Pinnacle Financial Partners, Inc. (PNFP)
NYSE: PNFP · Real-Time Price · USD
99.50
-1.32 (-1.31%)
Jul 2, 2026, 4:00 PM EDT - Market closed
PNFP Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Interest Income | 1,505 | 1,366 | 1,262 | 1,129 | 932.4 | 821.79 |
Net Interest Income Growth | 14.07% | 8.20% | 11.76% | 21.12% | 13.46% | 7.26% |
Non-Interest Income | 483.37 | 371.18 | 433.25 | 416.12 | 395.73 | 317.84 |
Non-Interest Income Growth | 42.70% | -14.33% | 4.12% | 5.15% | 24.51% | 20.47% |
Revenues Before Loan Losses | 1,988 | 1,737 | 1,695 | 1,545 | 1,328 | 1,140 |
Provision for Credit Losses | 102.8 | 120.59 | 93.6 | 67.93 | 16.13 | 203.82 |
| 1,885 | 1,616 | 1,602 | 1,477 | 1,312 | 935.81 | |
Revenue Growth (YoY) | 21.58% | 0.90% | 8.41% | 12.61% | 40.20% | -6.67% |
Compensation Expenses | 705.01 | 621.03 | 531.83 | 510.18 | 436.01 | 334.48 |
Selling, General & Admin | 46.65 | 38.72 | 35.06 | 31.24 | 21.08 | 18.51 |
Other Non-Interest Expenses | 367.59 | 375.22 | 320.88 | 238.58 | 203.02 | 211.46 |
Total Non-Interest Expense | 1,127 | 1,035 | 887.77 | 780 | 660.1 | 564.46 |
Pretax Income | 758.22 | 581.21 | 714.01 | 697.49 | 651.91 | 371.36 |
Provision for Income Taxes | 134.87 | 106.15 | 151.85 | 136.75 | 124.58 | 59.04 |
Net Income | 623.34 | 475.06 | 562.15 | 560.74 | 527.32 | 312.32 |
Net Income Attributable to Preferred Dividends | 15.19 | 15.19 | 15.19 | 15.19 | 15.19 | 7.6 |
Net Income to Common | 608.15 | 459.86 | 546.96 | 545.55 | 512.13 | 304.73 |
Net Income Growth | 50.69% | -15.92% | 0.26% | 6.53% | 68.06% | -23.99% |
Shares Outstanding (Basic) | 77 | 76 | 76 | 76 | 75 | 75 |
Shares Outstanding (Diluted) | 77 | 77 | 77 | 76 | 76 | 76 |
Shares Change (YoY) | 0.74% | 0.63% | 0.68% | 0.27% | 0.36% | -1.44% |
EPS (Basic) | 7.92 | 6.01 | 7.20 | 7.20 | 6.79 | 4.04 |
EPS (Diluted) | 7.87 | 5.96 | 7.14 | 7.17 | 6.75 | 4.03 |
EPS Growth | 49.62% | -16.53% | -0.42% | 6.22% | 67.49% | -22.80% |
Free Cash Flow | 1,052 | 809.79 | 400.15 | 541.4 | 634.27 | 387.99 |
Free Cash Flow Growth | 29.90% | 102.37% | -26.09% | -14.64% | 63.47% | -0.35% |
Free Cash Flow Per Share | 13.62 | 10.50 | 5.22 | 7.11 | 8.35 | 5.13 |
Dividends Per Share | 0.940 | 0.880 | 0.880 | 0.880 | 0.720 | 0.640 |
Dividend Growth | 6.82% | - | - | 22.22% | 12.50% | - |
Profit Margin | 33.07% | 29.39% | 35.10% | 37.95% | 40.19% | 33.37% |
FCF Margin | 55.80% | 50.11% | 24.98% | 36.64% | 48.34% | 41.46% |
EBITDA | 109.43 | 98.58 | 78.7 | 62.3 | 53.26 | 45.2 |
EBITDA Margin | 5.80% | 6.10% | 4.91% | 4.22% | 4.06% | 4.83% |
Effective Tax Rate | 17.79% | 18.26% | 21.27% | 19.61% | 19.11% | 15.90% |