Skip to main content
logo
PicS N.V. (PICS)
NASDAQ: PICS · Real-Time Price · USD
17.08
-0.68 (-3.83%)
At close: Feb 27, 2026, 4:00 PM EST
17.12
+0.04 (0.23%)
After-hours: Feb 27, 2026, 7:44 PM EST

Revenue Breakdown

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
Consumer Banking Revenue
9.09B5.66B3.01B
Consumer Banking Revenue Growth
60.53%87.86%-
Small and Medium-Sized Businesses Revenue
340.38M190.49M133.50M
Small and Medium-Sized Businesses Revenue Growth
78.68%42.69%-
Audiences and Ecosystem Integration Revenue
96.70M85.51M87.30M
Audiences and Ecosystem Integration Revenue Growth
13.08%-2.05%-
Institutional Revenue
914.77M114.90M156.74M
Institutional Revenue Growth
696.13%-26.69%-
Adjustments to Revenue
-1.39B-482.68M67.13M

Revenue Breakdown 2

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
Net Revenue from Transaction Activities and Other Services
1.81B1.52B1.06B
Net Revenue from Transaction Activities and Other Services Growth
19.03%43.79%-
Financial Income
7.24B4.05B2.40B
Financial Income Growth
78.84%68.68%-

Adjusted Gross Profit

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
Consumer Banking Adjusted Gross Profit
3.01B2.56B1.58B
Consumer Banking Adjusted Gross Profit Growth
17.61%62.01%-
Small and Medium-Sized Businesses Adjusted Gross Profit
139.48M95.80M63.85M
Small and Medium-Sized Businesses Adjusted Gross Profit Growth
45.59%50.05%-
Audiences and Ecosystem Integration Adjusted Gross Profit )
95.86M83.92M61.51M
Audiences and Ecosystem Integration Adjusted Gross Profit ) Growth
14.23%36.42%-
Institutional Adjusted Gross Profit
30.75M10.81M87.69M
Institutional Adjusted Gross Profit Growth
184.44%-87.67%-

Key Performance Indicators

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18
Total Accounts
65.60M60.20M52.80M
Total Accounts Growth
8.97%14.02%10.46%
Deposits
26.66B19.98B13.04B
Deposits Growth
33.40%53.27%-
Total Payment Volume (TPV)
515.75B421.04B271.16B
Total Payment Volume (TPV) Growth
22.49%55.27%-
Total Cash-In
453.91B374.21B238.26B
Total Cash-In Growth
21.30%57.06%-
Wallet and Banking Total Payment Volume (TPV) - Consumer Banking
466.98B382.51B241.46B
Wallet and Banking Total Payment Volume (TPV) - Consumer Banking Growth
22.08%58.41%-
PicPay Card Total Payment Volume (TPV) - Consumer Banking
53.47B39.23B27.10B
PicPay Card Total Payment Volume (TPV) - Consumer Banking Growth
36.30%44.73%-
Pix Credit Total Payment Volume (TPV) - Consumer Banking
-19.63B11.65B
Pix Credit Total Payment Volume (TPV) - Consumer Banking Growth
-68.51%-
Own and Third-Party Loan Originations - Consumer Banking
9.04B6.84B2.38B
Own and Third-Party Loan Originations - Consumer Banking Growth
32.17%187.11%-
Total Credit Portfolio - Consumer Banking
18.66B10.57B575.00M
Total Credit Portfolio - Consumer Banking Growth
76.54%1738.44%-
Small & Medium-Sized Businesses (SMB) - Total Payment Volume (TPV)
36.92B27.10B23.48B
Small & Medium-Sized Businesses (SMB) - Total Payment Volume (TPV) Growth
36.28%15.38%-
Number of Quarterly Active Clients
42.10M39.00M34.60M
Number of Quarterly Active Clients Growth
7.95%12.72%8.46%
Quarterly Average Revenue per Quarterly Active Client (ARPAC)
-37.9026.00
Quarterly Average Revenue per Quarterly Active Client (ARPAC) Growth
-45.77%-
Quarterly Average Cost to Serve per Quarterly Active Client (CTS)
-17.3014.80
Quarterly Average Cost to Serve per Quarterly Active Client (CTS) Growth
-16.89%-
Updated Sep 30, 2025. Data Source: Fiscal.ai.