PennyMac Financial Services, Inc. (PFSI)

NYSE: PFSI · Real-Time Price · USD
75.41
-0.46 (-0.61%)
Jul 31, 2026, 4:00 PM EDT - Market closed
Market Cap3.92B -19.5%
Revenue (ttm)3.01B +9.8%
Net Income392.66M +1.6%
EPS7.30 +1.1%
Shares Out 51.92M
PE Ratio10.34
Forward PE8.40
Dividend$1.20 (1.59%)
Ex-Dividend DateAug 17, 2026
Volume1,066,350
Open75.71
Previous Close75.87
Day's Range74.46 - 76.11
52-Week Range71.68 - 160.36
Beta1.45
AnalystsBuy
Price Target92.71 (+24.47%)
Earnings DateJul 29, 2026

About PFSI

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, c... [Read more]

Sector Financials
IPO Date May 9, 2013
Employees 5,650
Stock Exchange NYSE
Ticker Symbol PFSI
Full Company Profile

Financial Performance

In 2025, PFSI's revenue was $3.46 billion, an increase of 70.88% compared to the previous year's $2.03 billion. Earnings were $501.08 million, an increase of 60.90%.

Financial Statements

Analyst Summary

According to 8 analysts, the average rating for PFSI stock is "Buy." The 12-month stock price target is $92.71, which is an increase of 24.47% from the latest price.

Price Target
$92.71
(24.47% upside)
Analyst Consensus: Buy
Stock Forecasts

News

PennyMac Financial price target lowered to $90 from $105 at BTIG

BTIG lowered the firm’s price target on PennyMac Financial (PFSI) to $90 from $105 and keeps a Buy rating on the shares. The firm is updating its estimates after the…

1 day ago - TheFly

PennyMac Financial price target lowered to $100 from $108 at Keefe Bruyette

Keefe Bruyette lowered the firm’s price target on PennyMac Financial (PFSI) to $100 from $108 and keeps an Outperform rating on the shares.

2 days ago - TheFly

PennyMac Financial price target lowered to $90 from $105 at BTIG

BTIG lowered the firm’s price target on PennyMac Financial (PFSI) to $90 from $105 and keeps a Buy rating on the shares. The firm updated the company’s model post the…

2 days ago - TheFly

PennyMac Financial price target lowered to $100 from $115 at Deutsche Bank

Deutsche Bank analyst Mark DeVries lowered the firm’s price target on PennyMac Financial (PFSI) to $100 from $115 and keeps a Buy rating on the shares.

2 days ago - TheFly

PennyMac Financial price target lowered to $78 from $91 at Stephens

Stephens analyst Kyle Joseph lowered the firm’s price target on PennyMac Financial (PFSI) to $78 from $91 and keeps an Equal Weight rating on the shares.

2 days ago - TheFly

PennyMac Financial price target lowered to $85 from $93 at Barclays

Barclays lowered the firm’s price target on PennyMac Financial (PFSI) to $85 from $93 and keeps an Equal Weight rating on the shares. The company reported an earnings miss on…

3 days ago - TheFly

PennyMac Financial downgraded to Neutral from Overweight at Piper Sandler

Piper Sandler downgraded PennyMac Financial (PFSI) to Neutral from Overweight with a price target of $86, down from $106. The company reported “another disappointing” quarter with single-digit returns...

3 days ago - TheFly

PennyMac Financial Services Earnings Call Transcript: Q2 2026

Q2 2026 saw net income of $22M and adjusted EPS of $1.39, with results pressured by rate volatility and MSR headwinds. Cost reductions and AI-driven tech investments are expected to yield $60M in annual savings and drive ROE back to mid-teens by 2027, even in a high-rate environment.

3 days ago - Transcripts

PennyMac Financial Services Earnings release: Q2 2026

PennyMac Financial Services released its Q2 2026 earnings on July 29, 2026, summarizing the period's financial results.

3 days ago - Filings

PennyMac Financial Services Slides: Q2 2026

PennyMac Financial Services has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 29, 2026.

3 days ago - Filings

PennyMac Financial reports Q2 EPS $1.39, consensus $2.34

Reports Q2 revenue $497M, consensus $584.5M. PennyMac Financial (PFSI) generated a 2% annualized return on equity and a 7% annualized adjusted return on equity in the second quarter,” said Chairman…

3 days ago - TheFly

PennyMac Financial sees adjusted ROE in high single digits through 2026

16:24 EDT PennyMac Financial (PFSI) sees adjusted ROE in high single digits through 2026

3 days ago - TheFly

PennyMac Financial Services, Inc. Reports Second Quarter 2026 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) today reported net income of $22 million, or $0.41 in diluted earnings per share (EPS), on total net revenues ...

