Pinnacle Financial Partners, Inc. (PNFP)

PNFP Statistics

Total Valuation

PNFP has a market cap or net worth of $6.78 billion. The enterprise value is $6.00 billion.

Market Cap	6.78B
Enterprise Value	6.00B

Important Dates

The last earnings date was Wednesday, October 15, 2025, after market close.

Earnings Date	Oct 15, 2025
Ex-Dividend Date	Aug 1, 2025

Share Statistics

PNFP has 76.92 million shares outstanding. The number of shares has increased by 0.76% in one year.

Current Share Class	76.92M
Shares Outstanding	76.92M
Shares Change (YoY)	+0.76%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	1.66%
Owned by Institutions (%)	87.84%
Float	75.57M

Valuation Ratios

The trailing PE ratio is 11.26 and the forward PE ratio is 9.53.

PE Ratio	11.26
Forward PE	9.53
PS Ratio	3.54
Forward PS	2.94
PB Ratio	1.01
P/TBV Ratio	1.40
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.87
EV / Sales	3.18
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.44%.

Return on Equity (ROE)	9.44%
Return on Assets (ROA)	1.17%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$528,656
Profits Per Employee	$170,542
Employee Count	3,566
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PNFP has paid $134.87 million in taxes.

Income Tax	134.87M
Effective Tax Rate	17.79%

Stock Price Statistics

The stock price has decreased by -16.55% in the last 52 weeks. The beta is 1.02, so PNFP's price volatility has been similar to the market average.

Beta (5Y)	1.02
52-Week Price Change	-16.55%
50-Day Moving Average	94.05
200-Day Moving Average	104.62
Relative Strength Index (RSI)	41.32
Average Volume (20 Days)	1,225,495

Short Selling Information

The latest short interest is 2.13 million, so 2.76% of the outstanding shares have been sold short.

Short Interest	2.13M
Short Previous Month	2.44M
Short % of Shares Out	2.76%
Short % of Float	2.81%
Short Ratio (days to cover)	1.96

Income Statement

In the last 12 months, PNFP had revenue of $1.89 billion and earned $608.15 million in profits. Earnings per share was $7.83.

Revenue	1.89B
Gross Profit	1.89B
Operating Income	772.10M
Pretax Income	758.22M
Net Income	608.15M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$7.83

Balance Sheet

The company has $3.22 billion in cash and $2.53 billion in debt, giving a net cash position of $690.84 million or $8.98 per share.

Cash & Cash Equivalents	3.22B
Total Debt	2.53B
Net Cash	690.84M
Net Cash Per Share	$8.98
Equity (Book Value)	6.86B
Book Value Per Share	86.31
Working Capital	-42.35B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	40.96%
Pretax Margin	40.22%
Profit Margin	33.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 1.09%.

Dividend Per Share	$0.96
Dividend Yield	1.09%
Dividend Growth (YoY)	6.82%
Years of Dividend Growth	n/a
Payout Ratio	12.01%
Buyback Yield	-0.76%
Shareholder Yield	0.35%
Earnings Yield	9.09%
FCF Yield	n/a

Analyst Forecast

The average price target for PNFP is $113.67, which is 28.97% higher than the current price. The consensus rating is "Buy".

Price Target	$113.67
Price Target Difference	28.97%
Analyst Consensus	Buy
Analyst Count	13
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.

Last Split Date	May 11, 2004
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2