Pinnacle Financial Partners, Inc. (PNFP)

PNFP Statistics

Total Valuation

PNFP has a market cap or net worth of $9.55 billion.

Market Cap	9.55B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, January 14, 2025, after market close.

Earnings Date	Jan 14, 2025
Ex-Dividend Date	Nov 1, 2024

Share Statistics

PNFP has 76.53 million shares outstanding. The number of shares has increased by 1.01% in one year.

Current Share Class	76.53M
Shares Outstanding	76.53M
Shares Change (YoY)	+1.01%
Shares Change (QoQ)	+0.16%
Owned by Insiders (%)	1.64%
Owned by Institutions (%)	90.14%
Float	75.21M

Valuation Ratios

The trailing PE ratio is 23.86 and the forward PE ratio is 17.04. PNFP's PEG ratio is 2.84.

PE Ratio	23.86
Forward PE	17.04
PS Ratio	6.16
Forward PS	4.78
PB Ratio	1.56
P/TBV Ratio	2.24
P/FCF Ratio	22.39
P/OCF Ratio	18.63
PEG Ratio	2.84

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.67
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.88%.

Return on Equity (ROE)	6.88%
Return on Assets (ROA)	0.85%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$461,877
Profits Per Employee	$120,222
Employee Count	3,357
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PNFP has paid $107.51 million in taxes.

Income Tax	107.51M
Effective Tax Rate	20.43%

Stock Price Statistics

The stock price has increased by +62.09% in the last 52 weeks. The beta is 1.07, so PNFP's price volatility has been similar to the market average.

Beta (5Y)	1.07
52-Week Price Change	+62.09%
50-Day Moving Average	109.39
200-Day Moving Average	91.10
Relative Strength Index (RSI)	60.71
Average Volume (20 Days)	543,715

Short Selling Information

The latest short interest is 2.09 million, so 2.73% of the outstanding shares have been sold short.

Short Interest	2.09M
Short Previous Month	1.99M
Short % of Shares Out	2.73%
Short % of Float	2.78%
Short Ratio (days to cover)	3.80

Income Statement

In the last 12 months, PNFP had revenue of $1.55 billion and earned $403.58 million in profits. Earnings per share was $5.24.

Revenue	1.55B
Gross Profit	1.55B
Operating Income	533.03M
Pretax Income	513.12M
Net Income	403.58M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.24

Balance Sheet

The company has $2.85 billion in cash and $2.84 billion in debt, giving a net cash position of $9.90 million or $0.13 per share.

Cash & Cash Equivalents	2.85B
Total Debt	2.84B
Net Cash	9.90M
Net Cash Per Share	$0.13
Equity (Book Value)	6.34B
Book Value Per Share	80.07
Working Capital	-37.82B

Cash Flow

In the last 12 months, operating cash flow was $511.50 million and capital expenditures -$85.93 million, giving a free cash flow of $425.57 million.

Operating Cash Flow	511.50M
Capital Expenditures	-85.93M
Free Cash Flow	425.57M
FCF Per Share	$5.56

Margins

Gross Margin	n/a
Operating Margin	34.38%
Pretax Margin	33.94%
Profit Margin	27.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.34%

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 0.71%.

Dividend Per Share	$0.88
Dividend Yield	0.71%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	16.78%
Buyback Yield	-1.01%
Shareholder Yield	-0.31%
Earnings Yield	4.24%
FCF Yield	4.47%

Analyst Forecast

The average price target for PNFP is $107.42, which is -13.91% lower than the current price. The consensus rating is "Buy".

Price Target	$107.42
Price Target Difference	-13.91%
Analyst Consensus	Buy
Analyst Count	12
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.

Last Split Date	May 11, 2004
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4