Provident Financial Services, Inc. (PFS)
NYSE: PFS · Real-Time Price · USD
16.53
-0.01 (-0.06%)
Apr 28, 2025, 4:00 PM EDT - Market closed

PFS Statistics

Total Valuation

PFS has a market cap or net worth of $2.16 billion. The enterprise value is $4.66 billion.

Market Cap 2.16B
Enterprise Value 4.66B

Important Dates

The last earnings date was Thursday, April 24, 2025, after market close.

Earnings Date Apr 24, 2025
Ex-Dividend Date May 16, 2025

Share Statistics

PFS has 130.66 million shares outstanding. The number of shares has increased by 64.62% in one year.

Current Share Class 130.66M
Shares Outstanding 130.66M
Shares Change (YoY) +64.62%
Shares Change (QoQ) +0.17%
Owned by Insiders (%) 3.39%
Owned by Institutions (%) 68.40%
Float 126.17M

Valuation Ratios

The trailing PE ratio is 13.91 and the forward PE ratio is 7.82.

PE Ratio 13.91
Forward PE 7.82
PS Ratio 2.91
Forward PS 2.75
PB Ratio 0.81
P/TBV Ratio 1.17
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 31.63
EV / Sales 6.66
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.77%.

Return on Equity (ROE) 6.77%
Return on Assets (ROA) 0.77%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $388,943
Profits Per Employee $81,883
Employee Count 1,801
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PFS has paid $51.03 million in taxes.

Income Tax 51.03M
Effective Tax Rate 25.71%

Stock Price Statistics

The stock price has increased by +9.54% in the last 52 weeks. The beta is 0.82, so PFS's price volatility has been lower than the market average.

Beta (5Y) 0.82
52-Week Price Change +9.54%
50-Day Moving Average 16.86
200-Day Moving Average 18.43
Relative Strength Index (RSI) 53.00
Average Volume (20 Days) 974,561

Short Selling Information

The latest short interest is 3.36 million, so 2.57% of the outstanding shares have been sold short.

Short Interest 3.36M
Short Previous Month 3.12M
Short % of Shares Out 2.57%
Short % of Float 2.66%
Short Ratio (days to cover) 3.88

Income Statement

In the last 12 months, PFS had revenue of $700.49 million and earned $147.47 million in profits. Earnings per share was $1.19.

Revenue 700.49M
Gross Profit 700.49M
Operating Income 304.97M
Pretax Income 98.81M
Net Income 147.47M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.19
Full Income Statement

Balance Sheet

The company has $234.08 million in cash and $2.74 billion in debt, giving a net cash position of -$2.50 billion or -$19.17 per share.

Cash & Cash Equivalents 234.08M
Total Debt 2.74B
Net Cash -2.50B
Net Cash Per Share -$19.17
Equity (Book Value) 2.66B
Book Value Per Share 20.35
Working Capital -17.97B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.54%
Pretax Margin 28.34%
Profit Margin 21.05%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 5.81%.

Dividend Per Share $0.96
Dividend Yield 5.81%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 80.80%
Buyback Yield -64.62%
Shareholder Yield -58.81%
Earnings Yield 6.83%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for PFS is $24.25, which is 46.70% higher than the current price. The consensus rating is "Strong Buy".

Price Target $24.25
Price Target Difference 46.70%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2