PFSI Statistics
Total Valuation
PFSI has a market cap or net worth of $3.84 billion. The enterprise value is $18.83 billion.
| Market Cap | 3.84B |
| Enterprise Value | 18.83B |
Important Dates
The last earnings date was Wednesday, July 29, 2026, after market close.
| Earnings Date | Jul 29, 2026 |
| Ex-Dividend Date | May 18, 2026 |
Share Statistics
PFSI has 51.92 million shares outstanding. The number of shares has increased by 0.65% in one year.
| Current Share Class | 51.92M |
| Shares Outstanding | 51.92M |
| Shares Change (YoY) | +0.65% |
| Shares Change (QoQ) | -0.37% |
| Owned by Insiders (%) | 3.80% |
| Owned by Institutions (%) | 88.29% |
| Float | 27.47M |
Valuation Ratios
The trailing PE ratio is 10.19 and the forward PE ratio is 8.20.
| PE Ratio | 10.19 |
| Forward PE | 8.20 |
| PS Ratio | 1.23 |
| Forward PS | 1.50 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 0.89 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 47.94 |
| EV / Sales | 6.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.56, with a Debt / Equity ratio of 3.55.
| Current Ratio | 1.56 |
| Quick Ratio | 0.79 |
| Debt / Equity | 3.55 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.38% and return on invested capital (ROIC) is 1.58%.
| Return on Equity (ROE) | 9.38% |
| Return on Assets (ROA) | 1.45% |
| Return on Invested Capital (ROIC) | 1.58% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.43% |
| Revenue Per Employee | $553,024 |
| Profits Per Employee | $69,497 |
| Employee Count | 5,650 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFSI has paid $114.81 million in taxes.
| Income Tax | 114.81M |
| Effective Tax Rate | 22.62% |
Stock Price Statistics
The stock price has decreased by -21.99% in the last 52 weeks. The beta is 1.43, so PFSI's price volatility has been higher than the market average.
| Beta (5Y) | 1.43 |
| 52-Week Price Change | -21.99% |
| 50-Day Moving Average | 83.36 |
| 200-Day Moving Average | 104.50 |
| Relative Strength Index (RSI) | 31.82 |
| Average Volume (20 Days) | 436,851 |
Short Selling Information
The latest short interest is 2.41 million, so 4.64% of the outstanding shares have been sold short.
| Short Interest | 2.41M |
| Short Previous Month | 2.27M |
| Short % of Shares Out | 4.64% |
| Short % of Float | 8.76% |
| Short Ratio (days to cover) | 4.22 |
Income Statement
In the last 12 months, PFSI had revenue of $3.12 billion and earned $392.66 million in profits. Earnings per share was $7.29.
| Revenue | 3.12B |
| Gross Profit | 2.66B |
| Operating Income | 510.02M |
| Pretax Income | 507.47M |
| Net Income | 392.66M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.29 |
Balance Sheet
The company has $416.00 million in cash and $15.39 billion in debt, with a net cash position of -$14.98 billion or -$288.46 per share.
| Cash & Cash Equivalents | 416.00M |
| Total Debt | 15.39B |
| Net Cash | -14.98B |
| Net Cash Per Share | -$288.46 |
| Equity (Book Value) | 4.34B |
| Book Value Per Share | 82.80 |
| Working Capital | 6.15B |
Cash Flow
In the last 12 months, operating cash flow was -$4.06 billion and capital expenditures -$13.80 million, giving a free cash flow of -$4.07 billion.
| Operating Cash Flow | -4.06B |
| Capital Expenditures | -13.80M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 3.85B |
| Free Cash Flow | -4.07B |
| FCF Per Share | -$78.45 |
Margins
Gross margin is 85.07%, with operating and profit margins of 16.32% and 12.57%.
| Gross Margin | 85.07% |
| Operating Margin | 16.32% |
| Pretax Margin | 16.24% |
| Profit Margin | 12.57% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.62%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.62% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 16.47% |
| Buyback Yield | -0.65% |
| Shareholder Yield | 0.97% |
| Earnings Yield | 10.21% |
| FCF Yield | -105.89% |
Analyst Forecast
The average price target for PFSI is $93.86, which is 26.94% higher than the current price. The consensus rating is "Buy".
| Price Target | $93.86 |
| Price Target Difference | 26.94% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | -5.43% |
| EPS Growth Forecast (3Y) | 5.29% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |