PFSI Statistics
Total Valuation
PFSI has a market cap or net worth of $3.90 billion. The enterprise value is $27.31 billion.
| Market Cap | 3.90B |
| Enterprise Value | 27.31B |
Important Dates
The last earnings date was Wednesday, July 29, 2026, after market close.
| Earnings Date | Jul 29, 2026 |
| Ex-Dividend Date | Aug 17, 2026 |
Share Statistics
PFSI has 51.95 million shares outstanding. The number of shares has increased by 0.46% in one year.
| Current Share Class | 51.95M |
| Shares Outstanding | 51.95M |
| Shares Change (YoY) | +0.46% |
| Shares Change (QoQ) | -1.13% |
| Owned by Insiders (%) | 3.76% |
| Owned by Institutions (%) | 87.69% |
| Float | 27.40M |
Valuation Ratios
The trailing PE ratio is 10.31 and the forward PE ratio is 8.74.
| PE Ratio | 10.31 |
| Forward PE | 8.74 |
| PS Ratio | 1.17 |
| Forward PS | 1.63 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 69.61 |
| EV / Sales | 8.20 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.93, with a Debt / Equity ratio of 5.49.
| Current Ratio | 0.93 |
| Quick Ratio | 0.47 |
| Debt / Equity | 5.49 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.38% and return on invested capital (ROIC) is 1.36%.
| Return on Equity (ROE) | 9.38% |
| Return on Assets (ROA) | 1.45% |
| Return on Invested Capital (ROIC) | 1.36% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.71% |
| Revenue Per Employee | $601,087 |
| Profits Per Employee | $70,789 |
| Employee Count | 5,543 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFSI has paid $114.61 million in taxes.
| Income Tax | 114.61M |
| Effective Tax Rate | 22.61% |
Stock Price Statistics
The stock price has decreased by -28.64% in the last 52 weeks. The beta is 1.44, so PFSI's price volatility has been higher than the market average.
| Beta (5Y) | 1.44 |
| 52-Week Price Change | -28.64% |
| 50-Day Moving Average | 81.11 |
| 200-Day Moving Average | 100.67 |
| Relative Strength Index (RSI) | 39.92 |
| Average Volume (20 Days) | 697,377 |
Short Selling Information
The latest short interest is 2.63 million, so 5.06% of the outstanding shares have been sold short.
| Short Interest | 2.63M |
| Short Previous Month | 2.43M |
| Short % of Shares Out | 5.06% |
| Short % of Float | 9.60% |
| Short Ratio (days to cover) | 4.48 |
Income Statement
In the last 12 months, PFSI had revenue of $3.33 billion and earned $392.38 million in profits. Earnings per share was $7.28.
| Revenue | 3.33B |
| Gross Profit | 2.87B |
| Operating Income | 511.54M |
| Pretax Income | 507.00M |
| Net Income | 392.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.28 |
Balance Sheet
The company has $415.95 million in cash and $23.83 billion in debt, with a net cash position of -$23.41 billion or -$450.63 per share.
| Cash & Cash Equivalents | 415.95M |
| Total Debt | 23.83B |
| Net Cash | -23.41B |
| Net Cash Per Share | -$450.63 |
| Equity (Book Value) | 4.34B |
| Book Value Per Share | 83.49 |
| Working Capital | -1.29B |
Cash Flow
In the last 12 months, operating cash flow was -$1.79 billion and capital expenditures -$15.87 million, giving a free cash flow of -$1.80 billion.
| Operating Cash Flow | -1.79B |
| Capital Expenditures | -15.87M |
| Depreciation & Amortization | 23.41M |
| Net Borrowing | 1.83B |
| Free Cash Flow | -1.80B |
| FCF Per Share | -$34.67 |
Margins
Gross margin is 86.02%, with operating and profit margins of 15.35% and 11.78%.
| Gross Margin | 86.02% |
| Operating Margin | 15.35% |
| Pretax Margin | 15.22% |
| Profit Margin | 11.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.60%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.60% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 16.48% |
| Buyback Yield | -0.46% |
| Shareholder Yield | 1.14% |
| Earnings Yield | 10.06% |
| FCF Yield | -46.17% |
Analyst Forecast
The average price target for PFSI is $90.57, which is 20.62% higher than the current price. The consensus rating is "Buy".
| Price Target | $90.57 |
| Price Target Difference | 20.62% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | -7.48% |
| EPS Growth Forecast (3Y) | 1.23% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |