PennyMac Financial Services, Inc. (PFSI)
Stock Price:
$52.29 USD
0.33 (0.64%)
Updated Aug 11, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
4.14B |
| Revenue (ttm) |
2.98B |
| Net Income (ttm) |
933.05M |
| Shares Out |
72.39M |
| EPS (ttm) |
11.47 |
| PE Ratio |
4.56 |
| Forward PE |
4.84 |
| Dividend |
$0.48 |
| Dividend Yield |
0.92% |
Stock Quote
| Trading Day |
Aug 11, 2020 |
| Last Price |
$52.29 |
| Previous Close |
$51.96 |
| Change ($) |
0.33 |
| Change (%) |
0.64% |
| Day's Open |
52.27 |
| Day's Range |
51.96 - 53.41 |
| Day's Volume |
942,762 |
| 52-Week Range |
13.14 - 55.99 |
More Stats
| Market Cap |
4.14B |
| Enterprise Value |
22.70B |
| Earnings Date (est) |
Oct 29, 2020 |
| Ex-Dividend Date |
May 15, 2020 |
| Shares Outstanding |
72.39M |
| Float |
33.96M |
| EPS (basic) |
11.91 |
| EPS (diluted) |
11.47 |
| FCF / Share |
-13.46 |
| Dividend |
$0.48 |
| Dividend Yield |
0.92% |
| Earnings Yield |
21.94% |
| FCF Yield |
n/a |
| Payout Ratio |
n/a |
| Shares Short |
3.59M |
| Short Ratio |
3.71 |
| Short % of Float |
9.52% |
| Beta |
1.20 |
| PE Ratio |
4.56 |
| Forward PE |
4.84 |
| P/FCF Ratio |
n/a |
| PS Ratio |
1.39 |
| PB Ratio |
1.73 |
| Revenue |
2.98B |
| Operating Income |
1.26B |
| Net Income |
933.05M |
| Free Cash Flow |
-1.05B |
| Net Cash |
-18.55B |
| Net Cash / Share |
-234.16 |
| Gross Margin |
59.64% |
| Operating Margin |
42.42% |
| Profit Margin |
37.80% |
| FCF Margin |
-35.12% |
| ROA |
5.90% |
| ROE |
43.82% |
| ROIC |
n/a |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (7)
| Buy |
7 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$59.29*
(13.39% upside)
Low
40.0
Current: $52.29
High
70.0
Target: 59.29
*Average 12-month price target from 7 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 1,477 | 985 | 955 | 932 | 713 | 518 | 387 | 265 | 74.78 | 69.23 |
| Revenue Growth | 50.05% | 3.05% | 2.53% | 30.68% | 37.59% | 34.07% | 45.82% | 254.47% | 8.02% | - |
| Gross Profit | 1,313 | 848 | 838 | 846 | 645 | 470 | 380 | 261 | 72.44 | 67.06 |
| Operating Income | 529 | 268 | 336 | 383 | 279 | 223 | 182 | 118 | 14.70 | 33.83 |
| Net Income | 393 | 87.69 | 101 | 66.08 | 47.23 | 36.84 | 14.40 | 118 | 14.70 | 29.21 |
| Shares Outstanding | 78.21 | 33.52 | 23.20 | 22.16 | 21.76 | 21.25 | 17.31 | 11.11 | - | - |
| Earnings Per Share | 4.89 | 2.59 | 4.03 | 2.94 | 2.17 | 1.73 | 0.82 | 570.29 | 3.88 | 40.72 |
| EPS Growth | 88.8% | -35.73% | 37.07% | 35.48% | 25.43% | 110.98% | -99.86% | 14598.2% | -90.47% | - |
| Dividend Per Share | 0.12 | 0.40 | - | - | - | - | - | - | - | - |
| Dividend Growth | -70% | - | - | - | - | - | - | - | - | - |
| Operating Cash Flow | -2,245 | 572 | -883 | -938 | 53.14 | -579 | -98.39 | -308 | -74.72 | -12.65 |
| Capital Expenditures | -35.51 | -30.87 | -23.78 | -30.39 | -11.90 | -4.74 | -6.96 | -3.87 | -2.00 | -0.83 |
| Free Cash Flow | -2,281 | 542 | -907 | -969 | 41.24 | -584 | -105 | -312 | -76.72 | -13.48 |
| Cash & Equivalents | 188 | 155 | 37.73 | 99.37 | 105 | 76.26 | 30.64 | 12.32 | 16.47 | 0.00 |
| Total Debt | 7,092 | 4,868 | 3,821 | 2,581 | 1,476 | 1,304 | 709 | 447 | 96.30 | - |
| Net Cash / Debt | -6,903 | -4,713 | -3,784 | -2,482 | -1,371 | -1,228 | -678 | -434 | -79.84 | 0.00 |
| Assets | 10,204 | 7,479 | 7,368 | 5,134 | 3,505 | 2,507 | 1,584 | 832 | 289 | - |
| Liabilities | 8,143 | 5,825 | 5,648 | 3,735 | 2,443 | 1,699 | 955 | 570 | 165 | - |
| Book Value | 2,062 | 1,654 | 469 | 347 | 271 | 214 | 167 | - | 124 | - |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
PennyMac Financial Services, Inc. |
| Country |
United States |
| Employees |
5,353 |
| CEO |
David A. Spector |
Stock Information
| Ticker Symbol |
PFSI |
| Stock Exchange |
New York Stock Exchange |
| Sector |
Financial Services |
| Industry |
Mortgage Finance |
| Unique Identifier |
NYSE: PFSI |
| IPO Date |
May 9, 2013 |
Description
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Loan Production, Loan Servicing, and Investment Management. The Loan Production segment is involved in the origination, acquisition, and sale of mortgage loans. This segment originates first-lien residential conventional, government-insured or guaranteed mortgage loans, and home equity loans. The Loan Servicing segment engages in the servicing of newly originated mortgage loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; response to customer inquiries; accounting for principal and interest; holding custodial funds for the payment of property taxes and insurance premiums; counseling delinquent borrowers; and supervising foreclosures and property dispositions. This segment also services conventional and government-insured or guaranteed mortgage loans, and home equity loans; and distressed mortgage loans that have been acquired as investments by its advised entities. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.