PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
83.17
-0.70 (-0.83%)
Jun 1, 2026, 2:59 PM EDT - Market open
PFSI Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | -58.54 | -36.11 | -25.78 | -4.85 | -41.37 | -90.14 |
Non-Interest Income | 1,811 | 2,083 | 1,620 | 1,407 | 2,027 | 2,183 |
Non-Interest Income Growth | 9.55% | 28.60% | 15.14% | -30.61% | -7.13% | -33.67% |
Revenues Before Loan Losses | 2,161 | 2,047 | 1,594 | 1,402 | 1,986 | 3,167 |
| 2,161 | 2,047 | 1,594 | 1,402 | 1,986 | 3,167 | |
Revenue Growth (YoY) | 25.69% | 28.41% | 13.70% | -29.41% | -37.31% | -14.52% |
Compensation Expenses | 817.32 | 782.92 | 632.74 | 576.96 | 735.23 | 999.8 |
Selling, General & Admin | 137.99 | 119.44 | 92.86 | 114.71 | 160.16 | 174.9 |
Other Non-Interest Expenses | 653.31 | 592.76 | 467.11 | 526.35 | 425.12 | 633.48 |
Total Non-Interest Expense | 1,609 | 1,495 | 1,193 | 1,218 | 1,321 | 1,808 |
Pretax Income | 551.91 | 551.42 | 401.03 | 183.63 | 665.25 | 1,359 |
Provision for Income Taxes | 44.79 | 50.34 | 89.6 | 38.98 | 189.74 | 355.69 |
Net Income | 507.12 | 501.08 | 311.42 | 144.66 | 475.51 | 1,003 |
Net Income to Common | 507.12 | 501.08 | 311.42 | 144.66 | 475.51 | 1,003 |
Net Income Growth | 45.56% | 60.90% | 115.28% | -69.58% | -52.62% | -39.07% |
Shares Outstanding (Basic) | 52 | 52 | 51 | 50 | 53 | 64 |
Shares Outstanding (Diluted) | 54 | 54 | 53 | 53 | 56 | 67 |
Shares Change (YoY) | 0.77% | 0.99% | 1.18% | -5.75% | -17.08% | -14.30% |
EPS (Basic) | 9.78 | 9.69 | 6.11 | 2.89 | 8.96 | 15.73 |
EPS (Diluted) | 9.41 | 9.30 | 5.84 | 2.74 | 8.50 | 14.87 |
EPS Growth | 44.32% | 59.25% | 113.14% | -67.77% | -42.84% | -28.92% |
Shares Outstanding | 51.92 | 52.06 | 51.38 | 50.18 | 49.99 | 56.87 |
Free Cash Flow | -4,074 | -1,664 | -4,535 | -1,584 | 6,026 | 2,555 |
Free Cash Flow Growth | - | - | - | - | 135.84% | 2277.78% |
Free Cash Flow Per Share | -75.60 | -30.88 | -84.99 | -30.03 | 107.70 | 37.87 |
Dividends Per Share | 1.200 | 1.200 | 1.100 | 0.800 | 0.800 | 0.800 |
Dividend Growth | - | 9.09% | 37.50% | - | - | 35.59% |
Profit Margin | 23.47% | 24.48% | 19.54% | 10.32% | 23.95% | 31.68% |
FCF Margin | -188.54% | -81.30% | -284.55% | -112.98% | 303.47% | 80.67% |
EBITDA | 104.13 | 102.11 | 98.47 | 91.45 | 69.44 | 67.26 |
EBITDA Margin | 4.82% | 4.99% | 6.18% | 6.52% | 3.50% | 2.12% |
Effective Tax Rate | 8.12% | 9.13% | 22.34% | 21.22% | 28.52% | 26.17% |