Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD
15.26
+0.05 (0.33%)
At close: Aug 8, 2025, 4:00 PM
15.28
+0.02 (0.13%)
After-hours: Aug 8, 2025, 4:04 PM EDT
0.33%
Market Cap101.04M
Revenue (ttm)39.67M
Net Income (ttm)6.26M
Shares Out 6.62M
EPS (ttm)0.93
PE Ratio16.41
Forward PE12.82
Dividend$0.56 (3.68%)
Ex-Dividend DateAug 14, 2025
Volume1,479
Open15.02
Previous Close15.21
Day's Range15.02 - 15.45
52-Week Range12.91 - 16.70
Beta0.35
AnalystsHold
Price Target16.50 (+8.13%)
Earnings DateJul 28, 2025

About PDCO

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company’s deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of... [Read more]

Sector Financials
IPO Date Jun 28, 1996
Employees 160
Stock Exchange NASDAQ
Ticker Symbol PROV
Full Company Profile

Financial Performance

In 2025, PROV's revenue was $39.67 million, an increase of 1.90% compared to the previous year's $38.93 million. Earnings were $6.26 million, a decrease of -14.91%.

Financial Statements

Analyst Summary

According to one analyst, the rating for PROV stock is "Hold" and the 12-month stock price target is $16.5.

Price Target
$16.5
(8.13% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Provident Financial Holdings, Inc. (PROV) Q4 2025 Earnings Call Transcript

Provident Financial Holdings, Inc. (NASDAQ:PROV) Q4 2025 Earnings Conference Call July 29, 2025 12:00 PM ET Company Participants Donavon P. Ternes - President & CEO Conference Call Participants Frank...

11 days ago - Seeking Alpha

Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2025 Results

Net Income of $1.63 million in the June 2025 Quarter, Down 12% from the Sequential Quarter and Down 17% from the Comparable Quarter Last Year Net Interest Margin of 2.94% in the June 2025 Quarter, Dow...

12 days ago - GlobeNewsWire

Provident Financial Holdings Announces Quarterly Cash Dividend

RIVERSIDE, Calif., July 24, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

15 days ago - GlobeNewsWire

Provident Financial Holdings, Inc. To Host Earnings Release Conference Call

RIVERSIDE, Calif., July 21, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

19 days ago - GlobeNewsWire

Provident Financial Holdings Announces CFO Appointment

RIVERSIDE, Calif., May 12, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

3 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. (PROV) Q3 2025 Earnings Call Transcript

Provident Financial Holdings, Inc. (NASDAQ:PROV) Q3 2025 Earnings Conference Call April 29, 2025 12:00 PM ET Company Participants Donavon Ternes – President and Chief Executive Officer Conference Cal...

3 months ago - Seeking Alpha

Provident Financial Holdings Reports Third Quarter of Fiscal Year 2025 Results

Net Income of $1.86 million in the March 2025 Quarter, Up 113% from the Sequential Quarter and Up 24% from the Comparable Quarter Last Year Net Interest Margin of 3.02% in the March 2025 Quarter, Up 1...

3 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. To Host Earnings Release Conference Call

RIVERSIDE, Calif., April 21, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

3 months ago - GlobeNewsWire

Provident Bank's Community Partnership Program Donates Over $931,000 to Local Non-Profits Since 2006

RIVERSIDE, Calif., April 15, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

4 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. (PROV) Q2 2025 Earnings Call Transcript

Provident Financial Holdings, Inc. (NASDAQ:PROV) Q2 2025 Earnings Conference Call January 28, 2025 12:00 PM ET Company Participants Donavon Ternes - President and Chief Executive Officer Tam Nguyen -...

6 months ago - Seeking Alpha

Provident Financial Holdings Reports Second Quarter of Fiscal Year 2025 Results

Net Income of $872,000 in the December 2024 Quarter, Down 54% from the Sequential Quarter and 59% from the Comparable Quarter Last Year Net Interest Margin of 2.91% in the December 2024 Quarter, Up Se...

6 months ago - GlobeNewsWire

Provident Financial Holdings Announces New Stock Repurchase Plan

RIVERSIDE, Calif., Jan. 23, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

7 months ago - GlobeNewsWire

Provident Financial Holdings Inc (PROV) Q1 2025 Earnings Call Transcript

Provident Financial Holdings Inc (NASDAQ:PROV) Q1 2025 Results Conference Call October 29, 2024 12:00 PM ET Company Participants Donavon Ternes - President & CEO Conference Call Participants Andrew L...

10 months ago - Seeking Alpha

Provident Financial Holdings Reports First Quarter of Fiscal Year 2025 Results

Net Income of $1.90 Million in the September 2024 Quarter, Down 3% from the Sequential Quarter and Up 8% from the Comparable Quarter Last Year Net Interest Margin of 2.84% in the September 2024 Quarte...

10 months ago - GlobeNewsWire

Provident Financial Holdings To Host Earnings Release Conference Call

RIVERSIDE, Calif., Oct. 21, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

10 months ago - GlobeNewsWire

Provident Financial Holdings Announces Extension of September 2023 Stock Repurchase Plan

RIVERSIDE, Calif., Sept. 26, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the ...

11 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. (PROV) Q4 2024 Earnings Call Transcript

Provident Financial Holdings, Inc. (NASDAQ:PROV) Q4 2024 Earnings Call July 30, 2024 12:00 PM ET Company Participants Donavon Ternes - President and Chief Executive Officer Tam Nguyen - Senior Vice P...

1 year ago - Seeking Alpha

Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2024 Results

Net Income of $1.95 Million in the June 2024 Quarter Net Interest Margin of 2.74% in the June 2024 Quarter Loans Held for Investment of $1.05 Billion at June 30, 2024, Down 2% from June 30, 2023 Total...

1 year ago - GlobeNewsWire

Provident Bank's Community Partnership Program Donates Over $892,000 to Local Non-Profit Organizations Since 2006

RIVERSIDE, Calif., April 30, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire

Provident Financial Holdings, Inc (PROV) Q3 2024 Earnings Call Transcript

Provident Financial Holdings, Inc (NASDAQ:PROV) Q3 2024 Results Conference Call April 30, 2024 12:00 PM ET Company Participants Donavon Ternes - President & CEO Conference Call Participants Andrew Li...

1 year ago - Seeking Alpha

Provident Financial Holdings Reports Third Quarter Fiscal Year 2024 Results

Net Income of $1.49 Million in the March 2024 Quarter Net Interest Margin of 2.74% in the March 2024 Quarter Loans Held for Investment of $1.07 Billion at March 31, 2024, Down 1% from June 30, 2023 To...

1 year ago - GlobeNewsWire

Provident Financial Holdings, Inc. (PROV) Q2 2024 Earnings Call Transcript

Provident Financial Holdings, Inc. (PROV) Q2 2024 Earnings Call Transcript

1 year ago - Seeking Alpha

Provident Financial Holdings Reports Second Quarter Fiscal Year 2024 Results

Net Income of $2.14 Million in the December 2023 Quarter Net Interest Margin of 2.78% in the December 2023 Quarter Loans Held for Investment of $1.08 Billion at December 31, 2023, Essentially Unchange...

1 year ago - GlobeNewsWire

Provident Financial Holdings To Host Earnings Release Conference Call

RIVERSIDE, Calif., Jan. 22, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B., today announced that it w...

1 year ago - GlobeNewsWire

Provident Financial Holdings Announces CFO Succession

RIVERSIDE, Calif., Dec. 01, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire