PennyMac Financial Services, Inc. (PFSI)

PFSI Stock Forecast

Stock Price Forecast

The 7 analysts that cover PFSI stock have a consensus rating of "Buy" and an average price target of $145.43, which forecasts a 10.58% increase in the stock price over the next year. The lowest target is $135 and the highest is $160.

Price Target: $145.43 (+10.58%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$135	$145.43	$145	$160
Change	+2.65%	+10.58%	+10.26%	+21.66%

Analyst Ratings

The average analyst rating for PFSI stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Jul '25	Aug '25	Sep '25	Oct '25	Nov '25	Dec '25
Strong Buy	0	0	0	1	1	2
Buy	6	6	6	3	3	3
Hold	1	1	1	2	2	2
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	7	7	7	6	6	7

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Eric Hagen BTIG	BTIG	Strong Buy Maintains $135 → $150	Strong Buy	Maintains	$135 → $150	+14.06%	Dec 29, 2025
Crispin Love Piper Sandler	Piper Sandler	Buy Maintains $140 → $146	Buy	Maintains	$140 → $146	+11.02%	Dec 22, 2025
Matthew Hurwit Jefferies	Jefferies	Strong Buy Initiates $160	Strong Buy	Initiates	$160	+21.66%	Dec 19, 2025
George Bose Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $138 → $143	Hold	Maintains	$138 → $143	+8.74%	Dec 18, 2025
George Bose Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $129 → $138	Hold	Maintains	$129 → $138	+4.93%	Oct 24, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

2.15B

Increased by 6.22%

from 2.03B

Revenue Next Year

2.77B

Increased by 28.90%

from 2.15B

EPS This Year

10.85

Increased by 85.80%

from 5.84

EPS Next Year

15.57

Increased by 43.50%

from 10.85

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	5.18B	3.58B	1.63B	2.01B	2.03B	2.15B	2.77B
Revenue Growth	110.98%	-30.86%	-54.54%	23.16%	1.01%	6.22%	28.90%
EPS	20.92	14.87	8.50	2.74	5.84	10.85	15.57
EPS Growth	327.81%	-28.92%	-42.84%	-67.77%	113.14%	85.80%	43.50%
Forward PE	-	-	-	-	-	12.12	8.45
No. Analysts	-	-	-	-	-	11	11

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027
High	2.3B	3.0B
Avg	2.2B	2.8B
Low	1.9B	2.5B

Revenue Growth

Revenue Growth	2025	2026	2027
High	12.9%	40.8%
Avg	6.2%	28.9%
Low	-4.3%	15.8%

EPS Forecast

EPS	2025	2026	2027
High	11.89	16.91
Avg	10.85	15.57
Low	9.56	14.50

EPS Growth

EPS Growth	2025	2026	2027
High	103.5%	55.8%
Avg	85.8%	43.5%
Low	63.8%	33.7%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.