PNFP Statistics
Total Valuation
PNFP has a market cap or net worth of $14.61 billion. The enterprise value is $14.69 billion.
Important Dates
The next estimated earnings date is Tuesday, July 14, 2026, after market close.
| Earnings Date | Jul 14, 2026 |
| Ex-Dividend Date | May 1, 2026 |
Share Statistics
PNFP has 150.40 million shares outstanding. The number of shares has increased by 24.66% in one year.
| Current Share Class | 150.40M |
| Shares Outstanding | 150.40M |
| Shares Change (YoY) | +24.66% |
| Shares Change (QoQ) | +94.83% |
| Owned by Insiders (%) | 1.24% |
| Owned by Institutions (%) | 84.86% |
| Float | 148.40M |
Valuation Ratios
The trailing PE ratio is 14.96 and the forward PE ratio is 9.05. PNFP's PEG ratio is 0.35.
| PE Ratio | 14.96 |
| Forward PE | 9.05 |
| PS Ratio | 5.53 |
| Forward PS | 2.78 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 8.95 |
| P/OCF Ratio | 8.56 |
| PEG Ratio | 0.35 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 23.47 |
| EV / Sales | 5.56 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.00 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.80 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.17%.
| Return on Equity (ROE) | 6.17% |
| Return on Assets (ROA) | 0.74% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.07% |
| Revenue Per Employee | $741,337 |
| Profits Per Employee | $175,455 |
| Employee Count | 3,566 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNFP has paid $147.01 million in taxes.
| Income Tax | 147.01M |
| Effective Tax Rate | 18.40% |
Stock Price Statistics
The stock price has decreased by -8.08% in the last 52 weeks. The beta is 1.06, so PNFP's price volatility has been similar to the market average.
| Beta (5Y) | 1.06 |
| 52-Week Price Change | -8.08% |
| 50-Day Moving Average | 92.33 |
| 200-Day Moving Average | 93.50 |
| Relative Strength Index (RSI) | 54.84 |
| Average Volume (20 Days) | 1,159,461 |
Short Selling Information
The latest short interest is 5.59 million, so 3.72% of the outstanding shares have been sold short.
| Short Interest | 5.59M |
| Short Previous Month | 4.98M |
| Short % of Shares Out | 3.72% |
| Short % of Float | 3.77% |
| Short Ratio (days to cover) | 4.08 |
Income Statement
In the last 12 months, PNFP had revenue of $2.64 billion and earned $625.67 million in profits. Earnings per share was $6.49.
| Revenue | 2.64B |
| Gross Profit | 2.64B |
| Operating Income | 1.16B |
| Pretax Income | 798.88M |
| Net Income | 625.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.49 |
Full Income StatementBalance Sheet
The company has $6.12 billion in cash and $6.20 billion in debt, with a net cash position of -$74.00 million or -$0.49 per share.
| Cash & Cash Equivalents | 6.12B |
| Total Debt | 6.20B |
| Net Cash | -74.00M |
| Net Cash Per Share | -$0.49 |
| Equity (Book Value) | 14.59B |
| Book Value Per Share | 91.91 |
| Working Capital | -93.66B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.71 billion and capital expenditures -$74.93 million, giving a free cash flow of $1.63 billion.
| Operating Cash Flow | 1.71B |
| Capital Expenditures | -74.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 928.51M |
| Free Cash Flow | 1.63B |
| FCF Per Share | $10.85 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.91% |
| Pretax Margin | 30.22% |
| Profit Margin | 24.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 61.74% |
Dividends & Yields
This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 2.06%.
| Dividend Per Share | $2.00 |
| Dividend Yield | 2.06% |
| Dividend Growth (YoY) | 60.87% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 22.79% |
| Buyback Yield | -24.66% |
| Shareholder Yield | -22.60% |
| Earnings Yield | 4.28% |
| FCF Yield | 11.17% |
Dividend DetailsAnalyst Forecast
The average price target for PNFP is $116.79, which is 20.22% higher than the current price. The consensus rating is "Buy".
| Price Target | $116.79 |
| Price Target Difference | 20.22% |
| Analyst Consensus | Buy |
| Analyst Count | 19 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | May 11, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
