PicS N.V. (PICS)

Revenue Breakdown

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Consumer Banking Revenue	11.68B	10.35B	5.66B
Small and Medium-Sized Businesses Revenue	484.54M	415.85M	190.49M
Audiences and Ecosystem Integration Revenue	130.71M	118.24M	85.51M
Institutional Revenue	1.66B	1.17B	114.90M
Adjustments to Revenue	-2.23B	-1.78B	-482.68M
Revenue (Total)	1.92B	1.89B	1.52B

Revenue Breakdown 2

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Net Revenue from Transaction Activities and Other Services	1.99B	1.89B	1.52B
Financial Income	9.74B	8.39B	4.05B
Revenue (Total)	1.92B	1.89B	1.52B

Adjusted Gross Profit

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Consumer Banking Adjusted Gross Profit	3.53B	3.27B	2.56B
Small and Medium-Sized Businesses Adjusted Gross Profit	155.26M	158.98M	95.80M
Audiences and Ecosystem Integration Adjusted Gross Profit	127.41M	116.59M	83.92M
Institutional Adjusted Gross Profit	79.98M	11.49M	10.81M
Gross Profit (Total)	1.23B	1.20B	1.03B

Key Performance Indicators

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Total Accounts	68.60M	67.00M	60.20M
Deposits	30.75B	28.70B	19.98B
Total Payment Volume (TPV)	586.69B	549.95B	421.04B
Total Cash-In	505.78B	483.47B	374.21B
Wallet and Banking Total Payment Volume (TPV) - Consumer Banking	523.06B	496.96B	382.51B
PicPay Card Total Payment Volume (TPV) - Consumer Banking	63.70B	58.66B	39.23B
Pix Credit Total Payment Volume (TPV) - Consumer Banking	26.24B	-	19.63B
Own and Third-Party Loan Originations - Consumer Banking	13.81B	11.39B	6.84B
Total Credit Portfolio - Consumer Banking	28.04B	24.07B	10.57B
Small & Medium-Sized Businesses (SMB) - Total Payment Volume (TPV)	42.59B	39.62B	27.10B
Active Insurance Policies	10.20M	9.00M	5.10M
Number of Quarterly Active Clients	44.30M	42.70M	39.00M
Quarterly Average Revenue per Quarterly Active Client (ARPAC)	-	62.90	37.90
Quarterly Average Cost to Serve per Quarterly Active Client (CTS)	-	19.10	17.30

Data Source: Fiscal.ai Last updated: Jun 3, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 24, 2026

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