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PennyMac Financial Services, Inc. (PFSI)

Stock Price: $52.29 USD 0.33 (0.64%)
Updated Aug 11, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 4.14B
Revenue (ttm) 2.98B
Net Income (ttm) 933.05M
Shares Out 72.39M
EPS (ttm) 11.47
PE Ratio 4.56
Forward PE 4.84
Dividend $0.48
Dividend Yield 0.92%

Stock Quote

Trading Day Aug 11, 2020
Last Price $52.29
Previous Close $51.96
Change ($) 0.33
Change (%) 0.64%
Day's Open 52.27
Day's Range 51.96 - 53.41
Day's Volume 942,762
52-Week Range 13.14 - 55.99

More Stats

Market Cap 4.14B
Enterprise Value 22.70B
Earnings Date (est) Oct 29, 2020
Ex-Dividend Date May 15, 2020
Shares Outstanding 72.39M
Float 33.96M
EPS (basic) 11.91
EPS (diluted) 11.47
FCF / Share -13.46
Dividend $0.48
Dividend Yield 0.92%
Earnings Yield 21.94%
FCF Yield n/a
Payout Ratio n/a
Shares Short 3.59M
Short Ratio 3.71
Short % of Float 9.52%
Beta 1.20
PE Ratio 4.56
Forward PE 4.84
P/FCF Ratio n/a
PS Ratio 1.39
PB Ratio 1.73
Revenue 2.98B
Operating Income 1.26B
Net Income 933.05M
Free Cash Flow -1.05B
Net Cash -18.55B
Net Cash / Share -234.16
Gross Margin 59.64%
Operating Margin 42.42%
Profit Margin 37.80%
FCF Margin -35.12%
ROA 5.90%
ROE 43.82%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (7)

Buy 7
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$59.29*
(13.39% upside)
Low
40.0
Current: $52.29
High
70.0
Target: 59.29
*Average 12-month price target from 7 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,47798595593271351838726574.7869.23
Revenue Growth50.05%3.05%2.53%30.68%37.59%34.07%45.82%254.47%8.02%-
Gross Profit1,31384883884664547038026172.4467.06
Operating Income52926833638327922318211814.7033.83
Net Income39387.6910166.0847.2336.8414.4011814.7029.21
Shares Outstanding78.2133.5223.2022.1621.7621.2517.3111.11--
Earnings Per Share4.892.594.032.942.171.730.82570.293.8840.72
EPS Growth88.8%-35.73%37.07%35.48%25.43%110.98%-99.86%14598.2%-90.47%-
Dividend Per Share0.120.40--------
Dividend Growth-70%---------
Operating Cash Flow-2,245572-883-93853.14-579-98.39-308-74.72-12.65
Capital Expenditures-35.51-30.87-23.78-30.39-11.90-4.74-6.96-3.87-2.00-0.83
Free Cash Flow-2,281542-907-96941.24-584-105-312-76.72-13.48
Cash & Equivalents18815537.7399.3710576.2630.6412.3216.470.00
Total Debt7,0924,8683,8212,5811,4761,30470944796.30-
Net Cash / Debt-6,903-4,713-3,784-2,482-1,371-1,228-678-434-79.840.00
Assets10,2047,4797,3685,1343,5052,5071,584832289-
Liabilities8,1435,8255,6483,7352,4431,699955570165-
Book Value2,0621,654469347271214167-124-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name PennyMac Financial Services, Inc.
Country United States
Employees 5,353
CEO David A. Spector

Stock Information

Ticker Symbol PFSI
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Mortgage Finance
Unique Identifier NYSE: PFSI
IPO Date May 9, 2013

Description

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Loan Production, Loan Servicing, and Investment Management. The Loan Production segment is involved in the origination, acquisition, and sale of mortgage loans. This segment originates first-lien residential conventional, government-insured or guaranteed mortgage loans, and home equity loans. The Loan Servicing segment engages in the servicing of newly originated mortgage loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; response to customer inquiries; accounting for principal and interest; holding custodial funds for the payment of property taxes and insurance premiums; counseling delinquent borrowers; and supervising foreclosures and property dispositions. This segment also services conventional and government-insured or guaranteed mortgage loans, and home equity loans; and distressed mortgage loans that have been acquired as investments by its advised entities. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.