PennyMac Financial Services, Inc. (PFSI)

PFSI Stock Forecast

Stock Price Forecast

The 8 analysts that cover PFSI stock have a consensus rating of "Buy" and an average price target of $139.13, which forecasts a 61.40% increase in the stock price over the next year. The lowest target is $115 and the highest is $160.

Price Target: $139.13 (+61.40%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$115	$139.13	$137	$160
Change	+33.41%	+61.40%	+58.93%	+85.61%

* Price targets were last updated on Feb 2, 2026.

Analyst Ratings

The average analyst rating for PFSI stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26	Mar '26
Strong Buy	1	1	2	2	2	2
Buy	3	3	3	4	4	4
Hold	2	2	2	2	2	2
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	6	6	7	8	8	8

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
George Bose Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $143 → $115	Hold	Maintains	$143 → $115	+33.41%	Feb 2, 2026
Terry Ma Barclays	Barclays	Buy Maintains $158 → $136	Buy	Maintains	$158 → $136	+57.77%	Jan 30, 2026
Crispin Love Piper Sandler	Piper Sandler	Buy Maintains $168 → $137	Buy	Maintains	$168 → $137	+58.93%	Jan 30, 2026
Donald Fandetti Wells Fargo	Wells Fargo	Buy Maintains $150 → $135	Buy	Maintains	$150 → $135	+56.61%	Jan 30, 2026
Crispin Love Piper Sandler	Piper Sandler	Buy Maintains $146 → $168	Buy	Maintains	$146 → $168	+94.90%	Jan 15, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

2.57B

Decreased by -25.88%

from 3.46B

Revenue Next Year

2.96B

Increased by 15.35%

from 2.57B

EPS This Year

12.98

Increased by 39.53%

from 9.30

EPS Next Year

16.30

Increased by 25.64%

from 12.98

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	3.58B	1.63B	2.01B	2.03B	3.46B	2.57B	2.96B
Revenue Growth	-30.86%	-54.54%	23.16%	1.01%	70.88%	-25.88%	15.35%
EPS	14.87	8.50	2.74	5.84	9.30	12.98	16.30
EPS Growth	-28.92%	-42.84%	-67.77%	113.14%	59.25%	39.53%	25.64%
Forward PE	-	-	-	-	-	6.64	5.29
No. Analysts	-	-	-	-	-	10	8

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027	2028
High	2.8B	3.3B
Avg	2.6B	3.0B
Low	2.3B	2.7B

Revenue Growth

Revenue Growth	2026	2027	2028
High	-19.1%	28.2%
Avg	-25.9%	15.4%
Low	-33.7%	6.0%

EPS Forecast

EPS	2026	2027	2028
High	16.11	18.34
Avg	12.98	16.30
Low	9.87	13.95

EPS Growth

EPS Growth	2026	2027	2028
High	73.2%	41.4%
Avg	39.5%	25.6%
Low	6.1%	7.5%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.