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PicS N.V. (PICS)
NASDAQ: PICS · Real-Time Price · USD
11.50
-0.77 (-6.28%)
At close: Mar 20, 2026, 4:00 PM EDT
12.36
+0.86 (7.48%)
After-hours: Mar 20, 2026, 7:23 PM EDT

Revenue Breakdown

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
Consumer Banking Revenue
10.35B5.66B
Consumer Banking Revenue Growth
82.86%87.86%
Small and Medium-Sized Businesses Revenue
415.85M190.49M
Small and Medium-Sized Businesses Revenue Growth
118.30%42.69%
Audiences and Ecosystem Integration Revenue
118.24M85.51M
Audiences and Ecosystem Integration Revenue Growth
38.27%-2.05%
Institutional Revenue
1.17B114.90M
Institutional Revenue Growth
920.65%-26.69%
Adjustments to Revenue
-1.78B-482.68M

Revenue Breakdown 2

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
Net Revenue from Transaction Activities and Other Services
1.89B1.52B
Net Revenue from Transaction Activities and Other Services Growth
24.09%43.79%
Financial Income
8.39B4.05B
Financial Income Growth
107.28%68.68%

Adjusted Gross Profit

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
Consumer Banking Adjusted Gross Profit
3.27B2.56B
Consumer Banking Adjusted Gross Profit Growth
27.79%62.01%
Small and Medium-Sized Businesses Adjusted Gross Profit
158.98M95.80M
Small and Medium-Sized Businesses Adjusted Gross Profit Growth
65.94%50.05%
Audiences and Ecosystem Integration Adjusted Gross Profit )
116.59M83.92M
Audiences and Ecosystem Integration Adjusted Gross Profit ) Growth
38.93%36.42%
Institutional Adjusted Gross Profit
11.49M10.81M
Institutional Adjusted Gross Profit Growth
6.27%-87.67%

Key Performance Indicators

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
Total Accounts
67.00M60.20M
Total Accounts Growth
11.30%14.02%
Deposits
28.70B19.98B
Deposits Growth
43.62%53.27%
Total Payment Volume (TPV)
550.00B421.04B
Total Payment Volume (TPV) Growth
30.63%55.27%
Total Cash-In
483.40B374.21B
Total Cash-In Growth
29.18%57.06%
Wallet and Banking Total Payment Volume (TPV) - Consumer Banking
497.00B382.51B
Wallet and Banking Total Payment Volume (TPV) - Consumer Banking Growth
29.93%58.41%
PicPay Card Total Payment Volume (TPV) - Consumer Banking
58.66B39.23B
PicPay Card Total Payment Volume (TPV) - Consumer Banking Growth
49.55%44.73%
Pix Credit Total Payment Volume (TPV) - Consumer Banking
-19.63B
Pix Credit Total Payment Volume (TPV) - Consumer Banking Growth
-68.51%
Own and Third-Party Loan Originations - Consumer Banking
-6.84B
Own and Third-Party Loan Originations - Consumer Banking Growth
-187.11%
Total Credit Portfolio - Consumer Banking
24.07B10.57B
Total Credit Portfolio - Consumer Banking Growth
127.68%1738.44%
Small & Medium-Sized Businesses (SMB) - Total Payment Volume (TPV)
39.86B27.10B
Small & Medium-Sized Businesses (SMB) - Total Payment Volume (TPV) Growth
47.11%15.38%
Active Insurance Policies
9.00M5.10M
Active Insurance Policies Growth
76.47%240.00%
Number of Quarterly Active Clients
42.70M39.00M
Number of Quarterly Active Clients Growth
9.49%12.72%
Quarterly Average Revenue per Quarterly Active Client (ARPAC)
-37.90
Quarterly Average Revenue per Quarterly Active Client (ARPAC) Growth
-45.77%
Quarterly Average Cost to Serve per Quarterly Active Client (CTS)
-17.30
Quarterly Average Cost to Serve per Quarterly Active Client (CTS) Growth
-16.89%
Updated Jan 20, 2026. Data Source: Fiscal.ai.