Pinnacle Financial Partners, Inc. (PNFP)

PNFP Statistics

Total Valuation

PNFP has a market cap or net worth of $14.29 billion. The enterprise value is $13.20 billion.

Market Cap	14.29B
Enterprise Value	13.20B

Important Dates

The last earnings date was Wednesday, January 21, 2026, after market close.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Feb 6, 2026

Share Statistics

PNFP has 150.54 million shares outstanding. The number of shares has increased by 0.72% in one year.

Current Share Class	150.54M
Shares Outstanding	150.54M
Shares Change (YoY)	+0.72%
Shares Change (QoQ)	+0.56%
Owned by Insiders (%)	1.09%
Owned by Institutions (%)	44.96%
Float	148.83M

Valuation Ratios

The trailing PE ratio is 11.76 and the forward PE ratio is 9.28. PNFP's PEG ratio is 0.30.

PE Ratio	11.76
Forward PE	9.28
PS Ratio	3.70
Forward PS	2.84
PB Ratio	1.06
P/TBV Ratio	2.88
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.30

Enterprise Valuation

EV / Earnings	21.06
EV / Sales	6.78
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.53%.

Return on Equity (ROE)	9.53%
Return on Assets (ROA)	1.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.37%
Revenue Per Employee	$546,160
Profits Per Employee	$175,736
Employee Count	3,566
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PNFP has paid $138.01 million in taxes.

Income Tax	138.01M
Effective Tax Rate	17.70%

Stock Price Statistics

The stock price has decreased by -23.76% in the last 52 weeks. The beta is 1.02, so PNFP's price volatility has been similar to the market average.

Beta (5Y)	1.02
52-Week Price Change	-23.76%
50-Day Moving Average	96.09
200-Day Moving Average	98.31
Relative Strength Index (RSI)	45.30
Average Volume (20 Days)	2,293,447

Short Selling Information

The latest short interest is 5.59 million, so 3.71% of the outstanding shares have been sold short.

Short Interest	5.59M
Short Previous Month	4.98M
Short % of Shares Out	3.71%
Short % of Float	3.75%
Short Ratio (days to cover)	6.09

Income Statement

In the last 12 months, PNFP had revenue of $1.95 billion and earned $626.67 million in profits. Earnings per share was $8.07.

Revenue	1.95B
Gross Profit	1.95B
Operating Income	807.84M
Pretax Income	779.88M
Net Income	626.67M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$8.07

Balance Sheet

The company has $3.57 billion in cash and $2.52 billion in debt, with a net cash position of $1.05 billion or $6.97 per share.

Cash & Cash Equivalents	3.57B
Total Debt	2.52B
Net Cash	1.05B
Net Cash Per Share	$6.97
Equity (Book Value)	7.04B
Book Value Per Share	88.65
Working Capital	-43.77B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.48%
Pretax Margin	40.04%
Profit Margin	32.96%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 2.11%.

Dividend Per Share	$2.00
Dividend Yield	2.11%
Dividend Growth (YoY)	35.56%
Years of Dividend Growth	1
Payout Ratio	15.12%
Buyback Yield	-0.72%
Shareholder Yield	1.41%
Earnings Yield	4.40%
FCF Yield	n/a

Analyst Forecast

The average price target for PNFP is $111.93, which is 17.92% higher than the current price. The consensus rating is "Buy".

Price Target	$111.93
Price Target Difference	17.92%
Analyst Consensus	Buy
Analyst Count	15
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.

Last Split Date	May 11, 2004
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2