PicS N.V. (PICS)
NASDAQ: PICS · Real-Time Price · USD
11.02
+0.20 (1.85%)
At close: Jun 16, 2026, 4:00 PM EDT
11.08
+0.06 (0.54%)
After-hours: Jun 16, 2026, 5:43 PM EDT
Revenue Breakdown
Financials in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | Dec '18 Dec 31, 2018 |
Consumer Banking Revenue | 11.68B | 10.35B | 5.66B | ||||||
Consumer Banking Revenue Growth | 12.84% | 82.86% | 87.86% | ||||||
Small and Medium-Sized Businesses Revenue | 484.54M | 415.85M | 190.49M | ||||||
Small and Medium-Sized Businesses Revenue Growth | 16.52% | 118.30% | 42.69% | ||||||
Audiences and Ecosystem Integration Revenue | 130.71M | 118.24M | 85.51M | ||||||
Audiences and Ecosystem Integration Revenue Growth | 10.55% | 38.27% | -2.05% | ||||||
Institutional Revenue | 1.66B | 1.17B | 114.90M | ||||||
Institutional Revenue Growth | 41.33% | 920.65% | -26.69% | ||||||
Adjustments to Revenue | -2.23B | -1.78B | -482.68M | ||||||
Revenue (Total) | 1.92B | 1.89B | 1.52B | ||||||
Revenue (Total) Growth | 1.53% | 24.09% | 43.79% |
Revenue Breakdown 2
Financials in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | Dec '18 Dec 31, 2018 |
Net Revenue from Transaction Activities and Other Services | 1.99B | 1.89B | 1.52B | ||||||
Net Revenue from Transaction Activities and Other Services Growth | 5.12% | 24.09% | 43.79% | ||||||
Financial Income | 9.74B | 8.39B | 4.05B | ||||||
Financial Income Growth | 16.12% | 107.28% | 68.68% | ||||||
Revenue (Total) | 1.92B | 1.89B | 1.52B | ||||||
Revenue (Total) Growth | 1.53% | 24.09% | 43.79% |
Adjusted Gross Profit
Financials in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | Dec '18 Dec 31, 2018 |
Consumer Banking Adjusted Gross Profit | 3.53B | 3.27B | 2.56B | ||||||
Consumer Banking Adjusted Gross Profit Growth | 7.98% | 27.78% | 62.01% | ||||||
Small and Medium-Sized Businesses Adjusted Gross Profit | 155.26M | 158.98M | 95.80M | ||||||
Small and Medium-Sized Businesses Adjusted Gross Profit Growth | -2.34% | 65.94% | 50.05% | ||||||
Audiences and Ecosystem Integration Adjusted Gross Profit ) | 127.41M | 116.59M | 83.92M | ||||||
Audiences and Ecosystem Integration Adjusted Gross Profit ) Growth | 9.28% | 38.93% | 36.42% | ||||||
Institutional Adjusted Gross Profit | 79.98M | 11.49M | 10.81M | ||||||
Institutional Adjusted Gross Profit Growth | 596.18% | 6.27% | -87.67% | ||||||
Gross Profit (Total) | 1.01B | 1.20B | 1.03B | ||||||
Gross Profit (Total) Growth | -15.54% | 16.46% | 65.81% |
Key Performance Indicators
Financials in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | Dec '18 Dec 31, 2018 |
Total Accounts | 68.60M | 67.00M | 60.20M | ||||||
Total Accounts Growth | 2.39% | 11.30% | 14.02% | ||||||
Deposits | 30.75B | 28.70B | 19.98B | ||||||
Deposits Growth | 7.17% | 43.60% | 53.27% | ||||||
Total Payment Volume (TPV) | 586.69B | 549.95B | 421.04B | ||||||
Total Payment Volume (TPV) Growth | 6.68% | 30.62% | 55.27% | ||||||
Total Cash-In | 505.78B | 483.47B | 374.21B | ||||||
Total Cash-In Growth | 4.61% | 29.20% | 57.06% | ||||||
Wallet and Banking Total Payment Volume (TPV) - Consumer Banking | 523.06B | 496.96B | 382.51B | ||||||
Wallet and Banking Total Payment Volume (TPV) - Consumer Banking Growth | 5.25% | 29.92% | 58.41% | ||||||
PicPay Card Total Payment Volume (TPV) - Consumer Banking | 63.70B | 58.66B | 39.23B | ||||||
PicPay Card Total Payment Volume (TPV) - Consumer Banking Growth | 8.58% | 49.55% | 44.73% | ||||||
Pix Credit Total Payment Volume (TPV) - Consumer Banking | 26.24B | - | 19.63B | ||||||
Pix Credit Total Payment Volume (TPV) - Consumer Banking Growth | - | - | 68.51% | ||||||
Own and Third-Party Loan Originations - Consumer Banking | 13.81B | 11.39B | 6.84B | ||||||
Own and Third-Party Loan Originations - Consumer Banking Growth | 21.25% | 66.66% | 187.11% | ||||||
Total Credit Portfolio - Consumer Banking | 28.04B | 24.07B | 10.57B | ||||||
Total Credit Portfolio - Consumer Banking Growth | 16.52% | 127.68% | 1738.44% | ||||||
Small & Medium-Sized Businesses (SMB) - Total Payment Volume (TPV) | 42.59B | 39.62B | 27.10B | ||||||
Small & Medium-Sized Businesses (SMB) - Total Payment Volume (TPV) Growth | 7.51% | 46.22% | 15.38% | ||||||
Active Insurance Policies | 10.20M | 9.00M | 5.10M | ||||||
Active Insurance Policies Growth | 13.33% | 76.47% | 240.00% | ||||||
Number of Quarterly Active Clients | 44.30M | 42.70M | 39.00M | ||||||
Number of Quarterly Active Clients Growth | 3.75% | 9.49% | 12.72% | ||||||
Quarterly Average Revenue per Quarterly Active Client (ARPAC) | - | 62.90 | 37.90 | ||||||
Quarterly Average Revenue per Quarterly Active Client (ARPAC) Growth | - | 65.96% | 45.77% | ||||||
Quarterly Average Cost to Serve per Quarterly Active Client (CTS) | - | 19.10 | 17.30 | ||||||
Quarterly Average Cost to Serve per Quarterly Active Client (CTS) Growth | - | 10.41% | 16.89% |