Provident Financial Services, Inc. (PFS)

PFS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	1,889	1,363	1,608	1,874	1,411	1,627
Market Cap Growth	-23.76%	-15.22%	-14.20%	32.80%	-13.25%	0.49%
Enterprise Value	3,799	3,164	2,769	1,799	2,080	2,565
PE Ratio	9.09	10.62	9.15	11.16	14.56	14.44
PS Ratio	4.28	3.02	3.24	3.93	3.97	4.67
PB Ratio	1.11	0.81	1.01	1.10	0.87	1.15
P/FCF Ratio	12.64	8.21	8.42	13.10	15.44	12.32
P/OCF Ratio	12.05	7.86	8.03	11.95	13.66	11.88
EV/Sales Ratio	8.61	7.01	5.57	3.77	5.85	7.36
EV/EBITDA Ratio	20.46	15.98	10.50	7.20	14.09	15.46
EV/EBIT Ratio	23.20	18.00	11.53	7.92	16.31	17.44
EV/FCF Ratio	25.43	19.06	14.50	12.57	22.75	19.43
Debt / Equity Ratio	1.22	1.17	0.84	0.38	0.74	0.80
Debt / EBITDA Ratio	11.14	10.01	5.11	2.55	8.14	6.78
Debt / FCF Ratio	13.85	11.93	7.06	4.45	13.14	8.52
Asset Turnover	0.03	0.03	0.04	0.04	0.03	0.04
Return on Equity (ROE)	7.20%	7.80%	11.10%	10.00%	6.40%	8.10%
Return on Assets (ROA)	0.80%	0.90%	1.30%	1.30%	0.80%	1.10%
Return on Capital (ROIC)	3.19%	3.50%	5.96%	7.19%	3.44%	4.44%
Earnings Yield	6.35%	9.42%	10.92%	8.96%	6.87%	6.92%
FCF Yield	7.91%	12.18%	11.87%	7.63%	6.48%	8.12%
Dividend Yield	6.60%	5.30%	4.50%	3.80%	5.10%	4.50%
Payout Ratio	60.00%	55.80%	40.90%	42.30%	66.20%	64.40%
Buyback Yield / Dilution	-0.77%	-0.12%	2.32%	-9.96%	-7.56%	0.57%
Total Shareholder Return	5.83%	5.18%	6.82%	-6.16%	-2.46%	5.07%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).