PicS N.V. (PICS)

NASDAQ: PICS · Real-Time Price · USD

12.72

+0.87 (7.34%)

At close: Jul 27, 2026, 4:00 PM EDT

12.47

-0.25 (-1.97%)

After-hours: Jul 27, 2026, 4:17 PM EDT

PicS N.V. Financials Overview

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,920	1,891	1,524	1,060	833.32	226.28
Revenue Growth	18.19%	24.09%	43.79%	27.20%	268.27%	-
Gross Profit	1,227	1,200	1,030	621.4	312.45	-345.95
Operating Income	-5,375	-4,695	-2,350	-1,208	-1,634	-2,453
Net Income	1,205	1,091	217.57	34.52	-45.69	-1,558
Earnings Per Share	6.61	5457.00	1088.00	172615.00	-2.59	-711.54
EPS Growth	-	401.56%	-99.37%	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Consumer Banking	11,683	10,353	5,662	3,014
Small and Medium-Sized Businesses	484.54	415.85	190.49	133.5
Audiences and Ecosystem Integration	130.71	118.24	85.51	87.3
Institutional	1,657	1,173	114.9	156.74
Adjustments	-2,229	-1,782	-482.68	67.13
Revenue (Total)	1,920	1,891	1,524	1,060

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	8,291	6,754	7,472	7,556	7,101	4,787
Total Debt	32,561	30,020	20,257	13,371	10,226	6,797
Net Cash (Debt)	-24,270	-23,266	-12,785	-5,815	-3,124	-2,011
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-133.06	-116.33	-63.93	-29.08	-176.93	-752991.64

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,338	-3,739	2,291	1,567	7,340	-2,506
Capital Expenditures	-74	-67.68	-60.81	-4.66	-5.33	-24.81
Free Cash Flow	-1,412	-3,807	2,230	1,562	7,334	-2,531
Free Cash Flow Growth	-	-	42.72%	-78.70%	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	63.90%	63.45%	67.61%	58.63%	37.49%	-152.88%
Operating Margin	-279.95%	-248.27%	-154.17%	-113.97%	-196.09%	-1083.87%
Pretax Margin	24.08%	16.78%	22.70%	0.16%	-83.87%	-839.89%
Profit Margin	62.77%	60.36%	16.52%	3.52%	-83.15%	-839.72%
FCF Margin	-73.56%	-201.30%	146.30%	147.40%	880.15%	-1118.42%