PNFP Statistics
Total Valuation
PNFP has a market cap or net worth of $15.15 billion. The enterprise value is $18.62 billion.
| Market Cap | 15.15B |
| Enterprise Value | 18.62B |
Important Dates
The last earnings date was Wednesday, October 21, 2026.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Nov 6, 2026 |
Share Statistics
PNFP has 150.49 million shares outstanding. The number of shares has increased by 71.92% in one year.
| Current Share Class | 150.49M |
| Shares Outstanding | 150.49M |
| Shares Change (YoY) | +71.92% |
| Shares Change (QoQ) | +0.17% |
| Owned by Insiders (%) | 1.15% |
| Owned by Institutions (%) | 90.59% |
| Float | 148.64M |
Valuation Ratios
The trailing PE ratio is 13.72 and the forward PE ratio is 8.90. PNFP's PEG ratio is 0.35.
| PE Ratio | 13.72 |
| Forward PE | 8.90 |
| PS Ratio | 3.77 |
| Forward PS | 2.78 |
| PB Ratio | 1.10 |
| P/TBV Ratio | 1.62 |
| P/FCF Ratio | 10.54 |
| P/OCF Ratio | 10.04 |
| PEG Ratio | 0.35 |
Enterprise Valuation
| EV / Earnings | 19.04 |
| EV / Sales | 4.64 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.96 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.75 |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.61 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.56%.
| Return on Equity (ROE) | 9.56% |
| Return on Assets (ROA) | 1.10% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.77% |
| Revenue Per Employee | $464,401 |
| Profits Per Employee | $113,039 |
| Employee Count | 8,649 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNFP has paid $264.01 million in taxes.
| Income Tax | 264.01M |
| Effective Tax Rate | 20.47% |
Stock Price Statistics
The stock price has increased by +16.44% in the last 52 weeks. The beta is 1.03, so PNFP's price volatility has been similar to the market average.
| Beta (5Y) | 1.03 |
| 52-Week Price Change | +16.44% |
| 50-Day Moving Average | 97.62 |
| 200-Day Moving Average | 96.80 |
| Relative Strength Index (RSI) | 54.48 |
| Average Volume (20 Days) | 1,148,900 |
Short Selling Information
The latest short interest is 5.59 million, so 3.71% of the outstanding shares have been sold short.
| Short Interest | 5.59M |
| Short Previous Month | 4.98M |
| Short % of Shares Out | 3.71% |
| Short % of Float | 3.76% |
| Short Ratio (days to cover) | 5.54 |
Income Statement
In the last 12 months, PNFP had revenue of $4.02 billion and earned $977.67 million in profits. Earnings per share was $7.34.
| Revenue | 4.02B |
| Gross Profit | 4.02B |
| Operating Income | 1.86B |
| Pretax Income | 1.29B |
| Net Income | 977.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.34 |
Balance Sheet
The company has $7.46 billion in cash and $10.94 billion in debt, with a net cash position of -$3.47 billion or -$23.08 per share.
| Cash & Cash Equivalents | 7.46B |
| Total Debt | 10.94B |
| Net Cash | -3.47B |
| Net Cash Per Share | -$23.08 |
| Equity (Book Value) | 14.61B |
| Book Value Per Share | 91.90 |
| Working Capital | -95.35B |
Cash Flow
In the last 12 months, operating cash flow was $1.51 billion and capital expenditures -$70.93 million, giving a free cash flow of $1.44 billion.
| Operating Cash Flow | 1.51B |
| Capital Expenditures | -70.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 5.60B |
| Free Cash Flow | 1.44B |
| FCF Per Share | $9.55 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.33% |
| Pretax Margin | 32.11% |
| Profit Margin | 25.54% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.78% |
Dividends & Yields
This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 1.99%.
| Dividend Per Share | $2.00 |
| Dividend Yield | 1.99% |
| Dividend Growth (YoY) | 108.33% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 27.26% |
| FCF Payout Ratio | 20.77% |
| Buyback Yield | -71.92% |
| Shareholder Yield | -69.93% |
| Earnings Yield | 7.29% |
| FCF Yield | 9.49% |
Analyst Forecast
The average price target for PNFP is $121.41, which is 20.64% higher than the current price. The consensus rating is "Buy".
| Price Target | $121.41 |
| Price Target Difference | 20.64% |
| Analyst Consensus | Buy |
| Analyst Count | 22 |
| Revenue Growth Forecast (3Y) | 42.78% |
| EPS Growth Forecast (3Y) | 15.63% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | May 11, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |