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Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
17.91
-0.04 (-0.22%)
Aug 18, 2026, 4:00 PM EDT - Market closed

PROV Financials Overview

Millions USD. Fiscal year is Jul - Jun.

Revenue & Profits
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Revenue
40.6140.6139.6738.9340.6938.77
Revenue Growth
2.37%2.37%1.90%-4.32%4.93%7.94%
Net Income
6.666.666.267.358.599.09
Earnings Per Share
1.031.030.931.061.191.22
EPS Growth
10.75%10.75%-12.16%-11.03%-2.46%22.00%

Cash & Debt
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Cash & Investments
49.2149.2153.0951.3865.8523.81
Total Debt
157.05157.05214.76239.91237.1887
Net Cash (Debt)
-107.84-107.84-161.67-188.53-171.33-63.18
Net Cash Growth
------
Net Cash Per Share
-16.63-16.63-23.91-27.09-23.82-8.48

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Operating Cash Flow
--8.695.6916.3311.79
Capital Expenditures
---0.53-1.59-0.74-0.17
Free Cash Flow
--8.164.115.5811.63
Free Cash Flow Growth
--99.10%-73.72%34.02%2.47%

Margins
Chart
Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Profit Margin
16.39%16.39%15.77%18.88%21.12%23.45%
FCF Margin
--20.56%10.52%38.30%29.99%

Dividends
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Dividend Per Share
0.5600.5600.5600.5600.5600.560
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
3.13%3.28%3.77%4.86%4.97%4.45%

Valuation
Chart
Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
PE Ratio
17.3916.1616.4111.7010.4211.88
Forward PE
14.6815.5011.1511.689.8815.08
P/FCF Ratio
15.14-12.5920.995.759.29
PS Ratio
2.762.652.592.212.202.79