Pinnacle Financial Partners, Inc. (PNFP)

PNFP Statistics

Total Valuation

PNFP has a market cap or net worth of $8.17 billion. The enterprise value is $6.80 billion.

Market Cap	8.17B
Enterprise Value	6.80B

Important Dates

The next estimated earnings date is Tuesday, July 15, 2025, after market close.

Earnings Date	Jul 15, 2025
Ex-Dividend Date	May 2, 2025

Share Statistics

PNFP has 76.87 million shares outstanding. The number of shares has increased by 0.68% in one year.

Current Share Class	76.87M
Shares Outstanding	76.87M
Shares Change (YoY)	+0.68%
Shares Change (QoQ)	-0.54%
Owned by Insiders (%)	1.62%
Owned by Institutions (%)	88.41%
Float	75.56M

Valuation Ratios

The trailing PE ratio is 17.25 and the forward PE ratio is 13.58. PNFP's PEG ratio is 2.26.

PE Ratio	17.25
Forward PE	13.58
PS Ratio	4.88
Forward PS	3.82
PB Ratio	1.29
P/TBV Ratio	1.83
P/FCF Ratio	13.92
P/OCF Ratio	11.92
PEG Ratio	2.26

Enterprise Valuation

EV / Earnings	14.28
EV / Sales	4.08
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.59

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.48
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.77%.

Return on Equity (ROE)	7.77%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$467,872
Profits Per Employee	$133,575
Employee Count	3,566
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PNFP has paid $108.82 million in taxes.

Income Tax	108.82M
Effective Tax Rate	18.13%

Stock Price Statistics

The stock price has increased by +38.78% in the last 52 weeks. The beta is 1.00, so PNFP's price volatility has been similar to the market average.

Beta (5Y)	1.00
52-Week Price Change	+38.78%
50-Day Moving Average	102.52
200-Day Moving Average	107.99
Relative Strength Index (RSI)	51.10
Average Volume (20 Days)	348,396

Short Selling Information

The latest short interest is 1.59 million, so 2.07% of the outstanding shares have been sold short.

Short Interest	1.59M
Short Previous Month	1.44M
Short % of Shares Out	2.07%
Short % of Float	2.10%
Short Ratio (days to cover)	3.20

Income Statement

In the last 12 months, PNFP had revenue of $1.67 billion and earned $476.33 million in profits. Earnings per share was $6.16.

Revenue	1.67B
Gross Profit	1.67B
Operating Income	606.62M
Pretax Income	513.12M
Net Income	476.33M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.16

Balance Sheet

The company has $4.00 billion in cash and $2.63 billion in debt, giving a net cash position of $1.37 billion or $17.82 per share.

Cash & Cash Equivalents	4.00B
Total Debt	2.63B
Net Cash	1.37B
Net Cash Per Share	$17.82
Equity (Book Value)	6.54B
Book Value Per Share	82.29
Working Capital	-40.36B

Cash Flow

In the last 12 months, operating cash flow was $685.33 million and capital expenditures -$98.55 million, giving a free cash flow of $586.79 million.

Operating Cash Flow	685.33M
Capital Expenditures	-98.55M
Free Cash Flow	586.79M
FCF Per Share	$7.63

Margins

Gross Margin	n/a
Operating Margin	36.36%
Pretax Margin	35.98%
Profit Margin	29.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	35.17%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 0.90%.

Dividend Per Share	$0.96
Dividend Yield	0.90%
Dividend Growth (YoY)	4.55%
Years of Dividend Growth	n/a
Payout Ratio	15.58%
Buyback Yield	-0.68%
Shareholder Yield	0.22%
Earnings Yield	5.83%
FCF Yield	7.18%

Analyst Forecast

The average price target for PNFP is $121.00, which is 13.85% higher than the current price. The consensus rating is "Buy".

Price Target	$121.00
Price Target Difference	13.85%
Analyst Consensus	Buy
Analyst Count	13
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.

Last Split Date	May 11, 2004
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4