PNFP Statistics
Total Valuation
PNFP has a market cap or net worth of $12.62 billion. The enterprise value is $11.83 billion.
Important Dates
The next confirmed earnings date is Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Feb 6, 2026 |
Share Statistics
PNFP has 150.49 million shares outstanding. The number of shares has increased by 0.72% in one year.
| Current Share Class | 150.49M |
| Shares Outstanding | 150.49M |
| Shares Change (YoY) | +0.72% |
| Shares Change (QoQ) | +0.56% |
| Owned by Insiders (%) | 1.04% |
| Owned by Institutions (%) | 46.93% |
| Float | 148.89M |
Valuation Ratios
The trailing PE ratio is 10.39 and the forward PE ratio is 8.16. PNFP's PEG ratio is 0.38.
| PE Ratio | 10.39 |
| Forward PE | 8.16 |
| PS Ratio | 6.48 |
| Forward PS | 2.50 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 2.56 |
| P/FCF Ratio | 18.59 |
| P/OCF Ratio | 16.63 |
| PEG Ratio | 0.38 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.88 |
| EV / Sales | 6.07 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.53%.
| Return on Equity (ROE) | 9.53% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.91% |
| Revenue Per Employee | $546,160 |
| Profits Per Employee | $175,736 |
| Employee Count | 3,566 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNFP has paid $138.01 million in taxes.
| Income Tax | 138.01M |
| Effective Tax Rate | 17.70% |
Stock Price Statistics
The stock price has decreased by -20.87% in the last 52 weeks. The beta is 1.00, so PNFP's price volatility has been similar to the market average.
| Beta (5Y) | 1.00 |
| 52-Week Price Change | -20.87% |
| 50-Day Moving Average | 93.70 |
| 200-Day Moving Average | 96.24 |
| Relative Strength Index (RSI) | 34.30 |
| Average Volume (20 Days) | 1,618,785 |
Short Selling Information
The latest short interest is 5.59 million, so 3.71% of the outstanding shares have been sold short.
| Short Interest | 5.59M |
| Short Previous Month | 4.98M |
| Short % of Shares Out | 3.71% |
| Short % of Float | 3.75% |
| Short Ratio (days to cover) | 2.98 |
Income Statement
In the last 12 months, PNFP had revenue of $1.95 billion and earned $626.67 million in profits. Earnings per share was $8.07.
| Revenue | 1.95B |
| Gross Profit | 1.95B |
| Operating Income | 807.84M |
| Pretax Income | 779.88M |
| Net Income | 626.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.07 |
Full Income StatementBalance Sheet
The company has $3.74 billion in cash and $2.95 billion in debt, with a net cash position of $793.78 million or $5.27 per share.
| Cash & Cash Equivalents | 3.74B |
| Total Debt | 2.95B |
| Net Cash | 793.78M |
| Net Cash Per Share | $5.27 |
| Equity (Book Value) | 7.04B |
| Book Value Per Share | 88.71 |
| Working Capital | -43.85B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $759.01 million and capital expenditures -$79.93 million, giving a free cash flow of $679.08 million.
| Operating Cash Flow | 759.01M |
| Capital Expenditures | -79.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -30.49M |
| Free Cash Flow | 679.08M |
| FCF Per Share | $4.51 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.48% |
| Pretax Margin | 40.04% |
| Profit Margin | 32.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.87% |
Dividends & Yields
This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 2.39%.
| Dividend Per Share | $2.00 |
| Dividend Yield | 2.39% |
| Dividend Growth (YoY) | 35.56% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 15.12% |
| Buyback Yield | -0.72% |
| Shareholder Yield | 1.64% |
| Earnings Yield | 4.96% |
| FCF Yield | 5.38% |
Dividend DetailsAnalyst Forecast
The average price target for PNFP is $112.20, which is 33.81% higher than the current price. The consensus rating is "Buy".
| Price Target | $112.20 |
| Price Target Difference | 33.81% |
| Analyst Consensus | Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | May 11, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
