Pinnacle Financial Partners, Inc. (PNFP)

NYSE: PNFP · Real-Time Price · USD

100.64

-0.35 (-0.35%)

Nov 6, 2026, 4:00 PM EST - Market closed

PNFP Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,017	1,948	1,616	1,602	1,477	1,312
Revenue Growth	113.12%	20.51%	0.90%	8.41%	12.61%	40.20%
Net Income	977.67	626.67	459.86	546.96	545.55	512.13
Earnings Per Share	7.34	8.07	5.96	7.14	7.17	6.75
EPS Growth	-6.27%	35.40%	-16.53%	-0.42%	6.22%	67.49%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	7,464	3,740	3,571	2,889	1,849	5,074
Total Debt	10,938	2,947	2,920	3,150	1,315	1,645
Net Cash (Debt)	-3,474	793.78	651.25	-260.44	533.76	3,429
Net Cash Growth	-	21.89%	-	-	-84.43%	88.79%
Net Cash Per Share	-26.04	10.22	8.44	-3.40	7.01	45.16

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	1,508	759.01	904.31	478.4	604.93	657.44
Capital Expenditures	-70.93	-79.93	-94.52	-78.26	-63.52	-23.18
Free Cash Flow	1,437	679.08	809.79	400.15	541.4	634.27
Free Cash Flow Growth	35.58%	-16.14%	102.37%	-26.09%	-14.64%	63.47%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	24.34%	32.18%	28.45%	34.15%	36.92%	39.03%
FCF Margin	35.78%	34.87%	50.10%	24.98%	36.64%	48.34%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.000	0.960	0.880	0.880	0.880	0.720
Dividend Per Share Growth	108.33%	9.09%	0%	0%	22.22%	12.50%
Dividend Yield	1.99%	1.01%	0.77%	1.01%	1.20%	0.75%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.72	11.71	19.04	12.13	10.20	14.08
Forward PE	8.90	9.95	15.66	12.92	9.20	15.43
P/FCF Ratio	10.54	10.81	10.81	16.58	10.28	11.37
PS Ratio	3.77	3.77	5.42	4.14	3.77	5.50