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PennyMac Financial Services, Inc. (PFSI)

Stock Price: $57.16 USD 0.03 (0.05%)
Updated November 24, 4:00 PM EST - Market closed
Pre-market: $57.18 +0.02 (0.04%) Nov 25, 7:56 AM

Stock Price Chart

Key Info

Market Cap 4.14B
Revenue (ttm) 3.15B
Net Income (ttm) 1.35B
Shares Out 72.44M
EPS (ttm) 16.80
PE Ratio 3.40
Forward PE 3.23
Dividend $0.60
Dividend Yield 1.05%

Stock Quote

Trading Day November 24
Last Price $57.16
Previous Close $57.13
Change ($) 0.03
Change (%) 0.05%
Day's Open 57.28
Day's Range 56.66 - 58.11
Day's Volume 868,525
52-Week Range 13.14 - 67.77

More Stats

Market Cap 4.14B
Enterprise Value 30.48B
Earnings Date (est) n/a
Ex-Dividend Date Nov 13, 2020
Shares Outstanding 72.44M
Float 57.85M
EPS (basic) 17.75
EPS (diluted) 16.80
FCF / Share -62.54
Dividend $0.60
Dividend Yield 1.05%
Earnings Yield 29.39%
FCF Yield n/a
Payout Ratio 2.90%
Shares Short 2.58M
Short Ratio 3.62
Short % of Float 4.46%
Beta 1.21
PE Ratio 3.40
Forward PE 3.23
P/FCF Ratio n/a
PS Ratio 1.31
PB Ratio 1.37
Revenue 3.15B
Operating Income 1.83B
Net Income 1.35B
Free Cash Flow -4.53B
Net Cash -26.34B
Net Cash / Share -363.62
Gross Margin 43.77%
Operating Margin 57.92%
Profit Margin 42.70%
FCF Margin -143.65%
ROA 6.65%
ROE 54.65%
ROIC 5.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (6)

Buy 6
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$75.29*
(31.72% upside)
Low
65.0
Current: $57.16
High
90.0
Target: 75.29
*Average 12-month price target from 7 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,47798595593271351838726574.7869.23
Revenue Growth50.05%3.05%2.53%30.68%37.59%34.07%45.82%254.47%8.02%-
Gross Profit1,31384883884664547038026172.4467.06
Operating Income52926833638327922318211814.7033.83
Net Income39387.6910166.0847.2336.8414.4011814.7029.21
Shares Outstanding78.2133.5223.2022.1621.7621.2517.3111.11--
Earnings Per Share4.892.594.032.942.171.730.82570.293.8840.72
EPS Growth88.8%-35.73%37.07%35.48%25.43%110.98%-99.86%14598.2%-90.47%-
Dividend Per Share0.120.40--------
Dividend Growth-70%---------
Operating Cash Flow-2,245572-883-93853.14-579-98.39-308-74.72-12.65
Capital Expenditures-35.51-30.87-23.78-30.39-11.90-4.74-6.96-3.87-2.00-0.83
Free Cash Flow-2,281542-907-96941.24-584-105-312-76.72-13.48
Cash & Equivalents18815537.7399.3710576.2630.6412.3216.47-
Total Debt7,0924,8683,8212,5811,4761,30470944796.30-
Net Cash / Debt-6,903-4,713-3,784-2,482-1,371-1,228-678-434-79.84-
Assets10,2047,4797,3685,1343,5052,5071,584832289-
Liabilities8,1435,8255,6483,7352,4431,699955570165-
Book Value2,0621,654469347271214167-124-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name PennyMac Financial Services, Inc.
Country United States
Employees 6,019
CEO David A. Spector

Stock Information

Ticker Symbol PFSI
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Mortgage Finance
Unique Identifier NYSE: PFSI
IPO Date May 9, 2013

Description

PennyMac Financial Services, through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Loan Production, Loan Servicing, and Investment Management. The Loan Production segment is involved in the origination, acquisition, and sale of mortgage loans. This segment originates first-lien residential conventional, government-insured or guaranteed mortgage loans, and home equity loans. The Loan Servicing segment engages in the servicing of newly originated mortgage loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; response to customer inquiries; accounting for principal and interest; holding custodial funds for the payment of property taxes and insurance premiums; counseling delinquent borrowers; and supervising foreclosures and property dispositions. This segment also services conventional and government-insured or guaranteed mortgage loans, and home equity loans; and distressed mortgage loans that have been acquired as investments by its advised entities. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.