PennyMac Financial Services, Inc. (PFSI)

PFSI Stock Forecast

Stock Price Forecast

The 7 analysts that cover PFSI stock have a consensus rating of "Buy" and an average price target of $119.57, which forecasts a 24.75% increase in the stock price over the next year. The lowest target is $110 and the highest is $130.

Price Target: $119.57 (+24.75%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$110	$119.57	$119	$130
Change	+14.76%	+24.75%	+24.15%	+35.63%

Analyst Ratings

The average analyst rating for PFSI stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Feb '25	Mar '25	Apr '25	May '25	Jun '25	Jul '25
Strong Buy	0	0	0	0	0	0
Buy	4	4	5	5	5	6
Hold	1	1	1	1	1	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	5	5	6	6	6	7

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Douglas Harter UBS	UBS	Hold Maintains $115 → $110	Hold	Maintains	$115 → $110	+14.76%	Jul 24, 2025
George Bose Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Buy Maintains $121 → $117	Buy	Maintains	$121 → $117	+22.07%	Jul 24, 2025
Crispin Love Piper Sandler	Piper Sandler	Buy Maintains $125 → $121	Buy	Maintains	$125 → $121	+26.24%	Jul 23, 2025
Michael Kaye Wells Fargo	Wells Fargo	Buy Maintains $120 → $115	Buy	Maintains	$120 → $115	+19.98%	Jul 23, 2025
Douglas Harter UBS	UBS	Hold Maintains $110 → $115	Hold	Maintains	$110 → $115	+19.98%	Jul 15, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

2.18B

Decreased by -23.70%

from 2.86B

Revenue Next Year

2.58B

Increased by 18.11%

from 2.18B

EPS This Year

10.99

Increased by 88.18%

from 5.84

EPS Next Year

15.25

Increased by 38.78%

from 10.99

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	5.18B	3.58B	2.26B	2.24B	2.86B	2.18B	2.58B	2.90B
Revenue Growth	110.98%	-30.86%	-36.91%	-0.78%	27.47%	-23.70%	18.11%	12.66%
EPS	20.92	14.87	8.50	2.74	5.84	10.99	15.25	18.12
EPS Growth	327.81%	-28.92%	-42.84%	-67.77%	113.14%	88.18%	38.78%	18.78%
Forward PE	-	-	-	-	-	8.72	6.28	5.29
No. Analysts	-	-	-	-	-	11	11	6

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027
High	2.5B	2.9B	3.0B
Avg	2.2B	2.6B	2.9B
Low	1.9B	2.2B	2.7B

Revenue Growth

Revenue Growth	2025	2026	2027
High	-13.8%	31.1%	18.3%
Avg	-23.7%	18.1%	12.7%
Low	-34.2%	2.3%	6.1%

EPS Forecast

EPS	2025	2026	2027
High	12.76	16.65	20.00
Avg	10.99	15.25	18.12
Low	7.58	12.74	16.20

EPS Growth

EPS Growth	2025	2026	2027
High	118.5%	51.5%	31.2%
Avg	88.2%	38.8%	18.8%
Low	29.7%	15.9%	6.2%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.