3 days ago - Business Wire

PFSI INVESTIGATION: PennyMac Securities Fraud Investigation into Refinancing Issues is Ongoing – Contact BFA Law if You Lost Money

NEW YORK, July 29, 2026 (GLOBE NEWSWIRE) -- Leading securities law firm  Bleichmar Fonti & Auld LLP announces an investigation into PennyMac Financial Services, Inc. (NYSE:PFSI) for potential violatio...

4 days ago - GlobeNewsWire

$PFSI Stock Reminder: PennyMac Investors Seeking to Recover Losses in Securities Fraud Investigation are Notified to Contact BFA Law about Your Rights

NEW YORK, July 22, 2026 (GLOBE NEWSWIRE) -- Leading securities law firm  Bleichmar Fonti & Auld LLP announces an investigation into PennyMac Financial Services, Inc. (NYSE:PFSI) for potential violatio...

11 days ago - GlobeNewsWire

PennyMac Financial Services, Inc. Announces Date for Release of Second Quarter 2026 Results

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) will announce results for the quarter ended June 30, 2026, in a news release to be issued after the market clo...

18 days ago - Business Wire

$PFSI Investment Loss: PennyMac Investors that Lost Money after Refinancing Issues Disclosed are Notified to Contact BFA Law about its Securities Fraud Investigation

NEW YORK, July 08, 2026 (GLOBE NEWSWIRE) -- Leading securities law firm  Bleichmar Fonti & Auld LLP announces an investigation into PennyMac Financial Services, Inc. (NYSE:PFSI) for potential violatio...

25 days ago - GlobeNewsWire

PennyMac Financial downgraded to Equal Weight from Overweight at Barclays

Barclays analyst Terry Ma downgraded PennyMac Financial (PFSI) to Equal Weight from Overweight with a price target of $93, down from $107, citing a lower ROE outlook. While previewing Q2…

26 days ago - TheFly

PennyMac Financial price target lowered to $106 from $112 at Piper Sandler

Piper Sandler analyst Crispin Love lowered the firm’s price target on PennyMac Financial (PFSI) to $106 from $112 and keeps an Overweight rating on the shares. The mortgage environment has…

4 weeks ago - TheFly

$PFSI Investigation Notification: PennyMac is being Investigated for Securities Fraud Following Refinancing Issues – Contact BFA Law if You Lost Money

NEW YORK, July 01, 2026 (GLOBE NEWSWIRE) -- Leading securities law firm Bleichmar Fonti & Auld LLP announces an investigation into PennyMac Financial Services, Inc. (NYSE:PFSI) for potential violation...

4 weeks ago - GlobeNewsWire

$PFSI Stock News: PennyMac Stock Dropped 37% after Refinancing Issues Disclosed – Investors Notified to Contact BFA Law about the Securities Fraud Investigation

NEW YORK, June 24, 2026 (GLOBE NEWSWIRE) -- Leading securities law firm Bleichmar Fonti & Auld LLP announces an investigation into PennyMac Financial Services, Inc. (NYSE:PFSI) for potential violation...

5 weeks ago - GlobeNewsWire

PennyMac expands strategic agreement wtih Amazon Web Services

PennyMac Financial Services (PFSI) is expanding its strategic agreement with Amazon Web Services, an Amazon.com company (AMZN), to accelerate its transformation into an AI-driven mortgage technology l...

Other symbols: AMZN
6 weeks ago - TheFly

Pennymac Names AWS as Preferred Cloud Provider, Expanding Strategic Agreement to Deploy Enterprise-Grade AI and Commercialize its Servicing Platform

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) (Pennymac), one of America's leading U.S. mortgage lenders and servicers, is expanding its strategic agreement...

6 weeks ago - Business Wire

PennyMac Financial price target lowered to $105 from $150 at BTIG

BTIG lowered the firm’s price target on PennyMac Financial (PFSI) to $105 from $150 and keeps a Buy rating on the shares. The firm says the interest rate environment has…

6 weeks ago - TheFly

PennyMac Investigation: PennyMac (PFSI) Investigated for Misrepresenting its Refinancing Issues – Contact BFA Law if You Suffered Losses

NEW YORK, June 10, 2026 (GLOBE NEWSWIRE) -- Leading securities law firm  Bleichmar Fonti & Auld LLP announces an investigation into PennyMac Financial Services, Inc. (NYSE:PFSI) for potential violatio...

7 weeks ago - GlobeNewsWire