Pinnacle Financial Partners, Inc. (PNFP)
NYSE: PNFP · Real-Time Price · USD
100.64
-0.35 (-0.35%)
Nov 6, 2026, 4:00 PM EST - Market closed
PNFP Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,026 | 641.87 | 475.06 | 562.15 | 560.74 | 527.32 |
Depreciation & Amortization | 258.81 | 109.81 | 93.98 | 75.4 | 59.5 | 51.66 |
Other Amortization | 4.6 | 4.6 | 4.6 | 3.3 | 2.8 | 1.6 |
Gain (Loss) on Sale of Assets | -0.11 | -0.11 | -2.13 | -86.04 | -0.64 | -1.18 |
Gain (Loss) on Sale of Investments | 60.72 | 46.72 | 105.77 | 69.73 | 49.58 | 35.2 |
Provision for Credit Losses | 258.25 | 107.25 | 120.59 | 93.6 | 67.93 | 16.13 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -451.19 | 106.81 | -69.29 | -43.01 | 9.71 | 92.1 |
Change in Other Net Operating Assets | 170.79 | -258.21 | 160.97 | -254.91 | -109.06 | 13.23 |
Other Operating Activities | 191.67 | 87.67 | 52.34 | 109.06 | 82.85 | 57.76 |
Operating Cash Flow | 1,508 | 759.01 | 904.31 | 478.4 | 604.93 | 657.44 |
Operating Cash Flow Growth | 31.94% | -16.07% | 89.03% | -20.91% | -7.99% | 54.06% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -70.93 | -79.93 | -94.52 | -78.26 | -63.52 | -23.18 |
Sale of Property, Plant and Equipment | 8.36 | 8.36 | 5.95 | 198.92 | 0.7 | 0.28 |
Cash Acquisitions | 2,538 | - | - | - | -30.9 | - |
Investment in Securities | -2,774 | -972.46 | -849.88 | -757.07 | -750.37 | -2,683 |
Income (Loss) Equity Investments | -134.34 | -118.34 | -63.17 | -85.4 | -145.47 | -122.27 |
Purchase / Sale of Intangibles | -13.9 | -13.9 | -2.5 | - | -0.83 | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -7,982 | -3,770 | -2,886 | -3,695 | -5,634 | -1,027 |
Other Investing Activities | -499.82 | -210.82 | 150.65 | -276.84 | -206.17 | 113.97 |
Investing Cash Flow | -8,790 | -5,034 | -3,672 | -4,602 | -6,684 | -3,613 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 86.2 | 20.76 | 14.58 | 42.35 | 24.4 |
Long-Term Debt Issued | - | - | 454.65 | 3,425 | 500 | - |
Total Debt Issued | 21,358 | 86.2 | 475.41 | 3,440 | 542.35 | 24.4 |
Long-Term Debt Repaid | - | -116.69 | -700.42 | -1,750 | -954.83 | -450.26 |
Total Debt Repaid | -15,763 | -116.69 | -700.42 | -1,750 | -954.83 | -450.26 |
Net Debt Issued (Repaid) | 5,596 | -30.49 | -225.01 | 1,689 | -412.48 | -425.87 |
Repurchase of Common Stock | -81.78 | -28.78 | -20.27 | -6.94 | -10.18 | -6.92 |
Common Dividends Paid | -243.66 | -74.66 | -69.01 | -68.74 | -68.19 | -55.5 |
Preferred Dividends Paid | -49.19 | -15.19 | -15.19 | -15.19 | -15.19 | -15.19 |
Total Dividends Paid | -292.85 | -89.85 | -84.21 | -83.93 | -83.39 | -70.7 |
Net Increase (Decrease) in Deposit Accounts | 6,016 | 4,554 | 4,303 | 3,579 | 3,661 | 3,599 |
Other Financing Activities | 2 | - | - | - | - | - |
Financing Cash Flow | 11,238 | 4,404 | 3,974 | 5,177 | 3,155 | 3,096 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 3,956 | 129.16 | 1,206 | 1,053 | -2,924 | 140.09 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,437 | 679.08 | 809.79 | 400.15 | 541.4 | 634.27 |
Free Cash Flow Growth | 35.58% | -16.14% | 102.37% | -26.09% | -14.64% | 63.47% |
Free Cash Flow Margin | 35.78% | 34.87% | 50.10% | 24.98% | 36.64% | 48.34% |
Free Cash Flow Per Share | 10.77 | 8.74 | 10.50 | 5.22 | 7.11 | 8.35 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 2,130 | 1,254 | 1,343 | 1,043 | 236.46 | 110.12 |
Cash Income Tax Paid | 36.13 | 77.13 | -30.55 | 99.78 | 128.85 | 108.3 |