 175.65 | 167.92 | 96.95 | Upgrade |
Depreciation & Amortization | 69.17 | 54.59 | 22.19 | 23.69 | 22.73 | 20.02 | Upgrade |
Gain (Loss) on Sale of Assets | -0.62 | -0.21 | -2.7 | -8.56 | -0.5 | -1.77 | Upgrade |
Gain (Loss) on Sale of Investments | 14.82 | 10.12 | 8.3 | 12.49 | 15.59 | 9.98 | Upgrade |
Provision for Credit Losses | 19.01 | 87.56 | 28.17 | 5 | -24.34 | 29.72 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 280.53 | 143.65 | 3.52 | -1.77 | 49.53 | 89.13 | Upgrade |
Accrued Interest Receivable | 1.13 | -4.95 | -7.06 | -9.91 | 4.46 | 8.47 | Upgrade |
Change in Other Net Operating Assets | -15.5 | 40.53 | -3.92 | 4.25 | -85.52 | -134.34 | Upgrade |
Other Operating Activities | -24.68 | -30.87 | -12.28 | -12.76 | -1.16 | -21.07 | Upgrade |
Operating Cash Flow | 583.75 | 426.38 | 173.4 | 200.31 | 156.81 | 103.3 | Upgrade |
Operating Cash Flow Growth | 183.50% | 145.90% | -13.44% | 27.74% | 51.80% | -24.56% | Upgrade |
Capital Expenditures | -5.14 | -1.31 | -7.49 | -9.41 | -13.81 | -12.83 | Upgrade |
Sale of Property, Plant and Equipment | 2.35 | - | 0.11 | 0.02 | 0.04 | 0.95 | Upgrade |
Cash Acquisitions | - | 194.55 | - | - | - | 78.09 | Upgrade |
Investment in Securities | -273.53 | 531.62 | 173.17 | 35.15 | -985.33 | 128.2 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -619.11 | -193.99 | -632.94 | -656.19 | 247.99 | -717.95 | Upgrade |
Other Investing Activities | -17.47 | -23.2 | -2.45 | -17.14 | 34.53 | 19.16 | Upgrade |
Investing Cash Flow | -912.91 | 507.67 | -469.6 | -647.56 | -716.57 | -504.37 | Upgrade |
Short-Term Debt Issued | - | 18.6 | 156.3 | - | - | - | Upgrade |
Long-Term Debt Issued | - | 857.08 | 534.81 | 3,982 | 913.69 | 2,430 | Upgrade |
Total Debt Issued | 1,336 | 875.68 | 691.11 | 3,982 | 913.69 | 2,430 | Upgrade |
Short-Term Debt Repaid | - | - | - | -18.95 | -8.44 | -294.03 | Upgrade |
Long-Term Debt Repaid | - | -1,390 | -58.44 | -3,253 | -1,469 | -2,287 | Upgrade |
Total Debt Repaid | -1,264 | -1,390 | -58.44 | -3,272 | -1,478 | -2,581 | Upgrade |
Net Debt Issued (Repaid) | 72.54 | -514.35 | 632.66 | 710.6 | -564.2 | -150.76 | Upgrade |
Issuance of Common Stock | - | - | 0.79 | - | 0.89 | 0.45 | Upgrade |
Repurchase of Common Stock | -2.88 | -1.32 | -1.68 | -47.55 | -21.67 | -22.13 | Upgrade |
Common Dividends Paid | -127.02 | -100.96 | -72.45 | -72.02 | -71.48 | -65.82 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 354.88 | -291.75 | -269.38 | -669.72 | 1,396 | 984.94 | Upgrade |
Financing Cash Flow | 297.52 | -908.37 | 289.95 | -78.7 | 739.86 | 746.68 | Upgrade |
Net Cash Flow | -31.64 | 25.68 | -6.25 | -525.96 | 180.11 | 345.61 | Upgrade |
Free Cash Flow | 578.61 | 425.07 | 165.91 | 190.9 | 143.01 | 90.48 | Upgrade |
Free Cash Flow Growth | 189.50% | 156.21% | -13.09% | 33.49% | 58.06% | -31.48% | Upgrade |
Free Cash Flow Margin | 70.27% | 70.01% | 36.78% | 38.15% | 30.19% | 25.47% | Upgrade |
Free Cash Flow Per Share | 4.44 | 3.87 | 2.22 | 2.55 | 1.87 | 1.30 | Upgrade |
Cash Interest Paid | 508.42 | 397.28 | 210.35 | 46.9 | 35.91 | 49.42 | Upgrade |
Cash Income Tax Paid | 74.32 | 36.18 | 46.46 | 51.05 | 57.47 | 36.51 | Upgrade |
Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.