PNFP Statistics
Total Valuation
PNFP has a market cap or net worth of $6.73 billion. The enterprise value is $5.91 billion.
Important Dates
The last earnings date was Wednesday, October 15, 2025, after market close.
| Earnings Date | Oct 15, 2025 |
| Ex-Dividend Date | Nov 7, 2025 |
Share Statistics
PNFP has 76.92 million shares outstanding. The number of shares has increased by 0.76% in one year.
| Current Share Class | 76.92M |
| Shares Outstanding | 76.92M |
| Shares Change (YoY) | +0.76% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 1.67% |
| Owned by Institutions (%) | 84.16% |
| Float | 75.57M |
Valuation Ratios
The trailing PE ratio is 11.17 and the forward PE ratio is 9.25.
| PE Ratio | 11.17 |
| Forward PE | 9.25 |
| PS Ratio | 3.56 |
| Forward PS | 2.69 |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | 6.40 |
| P/OCF Ratio | 5.89 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.72 |
| EV / Sales | 3.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.62 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.45 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.44%.
| Return on Equity (ROE) | 9.44% |
| Return on Assets (ROA) | 1.17% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $528,656 |
| Profits Per Employee | $170,542 |
| Employee Count | 3,566 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNFP has paid $134.87 million in taxes.
| Income Tax | 134.87M |
| Effective Tax Rate | 17.79% |
Stock Price Statistics
The stock price has decreased by -27.75% in the last 52 weeks. The beta is 1.06, so PNFP's price volatility has been similar to the market average.
| Beta (5Y) | 1.06 |
| 52-Week Price Change | -27.75% |
| 50-Day Moving Average | 91.50 |
| 200-Day Moving Average | 102.09 |
| Relative Strength Index (RSI) | 47.90 |
| Average Volume (20 Days) | 1,137,903 |
Short Selling Information
The latest short interest is 2.99 million, so 3.89% of the outstanding shares have been sold short.
| Short Interest | 2.99M |
| Short Previous Month | 2.13M |
| Short % of Shares Out | 3.89% |
| Short % of Float | 3.96% |
| Short Ratio (days to cover) | 2.61 |
Income Statement
In the last 12 months, PNFP had revenue of $1.89 billion and earned $608.15 million in profits. Earnings per share was $7.83.
| Revenue | 1.89B |
| Gross Profit | 1.89B |
| Operating Income | 772.10M |
| Pretax Income | 758.22M |
| Net Income | 608.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.83 |
Full Income StatementBalance Sheet
The company has $3.39 billion in cash and $2.58 billion in debt, giving a net cash position of $814.96 million or $10.60 per share.
| Cash & Cash Equivalents | 3.39B |
| Total Debt | 2.58B |
| Net Cash | 814.96M |
| Net Cash Per Share | $10.60 |
| Equity (Book Value) | 6.86B |
| Book Value Per Share | 86.33 |
| Working Capital | -42.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.14 billion and capital expenditures -$91.34 million, giving a free cash flow of $1.05 billion.
| Operating Cash Flow | 1.14B |
| Capital Expenditures | -91.34M |
| Free Cash Flow | 1.05B |
| FCF Per Share | $13.68 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.96% |
| Pretax Margin | 40.22% |
| Profit Margin | 33.07% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 55.80% |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 1.11%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 1.11% |
| Dividend Growth (YoY) | 9.09% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 12.26% |
| Buyback Yield | -0.76% |
| Shareholder Yield | 0.34% |
| Earnings Yield | 9.04% |
| FCF Yield | 15.63% |
Dividend DetailsAnalyst Forecast
The average price target for PNFP is $112.23, which is 28.31% higher than the current price. The consensus rating is "Buy".
| Price Target | $112.23 |
| Price Target Difference | 28.31% |
| Analyst Consensus | Buy |
| Analyst Count | 14 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | May 11, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
