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PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
60.61
-0.12 (-0.20%)
At close: Nov 13, 2026, 4:00 PM EST
60.61
0.00 (0.00%)
After-hours: Nov 13, 2026, 7:30 PM EST

PFSI Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,1153,4622,0262,0061,6283,582
Revenue Growth
-22.33%70.88%1.01%23.16%-54.54%-30.86%
Operating Income
314.96554.87402.56346.45669.321,360
Net Income
239.53501.08311.42144.66475.511,003
Earnings Per Share
4.469.305.842.748.5014.87
EPS Growth
-52.05%59.25%113.14%-67.77%-42.84%-28.92%

Revenue by Segment
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Production
1,3591,260941.7644.67864.322,306
Servicing
628.24737.38595.36714.51,078816.81
Corporate and Other
61.7148.8756.6742.4843.6545.03

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
724.05489.46351.561,1171,428673.76
Total Debt
23,78123,14920,59313,54611,73514,009
Net Cash (Debt)
-23,057-22,660-20,241-12,429-10,308-13,335
Net Cash Growth
------
Net Cash Per Share
-429.77-420.54-379.36-235.69-184.23-197.64

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-233.76-1,652-4,533-1,5826,0332,563
Capital Expenditures
-17.85-11.92-1.72-1.39-7.16-7.9
Free Cash Flow
-251.61-1,664-4,535-1,5846,0262,555
Free Cash Flow Growth
----135.84%-

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.89%16.03%19.87%17.27%41.10%37.96%
Pretax Margin
14.80%15.93%19.79%9.16%40.85%37.94%
Profit Margin
11.32%14.47%15.37%7.21%29.20%28.01%
FCF Margin
-11.89%-48.06%-223.84%-78.96%370.04%71.33%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2001.1000.8000.8000.800
Dividend Per Share Growth
0%9.09%37.50%0%0%35.59%
Dividend Yield
1.98%0.91%1.08%0.91%1.41%1.10%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.5913.6716.8130.505.974.11
Forward PE
10.189.017.6210.379.185.17
P/FCF Ratio
----0.471.61
PS Ratio
1.491.982.582.201.741.15