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PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
75.09
-0.65 (-0.86%)
At close: Aug 21, 2026, 4:00 PM EDT
75.88
+0.79 (1.05%)
After-hours: Aug 21, 2026, 7:45 PM EDT

PFSI Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,3323,4622,0262,0061,6283,582
Revenue Growth
21.70%70.88%1.01%23.16%-54.54%-30.86%
Operating Income
511.54554.87402.56346.45669.321,360
Net Income
392.38501.08311.42144.66475.511,003
Earnings Per Share
7.289.305.842.748.5014.87
EPS Growth
0.89%59.25%113.14%-67.77%-42.84%-28.92%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Production
1,4771,260941.7644.67864.322,306
Servicing
675.07737.38595.36714.51,078816.81
Corporate and Other
61.0248.8756.6742.4843.6545.03

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
415.95489.46351.561,1171,428673.76
Total Debt
23,82723,14920,59313,54611,73514,009
Net Cash (Debt)
-23,411-22,660-20,241-12,429-10,308-13,335
Net Cash Growth
------
Net Cash Per Share
-434.80-420.54-379.36-235.69-184.23-197.64

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,786-1,652-4,533-1,5826,0332,563
Capital Expenditures
-15.87-11.92-1.72-1.39-7.16-7.9
Free Cash Flow
-1,801-1,664-4,535-1,5846,0262,555
Free Cash Flow Growth
----135.84%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
15.35%16.03%19.87%17.27%41.10%37.96%
Pretax Margin
15.22%15.93%19.79%9.16%40.85%37.94%
Profit Margin
11.78%14.47%15.37%7.21%29.20%28.01%
FCF Margin
-54.07%-48.06%-223.84%-78.96%370.04%71.33%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.1000.8000.8000.800
Dividend Per Share Growth
0%9.09%37.50%0%0%35.59%
Dividend Yield
1.60%0.92%1.10%0.94%1.48%1.22%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.3113.6716.8130.505.974.11
Forward PE
8.749.017.6210.379.185.17
P/FCF Ratio
----0.471.61
PS Ratio
1.171.982.582.201.741.15