PFSI Statistics
Total Valuation
PFSI has a market cap or net worth of $3.15 billion. The enterprise value is $26.21 billion.
| Market Cap | 3.15B |
| Enterprise Value | 26.21B |
Important Dates
The last earnings date was Thursday, October 29, 2026, after market close.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Nov 16, 2026 |
Share Statistics
PFSI has 51.96 million shares outstanding. The number of shares has decreased by -0.10% in one year.
| Current Share Class | 51.96M |
| Shares Outstanding | 51.96M |
| Shares Change (YoY) | -0.10% |
| Shares Change (QoQ) | -0.22% |
| Owned by Insiders (%) | 3.72% |
| Owned by Institutions (%) | 89.09% |
| Float | 27.43M |
Valuation Ratios
The trailing PE ratio is 13.59 and the forward PE ratio is 10.18.
| PE Ratio | 13.59 |
| Forward PE | 10.18 |
| PS Ratio | 1.49 |
| Forward PS | 1.55 |
| PB Ratio | 0.72 |
| P/TBV Ratio | 0.74 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 109.41 |
| EV / Sales | 12.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.90, with a Debt / Equity ratio of 5.46.
| Current Ratio | 0.90 |
| Quick Ratio | 0.49 |
| Debt / Equity | 5.46 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.59% and return on invested capital (ROIC) is 0.86%.
| Return on Equity (ROE) | 5.59% |
| Return on Assets (ROA) | 0.87% |
| Return on Invested Capital (ROIC) | 0.86% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.45% |
| Revenue Per Employee | $421,876 |
| Profits Per Employee | $47,773 |
| Employee Count | 5,014 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFSI has paid $73.64 million in taxes.
| Income Tax | 73.64M |
| Effective Tax Rate | 23.51% |
Stock Price Statistics
The stock price has decreased by -53.07% in the last 52 weeks. The beta is 1.49, so PFSI's price volatility has been higher than the market average.
| Beta (5Y) | 1.49 |
| 52-Week Price Change | -53.07% |
| 50-Day Moving Average | 64.14 |
| 200-Day Moving Average | 80.10 |
| Relative Strength Index (RSI) | 41.41 |
| Average Volume (20 Days) | 557,259 |
Short Selling Information
The latest short interest is 3.69 million, so 7.11% of the outstanding shares have been sold short.
| Short Interest | 3.69M |
| Short Previous Month | 2.99M |
| Short % of Shares Out | 7.11% |
| Short % of Float | 13.47% |
| Short Ratio (days to cover) | 5.13 |
Income Statement
In the last 12 months, PFSI had revenue of $2.12 billion and earned $239.53 million in profits. Earnings per share was $4.46.
| Revenue | 2.12B |
| Gross Profit | 1.64B |
| Operating Income | 314.96M |
| Pretax Income | 313.17M |
| Net Income | 239.53M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.46 |
Balance Sheet
The company has $724.05 million in cash and $23.78 billion in debt, with a net cash position of -$23.06 billion or -$443.76 per share.
| Cash & Cash Equivalents | 724.05M |
| Total Debt | 23.78B |
| Net Cash | -23.06B |
| Net Cash Per Share | -$443.76 |
| Equity (Book Value) | 4.36B |
| Book Value Per Share | 83.85 |
| Working Capital | -1.87B |
Cash Flow
In the last 12 months, operating cash flow was -$233.76 million and capital expenditures -$17.85 million, giving a free cash flow of -$251.61 million.
| Operating Cash Flow | -233.76M |
| Capital Expenditures | -17.85M |
| Depreciation & Amortization | 24.00M |
| Net Borrowing | 1.25B |
| Free Cash Flow | -251.61M |
| FCF Per Share | -$4.84 |
Margins
Gross margin is 77.51%, with operating and profit margins of 14.89% and 11.32%.
| Gross Margin | 77.51% |
| Operating Margin | 14.89% |
| Pretax Margin | 14.80% |
| Profit Margin | 11.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.98%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.98% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 26.92% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 0.10% |
| Shareholder Yield | 2.08% |
| Earnings Yield | 7.36% |
| FCF Yield | -7.99% |
Analyst Forecast
The average price target for PFSI is $72.17, which is 19.07% higher than the current price. The consensus rating is "Buy".
| Price Target | $72.17 |
| Price Target Difference | 19.07% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | -12.70% |
| EPS Growth Forecast (3Y) | -7.93% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |