Pinnacle Financial Partners, Inc. (PNFP)

NYSE: PNFP · Real-Time Price · USD

94.82

+0.92 (0.98%)

Oct 20, 2026, 9:34 AM EDT - Market open

PNFP Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	3,303	1,948	1,616	1,602	1,477	1,312
Revenue Growth	82.25%	20.51%	0.90%	8.41%	12.61%	40.20%
Net Income	783.67	626.67	459.86	546.96	545.55	512.13
Earnings Per Share	6.83	8.07	5.96	7.14	7.17	6.75
EPS Growth	-9.03%	35.40%	-16.53%	-0.42%	6.22%	67.49%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	7,841	3,740	3,571	2,889	1,849	5,074
Total Debt	11,283	2,947	2,920	3,150	1,315	1,645
Net Cash (Debt)	-3,442	793.78	651.25	-260.44	533.76	3,429
Net Cash Growth	-	21.89%	-	-	-84.43%	88.79%
Net Cash Per Share	-29.98	10.22	8.44	-3.40	7.01	45.16

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	1,536	759.01	904.31	478.4	604.93	657.44
Capital Expenditures	-86.93	-79.93	-94.52	-78.26	-63.52	-23.18
Free Cash Flow	1,449	679.08	809.79	400.15	541.4	634.27
Free Cash Flow Growth	86.01%	-16.14%	102.37%	-26.09%	-14.64%	63.47%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	23.73%	32.18%	28.45%	34.15%	36.92%	39.03%
FCF Margin	43.88%	34.87%	50.10%	24.98%	36.64%	48.34%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.000	0.960	0.880	0.880	0.880	0.720
Dividend Per Share Growth	85.11%	9.09%	0%	0%	22.22%	12.50%
Dividend Yield	2.13%	1.01%	0.77%	1.01%	1.20%	0.75%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.75	11.71	19.04	12.13	10.20	14.08
Forward PE	8.67	9.95	15.66	12.92	9.20	15.43
P/FCF Ratio	9.75	10.81	10.81	16.58	10.28	11.37
PS Ratio	4.28	3.77	5.42	4.14	3.77	5.50