PNFP Statistics
Total Valuation
PNFP has a market cap or net worth of $8.07 billion. The enterprise value is $6.70 billion.
Important Dates
The next estimated earnings date is Tuesday, July 15, 2025, after market close.
| Earnings Date | Jul 15, 2025 |
| Ex-Dividend Date | May 2, 2025 |
Share Statistics
PNFP has 76.87 million shares outstanding. The number of shares has increased by 0.68% in one year.
| Current Share Class | 76.87M |
| Shares Outstanding | 76.87M |
| Shares Change (YoY) | +0.68% |
| Shares Change (QoQ) | -0.54% |
| Owned by Insiders (%) | 1.62% |
| Owned by Institutions (%) | 88.40% |
| Float | 75.56M |
Valuation Ratios
The trailing PE ratio is 17.04 and the forward PE ratio is 13.39. PNFP's PEG ratio is 2.23.
| PE Ratio | 17.04 |
| Forward PE | 13.39 |
| PS Ratio | 4.82 |
| Forward PS | 3.80 |
| PB Ratio | 1.28 |
| P/TBV Ratio | 1.81 |
| P/FCF Ratio | 13.75 |
| P/OCF Ratio | 11.77 |
| PEG Ratio | 2.23 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.06 |
| EV / Sales | 4.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.41 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.48 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.77%.
| Return on Equity (ROE) | 7.77% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $467,872 |
| Profits Per Employee | $133,575 |
| Employee Count | 3,566 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNFP has paid $108.82 million in taxes.
| Income Tax | 108.82M |
| Effective Tax Rate | 18.13% |
Stock Price Statistics
The stock price has increased by +37.59% in the last 52 weeks. The beta is 1.01, so PNFP's price volatility has been similar to the market average.
| Beta (5Y) | 1.01 |
| 52-Week Price Change | +37.59% |
| 50-Day Moving Average | 103.62 |
| 200-Day Moving Average | 108.78 |
| Relative Strength Index (RSI) | 48.53 |
| Average Volume (20 Days) | 375,989 |
Short Selling Information
The latest short interest is 1.60 million, so 2.08% of the outstanding shares have been sold short.
| Short Interest | 1.60M |
| Short Previous Month | 1.59M |
| Short % of Shares Out | 2.08% |
| Short % of Float | 2.12% |
| Short Ratio (days to cover) | 4.49 |
Income Statement
In the last 12 months, PNFP had revenue of $1.67 billion and earned $476.33 million in profits. Earnings per share was $6.16.
| Revenue | 1.67B |
| Gross Profit | 1.67B |
| Operating Income | 606.62M |
| Pretax Income | 513.12M |
| Net Income | 476.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.16 |
Full Income StatementBalance Sheet
The company has $4.00 billion in cash and $2.63 billion in debt, giving a net cash position of $1.37 billion or $17.82 per share.
| Cash & Cash Equivalents | 4.00B |
| Total Debt | 2.63B |
| Net Cash | 1.37B |
| Net Cash Per Share | $17.82 |
| Equity (Book Value) | 6.54B |
| Book Value Per Share | 82.29 |
| Working Capital | -40.36B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $685.33 million and capital expenditures -$98.55 million, giving a free cash flow of $586.79 million.
| Operating Cash Flow | 685.33M |
| Capital Expenditures | -98.55M |
| Free Cash Flow | 586.79M |
| FCF Per Share | $7.63 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.36% |
| Pretax Margin | 35.98% |
| Profit Margin | 29.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.17% |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 0.91%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 0.91% |
| Dividend Growth (YoY) | 4.55% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 14.94% |
| Buyback Yield | -0.68% |
| Shareholder Yield | 0.24% |
| Earnings Yield | 5.90% |
| FCF Yield | 7.27% |
Dividend DetailsAnalyst Forecast
The average price target for PNFP is $121.00, which is 15.30% higher than the current price. The consensus rating is "Buy".
| Price Target | $121.00 |
| Price Target Difference | 15.30% |
| Analyst Consensus | Buy |
| Analyst Count | 13 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | May 11, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |