Pinnacle Financial Partners, Inc. (PNFP)

NYSE: PNFP · Real-Time Price · USD

102.60

+2.79 (2.80%)

Jul 24, 2026, 4:00 PM EDT - Market closed

PNFP Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	1,885	1,616	1,602	1,477	1,312	935.81
Revenue Growth	21.58%	0.90%	8.41%	12.61%	40.20%	-6.67%
Net Income	608.15	459.86	546.96	545.55	512.13	304.73
Earnings Per Share	7.87	5.96	7.14	7.17	6.75	4.03
EPS Growth	49.62%	-16.53%	-0.42%	6.22%	67.49%	-22.80%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	3,137	3,342	2,143	1,146	4,019	3,726
Total Debt	426.48	425.82	424.94	424.06	423.17	670.58
Net Cash (Debt)	-426.48	-425.82	-424.94	-424.06	-423.17	-670.58
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-5.52	-5.52	-5.54	-5.57	-5.57	-8.86

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	1,143	904.31	478.4	604.93	657.44	426.75
Capital Expenditures	-91.34	-94.52	-78.26	-63.52	-23.18	-38.76
Free Cash Flow	1,052	809.79	400.15	541.4	634.27	387.99
Free Cash Flow Growth	147.17%	102.37%	-26.09%	-14.64%	63.47%	-0.35%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Pretax Margin	40.22%	35.96%	44.58%	47.21%	49.69%	39.68%
Profit Margin	33.07%	29.39%	35.10%	37.95%	40.19%	33.37%
FCF Margin	55.80%	50.11%	24.98%	36.64%	48.34%	41.46%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 25, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	2.000	0.880	0.880	0.880	0.720	0.640
Dividend Per Share Growth	60.87%	0%	0%	22.22%	12.50%	0%
Dividend Yield	1.95%	0.79%	1.04%	1.23%	0.77%	1.02%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '26 Jul 25, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	15.02	19.19	12.22	10.24	14.15	15.98
Forward PE	9.42	15.66	12.92	9.20	15.43	13.00
P/FCF Ratio	-	10.91	16.73	10.37	11.46	12.59
PS Ratio	4.67	5.47	4.18	3.80	5.54	5.22