Banc of California, Inc. (BANC)

NYSE: BANC · Real-Time Price · USD

19.66

-0.08 (-0.41%)

Aug 17, 2026, 3:45 PM EDT - Market open

Banc of California Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	690.23	1,049	960.39	246.84	1,341	1,460
Revenue Growth	-27.32%	9.22%	289.07%	-81.59%	-8.13%	77.67%
Net Income	-52.3	189.06	87.16	-1,939	396.8	596.71
Earnings Per Share	-0.34	1.11	0.52	-22.71	5.14	7.76
EPS Growth	-	115.82%	-	-	-33.80%	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	2,805	2,296	2,501	5,378	2,242	4,059
Total Debt	3,156	3,145	2,466	4,020	2,785	1,008
Net Cash (Debt)	-351.02	-849.07	35.02	1,358	-543.85	3,050
Net Cash Growth	-	-	-97.42%	-	-	19.59%
Net Cash Per Share	-2.25	-4.97	0.21	15.90	-7.04	39.66

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	388.18	255.6	77.37	135.77	701.97	502.96
Capital Expenditures	-24.04	-20.83	-13.05	-15.22	-120.86	-48.05
Free Cash Flow	364.14	234.77	64.33	120.55	581.11	454.91
Free Cash Flow Growth	80.29%	264.96%	-46.64%	-79.25%	27.74%	7.14%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-7.58%	18.02%	9.07%	-785.49%	29.59%	40.88%
FCF Margin	52.76%	22.38%	6.70%	48.84%	43.33%	31.16%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.480	0.400	0.400	0.530	1.520	1.000
Dividend Per Share Growth	15.00%	0%	-24.53%	-65.13%	52.00%	-25.93%
Dividend Yield	2.44%	2.10%	2.69%	4.22%	4.75%	1.64%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	15.86	29.91	-	10.37	13.51
Forward PE	10.27	12.03	13.56	16.39	6.01	10.84
P/FCF Ratio	8.58	12.77	40.52	17.55	7.08	17.72
PS Ratio	4.52	2.86	2.71	8.57	3.07	5.52