PicS N.V. (PICS)
NASDAQ: PICS · Real-Time Price · USD
10.80
-0.62 (-5.43%)
Aug 17, 2026, 10:36 AM EDT - Market open

PicS N.V. Financials Overview

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
11,72610,2785,5703,4592,9351,145
Revenue Growth
110.52%84.52%61.05%17.83%156.42%193.85%
Gross Profit
11,0339,5875,0763,0202,414572.48
Operating Income
4,6143,8611,7461,209472.4-1,176
Net Income
1,1681,091217.5734.52-45.69-1,558
Earnings Per Share
9.0110.23-1.01-1.29-
EPS Growth
------

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Consumer Banking
11,68310,3535,6623,014
Small and Medium-Sized Businesses
484.54415.85190.49133.5
Audiences and Ecosystem Integration
130.71118.2485.5187.3
Institutional
1,6571,173114.9156.74
Adjustments
-2,229-1,782-482.6867.13
Revenue (Total)
1,9201,8911,5241,060

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,5223,9067,5187,5567,101149.29
Total Debt
2,0741,613757.8958.6552.95287.19
Net Cash (Debt)
3,4482,2936,7607,4977,048-137.9
Net Cash Growth
-48.99%-66.09%-9.84%6.37%--
Net Cash Per Share
26.6121.48-219.51199.59-

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,338-3,7392,2911,5677,340-2,506
Capital Expenditures
-72.44-66.13-57.74-4.66-5.33-24.81
Free Cash Flow
-1,411-3,8052,2331,5627,334-2,531
Free Cash Flow Growth
--42.92%-78.70%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
94.09%93.27%91.14%87.32%82.25%50.01%
Operating Margin
39.35%37.57%31.35%34.95%16.09%-102.72%
Pretax Margin
3.94%3.09%6.21%0.05%-23.81%-166.03%
Profit Margin
9.96%10.62%3.91%1.00%-1.56%-136.10%
FCF Margin
-12.03%-37.03%40.09%45.17%249.87%-221.09%