PNFP Statistics
Total Valuation
PNFP has a market cap or net worth of $16.25 billion. The enterprise value is $19.69 billion.
| Market Cap | 16.25B |
| Enterprise Value | 19.69B |
Important Dates
The last earnings date was Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Aug 7, 2026 |
Share Statistics
PNFP has 150.41 million shares outstanding. The number of shares has increased by 48.21% in one year.
| Current Share Class | 150.41M |
| Shares Outstanding | 150.41M |
| Shares Change (YoY) | +48.21% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | 1.26% |
| Owned by Institutions (%) | 88.91% |
| Float | 148.38M |
Valuation Ratios
The trailing PE ratio is 15.81 and the forward PE ratio is 10.00. PNFP's PEG ratio is 0.40.
| PE Ratio | 15.81 |
| Forward PE | 10.00 |
| PS Ratio | 4.92 |
| Forward PS | 3.09 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.70 |
| P/FCF Ratio | 11.20 |
| P/OCF Ratio | 10.57 |
| PEG Ratio | 0.40 |
Enterprise Valuation
| EV / Earnings | 25.11 |
| EV / Sales | 5.96 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.58 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.79 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.65%.
| Return on Equity (ROE) | 7.65% |
| Return on Assets (ROA) | 0.89% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.83% |
| Revenue Per Employee | $926,137 |
| Profits Per Employee | $219,762 |
| Employee Count | 3,566 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNFP has paid $202.01 million in taxes.
| Income Tax | 202.01M |
| Effective Tax Rate | 19.75% |
Stock Price Statistics
The stock price has increased by +15.79% in the last 52 weeks. The beta is 1.02, so PNFP's price volatility has been similar to the market average.
| Beta (5Y) | 1.02 |
| 52-Week Price Change | +15.79% |
| 50-Day Moving Average | 100.72 |
| 200-Day Moving Average | 95.47 |
| Relative Strength Index (RSI) | 63.32 |
| Average Volume (20 Days) | 1,241,245 |
Short Selling Information
The latest short interest is 5.59 million, so 3.72% of the outstanding shares have been sold short.
| Short Interest | 5.59M |
| Short Previous Month | 4.98M |
| Short % of Shares Out | 3.72% |
| Short % of Float | 3.77% |
| Short Ratio (days to cover) | 4.06 |
Income Statement
In the last 12 months, PNFP had revenue of $3.30 billion and earned $783.67 million in profits. Earnings per share was $6.83.
| Revenue | 3.30B |
| Gross Profit | 3.30B |
| Operating Income | 1.49B |
| Pretax Income | 1.02B |
| Net Income | 783.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.83 |
Balance Sheet
The company has $7.84 billion in cash and $11.28 billion in debt, with a net cash position of -$3.44 billion or -$22.88 per share.
| Cash & Cash Equivalents | 7.84B |
| Total Debt | 11.28B |
| Net Cash | -3.44B |
| Net Cash Per Share | -$22.88 |
| Equity (Book Value) | 14.83B |
| Book Value Per Share | 93.39 |
| Working Capital | -92.96B |
Cash Flow
In the last 12 months, operating cash flow was $1.54 billion and capital expenditures -$86.93 million, giving a free cash flow of $1.45 billion.
| Operating Cash Flow | 1.54B |
| Capital Expenditures | -86.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 6.12B |
| Free Cash Flow | 1.45B |
| FCF Per Share | $9.63 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.20% |
| Pretax Margin | 30.97% |
| Profit Margin | 24.86% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.88% |
Dividends & Yields
This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 1.85%.
| Dividend Per Share | $2.00 |
| Dividend Yield | 1.85% |
| Dividend Growth (YoY) | 85.11% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 25.48% |
| Buyback Yield | -48.21% |
| Shareholder Yield | -46.35% |
| Earnings Yield | 4.83% |
| FCF Yield | 8.93% |
Analyst Forecast
The average price target for PNFP is $119.25, which is 10.41% higher than the current price. The consensus rating is "Buy".
| Price Target | $119.25 |
| Price Target Difference | 10.41% |
| Analyst Consensus | Buy |
| Analyst Count | 20 |
| Revenue Growth Forecast (3Y) | 42.16% |
| EPS Growth Forecast (3Y) | 15.83% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | May 11, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |