PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
75.41
-0.46 (-0.61%)
Jul 31, 2026, 4:00 PM EDT - Market closed

PFSI Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,2132,0471,5941,4021,9863,167
Revenue Growth
25.91%28.41%13.70%-29.41%-37.31%-14.52%
Net Income
392.66501.08311.42144.66475.511,003
Earnings Per Share
7.289.305.842.748.5014.87
EPS Growth
0.97%59.25%113.14%-67.77%-42.84%-28.92%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Production
1,4771,260941.7644.67864.322,306
Servicing
675.07737.38595.36714.51,078816.81
Corporate and Other
61.0248.8756.6742.4843.6545.03

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
214301.68238.48938.371,329340.07
Total Debt
6,2636,1585,2134,3933,7233,077
Net Cash (Debt)
-6,263-6,158-5,213-4,393-3,723-3,077
Net Cash Growth
------
Net Cash Per Share
-116.38-114.28-97.70-83.31-66.53-45.61

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-4,060-1,652-4,533-1,5826,0332,563
Capital Expenditures
-13.8-11.92-1.72-1.39-7.16-7.9
Free Cash Flow
-4,074-1,664-4,535-1,5846,0262,555
Free Cash Flow Growth
----135.84%2277.78%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
22.93%26.94%25.16%13.10%33.50%42.91%
Profit Margin
17.74%24.48%19.54%10.32%23.95%31.68%
FCF Margin
0.00%-81.30%-284.55%-112.98%303.47%80.67%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.1000.8000.8000.800
Dividend Per Share Growth
0%9.09%37.50%0%0%35.59%
Dividend Yield
1.59%0.92%1.00%0.94%1.82%1.19%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.3414.1817.4932.256.674.69
Forward PE
8.409.017.6210.379.185.17
P/FCF Ratio
----0.471.55
PS Ratio
1.303.353.293.161.431.25