Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
17.78
+0.18 (1.02%)
Jul 29, 2026, 4:00 PM EDT - Market closed
PROV Financials Overview
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Revenue Revenue Growth | 59.62 | 59.62 | 60.16 | 58.67 | 50.07 | 39.45 |
Revenue Growth | -0.90% | -0.90% | 2.53% | 17.18% | 26.92% | -0.83% |
Gross Profit Gross Profit Growth | 40.05 | 40.05 | 39 | 38.86 | 41.06 | 36.31 |
Operating Income Operating Income Growth | 9.64 | 9.64 | 8.87 | 10.39 | 12.42 | 12.86 |
Net Income Net Income Growth | 6.66 | 6.66 | 6.26 | 7.35 | 8.59 | 9.09 |
Earnings Per Share EPS Growth | 1.03 | 1.03 | 0.93 | 1.06 | 1.19 | 1.22 |
EPS Growth | 10.75% | 10.75% | -12.26% | -10.92% | -2.46% | 22.00% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash & Investments Cash & Investments Growth | 50.48 | 50.48 | 54.7 | 53.23 | 68 | 26.09 |
Total Debt Total Debt Growth | 157.05 | 157.05 | 213.07 | 238.5 | 235.01 | 85 |
Net Cash (Debt) Net Cash Growth | -106.56 | -106.56 | -158.38 | -185.28 | -167.01 | -58.91 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -16.44 | -16.44 | -23.43 | -26.62 | -23.13 | -7.90 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8.09 | 8.69 | 5.69 | 16.33 | 11.79 | 11.57 |
Capital Expenditures CapEx Growth | -0.69 | -0.53 | -1.59 | -0.74 | -0.17 | -0.23 |
Free Cash Flow Free Cash Flow Growth | 7.4 | 8.16 | 4.1 | 15.58 | 11.63 | 11.35 |
Free Cash Flow Growth | 43.95% | 99.10% | -73.72% | 34.02% | 2.47% | 46.90% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Gross Margin | 67.19% | 67.19% | 64.83% | 66.24% | 82.01% | 92.05% |
Operating Margin | 16.16% | 16.16% | 14.75% | 17.70% | 24.80% | 32.60% |
Pretax Margin | 16.16% | 16.16% | 14.75% | 17.70% | 24.80% | 32.60% |
Profit Margin | 11.16% | 11.16% | 10.40% | 12.53% | 17.16% | 23.05% |
FCF Margin | 0.00% | 0.00% | 13.56% | 6.98% | 31.13% | 29.48% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Dividend Per Share Dividend Per Share Growth | 0.560 | 0.560 | 0.560 | 0.560 | 0.560 | 0.560 |
Dividend Per Share Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Dividend Yield | 3.18% | 0.00% | 3.62% | 4.48% | 4.38% | 3.78% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
PE Ratio | 17.26 | 16.70 | 16.67 | 11.79 | 10.71 | 12.16 |
Forward PE | 17.10 | 15.50 | 11.15 | 11.68 | 9.88 | 15.08 |
P/FCF Ratio | 15.03 | - | 12.50 | 20.90 | 5.76 | 9.29 |
PS Ratio | 2.74 | 1.80 | 1.69 | 1.46 | 1.79 | 2.74 |