PennyMac Financial Services, Inc. (PFSI)
| Market Cap | 3.49B -46.2% |
| Revenue (ttm) | 2.12B -22.3% |
| Net Income | 239.53M -52.0% |
| EPS | 4.46 -52.1% |
| Shares Out | 51.96M |
| PE Ratio | 15.08 |
| Forward PE | 11.22 |
| Dividend | $1.20 (1.80%) |
| Ex-Dividend Date | Nov 16, 2026 |
| Volume | 137,225 |
| Open | 66.41 |
| Previous Close | 65.59 |
| Day's Range | 65.09 - 67.24 |
| 52-Week Range | 57.52 - 160.36 |
| Beta | 1.49 |
| Analysts | Buy |
| Price Target | 72.17 (+7.34%) |
| Earnings Date | Oct 29, 2026 |
About PFSI
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, c... [Read more]
Financial Performance
In 2025, PFSI's revenue was $3.46 billion, an increase of 70.88% compared to the previous year's $2.03 billion. Earnings were $501.08 million, an increase of 60.90%.
Financial StatementsAnalyst Summary
According to 7 analysts, the average rating for PFSI stock is "Buy." The 12-month stock price target is $72.17, which is an increase of 7.34% from the latest price.
News
PennyMac Financial price target lowered to $67 from $71 at Barclays
Barclays analyst Terry Ma lowered the firm’s price target on PennyMac Financial (PFSI) to $67 from $71 and keeps an Equal Weight rating on the shares.
PennyMac Financial downgraded to Market Perform at Keefe Bruyette
Keefe Bruyette downgraded PennyMac Financial (PFSI) to Market Perform from Outperform with a price target of $80, down from $100. The firm cut the company’s estimates post the Q3 report…
PennyMac Financial price target lowered to $85 from $95 at Wells Fargo
Wells Fargo analyst Donald Fandetti lowered the firm’s price target on PennyMac Financial (PFSI) to $85 from $95 and keeps an Overweight rating on the shares. As expected from the…
PennyMac Financial price target lowered to $60 from $65 at Stephens
Stephens analyst Kyle Joseph lowered the firm’s price target on PennyMac Financial (PFSI) to $60 from $65 and keeps an Equal Weight rating on the shares as the firm updated…
PennyMac Financial Services Earnings Call Transcript: Q3 2026
Q3 net income was $29M and adjusted net income was $56M as higher rates pressured production, while servicing remained profitable. Management expects $160M of annualized cost reductions and low-double-digit ROE by Q4 2027 at current market levels.
PennyMac Financial Services Slides: Q3 2026
PennyMac Financial Services has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 29, 2026.
PennyMac Financial Services Earnings release: Q3 2026
PennyMac Financial Services released its Q3 2026 earnings on October 29, 2026, summarizing the period's financial results.
PennyMac Financial Services Quarterly report: Q3 2026
PennyMac Financial Services has published its Q3 2026 quarterly earnings report on October 29, 2026.
PennyMac Financial Services, Inc. Reports Third Quarter 2026 Results and Announces Changes to its Leadership Team
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) today reported net income of $29 million, or $0.54 in diluted earnings per share (EPS), on total net revenues ...
PennyMac Financial Services, Inc. Reschedules Third Quarter 2026 Earnings Call to 5:30 PM ET on Thursday, October 29
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) will announce results for the quarter ended September 30, 2026, in a news release to be issued after the marke...
PennyMac Financial price target lowered to $71 from $86 at Piper Sandler
Piper Sandler lowered the firm’s price target on PennyMac Financial (PFSI) to $71 from $86 and keeps a Neutral rating on the shares. The firm believes the mortgage environment remains…
PennyMac Financial Services, Inc. Announces Date for Release of Third Quarter 2026 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) will announce results for the quarter ended September 30, 2026, in a news release to be issued after the marke...
PennyMac Financial Services, Inc. Live with VantageScore 4.0 Across All Three Production Channels
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) (Pennymac or the company), one of America's leading U.S. mortgage lenders and servicers, today announced it ha...
PennyMac Financial price target lowered to $71 from $85 at Barclays
Barclays lowered the firm’s price target on PennyMac Financial (PFSI) to $71 from $85 and keeps an Equal Weight rating on the shares. The firm adjusted targets in the consumer…
PennyMac Financial Services Transcript: Barclays 24th Annual Global Financial Services Conference
Mortgage rates have risen, reducing production and revenues, but technology investments are driving efficiency gains and cost reductions. Recapture rates are at historic highs, and automation is expected to further stabilize earnings and reduce servicing costs. PMT is reallocating capital to higher-return credit investments.
PennyMac Financial Services Slides: Barclays 24th Annual Global Financial Services Conference
PennyMac Financial Services has posted slides in relation to its latest quarterly earnings report, which was published on September 15, 2026.
PennyMac Mortgage Investment Trust to Present at the Barclays 24th Annual Global Financial Services Conference
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Mortgage Investment Trust (NYSE: PMT) announced today that it will present jointly with PennyMac Financial Services, Inc. (NYSE: PFSI) at the Barcla...
PennyMac Financial Services, Inc. to Present at the Barclays 24th Annual Global Financial Services Conference
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) announced today that it will present jointly with PennyMac Mortgage Investment Trust (NYSE: PMT) at the Barcla...
PennyMac Financial price target lowered to $90 from $105 at BTIG
BTIG lowered the firm’s price target on PennyMac Financial (PFSI) to $90 from $105 and keeps a Buy rating on the shares. The firm is updating its estimates after the…
PennyMac Financial price target lowered to $100 from $108 at Keefe Bruyette
Keefe Bruyette lowered the firm’s price target on PennyMac Financial (PFSI) to $100 from $108 and keeps an Outperform rating on the shares.
PennyMac Financial price target lowered to $90 from $105 at BTIG
BTIG lowered the firm’s price target on PennyMac Financial (PFSI) to $90 from $105 and keeps a Buy rating on the shares. The firm updated the company’s model post the…
PennyMac Financial price target lowered to $100 from $115 at Deutsche Bank
Deutsche Bank analyst Mark DeVries lowered the firm’s price target on PennyMac Financial (PFSI) to $100 from $115 and keeps a Buy rating on the shares.
PennyMac Financial price target lowered to $78 from $91 at Stephens
Stephens analyst Kyle Joseph lowered the firm’s price target on PennyMac Financial (PFSI) to $78 from $91 and keeps an Equal Weight rating on the shares.
PennyMac Financial price target lowered to $85 from $93 at Barclays
Barclays lowered the firm’s price target on PennyMac Financial (PFSI) to $85 from $93 and keeps an Equal Weight rating on the shares. The company reported an earnings miss on…
PennyMac Financial downgraded to Neutral from Overweight at Piper Sandler
Piper Sandler downgraded PennyMac Financial (PFSI) to Neutral from Overweight with a price target of $86, down from $106. The company reported “another disappointing” quarter with single-digit returns...