PGC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	343.62	321.33	290.76	278.17	195.2	147.81
Interest Income on Investments	38.17	41.2	37.05	25.84	16.68	12.25
Total Interest Income	381.79	362.53	327.8	304.01	211.88	160.07
Interest Paid on Deposits	147.14	156.81	168.21	122.88	29.49	14.22
Interest Paid on Borrowings	3.72	4.81	10.58	25.05	6.3	7.79
Total Interest Expense	150.86	161.62	178.8	147.92	35.8	22.01
Net Interest Income	230.93	200.91	149.01	156.09	176.08	138.06
Net Interest Income Growth	33.19%	34.83%	-4.54%	-11.35%	27.54%	8.20%
Trust Income	65.59	63.24	61.46	55.75	54.65	52.99
Gain (Loss) on Sale of Assets	-	-	-	-	0.28	-
Gain (Loss) on Sale of Investments	0.34	0.43	0.83	0.18	-8.31	-0.43
Other Non-Interest Income	18.34	16.18	15.2	15.09	12.53	10.96
Total Non-Interest Income	85.63	81.2	78.89	73.54	66.39	71.79
Non-Interest Income Growth	8.48%	2.94%	7.27%	10.76%	-7.52%	16.24%
Revenues Before Loan Losses	316.56	282.11	227.89	229.63	242.47	209.85
Provision for Loan Losses	27.88	23.52	7.5	14.09	6.35	6.48
Revenue	288.68	258.59	220.39	215.54	236.12	203.37
Revenue Growth	21.14%	17.33%	2.25%	-8.72%	16.10%	29.57%
Salaries and Employee Benefits	145.35	139.97	116.38	89.6	80.95	74.68
Occupancy Expenses	20.57	19.62	16.42	19.73	18.72	17.17
Federal Deposit Insurance	5.79	4.81	3.51	2.95	1.94	2.07
Selling, General & Administrative	16.25	14.56	14.12	12.8	10.41	8.47
Other Non-Interest Expense	28.98	28.2	25.25	23.22	21.58	22.9
Total Non-Interest Expense	216.94	207.17	175.68	148.3	133.6	125.29
EBT Excluding Unusual Items	71.74	51.43	44.72	67.24	102.52	78.08
Other Unusual Items	0.88	0.88	-	-	-	-0.65
Pretax Income	72.62	52.31	44.95	67.28	102.34	77.66
Income Tax Expense	20.71	14.98	11.96	18.43	28.1	21.04
Net Income	51.92	37.33	32.99	48.85	74.25	56.62
Net Income to Common	51.72	37.33	32.99	48.85	74.25	56.62
Net Income Growth	59.81%	13.15%	-32.48%	-34.20%	31.13%	116.18%
Basic Shares Outstanding	18	18	18	18	18	19
Diluted Shares Outstanding	18	18	18	18	19	19
Shares Change	0.69%	-0.50%	-1.16%	-2.79%	-3.75%	1.11%
EPS (Basic)	2.94	2.12	1.87	2.74	4.09	3.01
EPS (Diluted)	2.89	2.10	1.85	2.71	4.00	2.93
EPS Growth	59.72%	13.51%	-31.73%	-32.25%	36.52%	113.87%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.200	0.200	0.200	0.200	0.200	0.200
Dividend Growth	0%	0%	0%	0%	0%	0%
Effective Tax Rate	28.51%	28.64%	26.61%	27.39%	27.45%	27.09%

SEC Filings: 10-K · 10-Q