PGC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	230.93	200.91	149.01	156.09	176.08	138.06
Net Interest Income Growth	33.19%	34.83%	-4.54%	-11.35%	27.54%	8.20%
Non-Interest Income	86.51	82.09	79.12	73.58	66.42	72.24
Non-Interest Income Growth	9.27%	3.74%	7.54%	10.78%	-8.06%	16.97%
Revenues Before Loan Losses	317.44	283	228.13	229.67	242.5	210.3
Provision for Credit Losses	27.88	23.52	7.5	14.09	6.35	6.48
Revenue	289.56	259.48	220.63	215.58	236.14	203.83
Revenue Growth	21.39%	17.61%	2.34%	-8.71%	15.85%	29.86%
Compensation Expenses	73.55	145.49	122.33	100.52	89.48	81.86
Selling, General & Admin	49.03	61.68	53.35	47.77	44.32	44.3
Total Non-Interest Expense	216.94	207.17	175.68	148.3	133.8	126.17
Pretax Income	72.62	52.31	44.95	67.28	102.34	77.66
Provision for Income Taxes	20.71	14.98	11.96	18.43	28.1	21.04
Net Income	51.92	37.33	32.99	48.85	74.25	56.62
Net Income to Common	51.92	37.33	32.99	48.85	74.25	56.62
Net Income Growth	60.41%	13.15%	-32.48%	-34.20%	31.13%	116.18%
Shares Outstanding (Basic)	18	18	18	18	18	19
Shares Outstanding (Diluted)	18	18	18	18	19	19
Shares Change	1.02%	-0.50%	-1.16%	-2.79%	-3.75%	1.11%
EPS (Basic)	2.93	2.12	1.87	2.74	4.09	3.01
EPS (Diluted)	2.88	2.10	1.85	2.71	4.00	2.93
EPS Growth	57.38%	13.51%	-31.73%	-32.25%	36.52%	113.87%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	28.82	63.01	66.81	115.38	71.54
Free Cash Flow Growth	-	-54.27%	-5.69%	-42.10%	61.30%	112.62%
Free Cash Flow Per Share	-	1.62	3.53	3.70	6.21	3.71
Dividends Per Share	0.100	0.200	0.200	0.200	0.200	0.200
Dividend Growth	-50.00%	0%	0%	0%	0%	0%
Profit Margin	17.93%	14.39%	14.95%	22.66%	31.44%	27.78%
FCF Margin	-	11.11%	28.56%	30.99%	48.86%	35.10%
Effective Tax Rate	28.51%	28.64%	26.62%	27.39%	27.45%	27.09%

SEC Filings: 10-K · 10-Q