Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD

16.84

-0.25 (-1.46%)

At close: Jun 18, 2026, 4:00 PM EDT

17.00

+0.16 (0.95%)

After-hours: Jun 18, 2026, 4:10 PM EDT

PROV Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Revenue	59.38	60.16	58.67	50.07	39.45	39.77
Revenue Growth (YoY)	-1.95%	2.53%	17.18%	26.92%	-0.83%	-15.33%
Cost of Revenue	20.16	21.16	19.81	9.01	3.14	4.56
Gross Profit	39.22	39	38.86	41.06	36.31	35.21
Selling, General & Admin	24.9	24.93	23.47	23.32	21.08	20.9
Depreciation & Amortization Expenses	1.73	1.54	1.31	1.15	1.28	1.15
Other Operating Expenses	3.59	3.65	3.7	4.17	1.09	2.97
Total Operating Expenses	30.22	30.13	28.48	28.64	23.45	25.03
Operating Income	9	8.87	10.39	12.42	12.86	10.19
Pretax Income	9	8.87	10.39	12.42	12.86	10.19
Provision for Income Taxes	2.91	2.62	3.04	3.82	3.77	2.63
Net Income	6.1	6.26	7.35	8.59	9.09	7.56
Net Income to Common	6.1	6.26	7.35	8.59	9.09	7.56
Net Income Growth	-7.37%	-14.91%	-14.44%	-5.51%	20.26%	-1.67%
Shares Outstanding (Basic)	6	7	7	7	7	7
Shares Outstanding (Diluted)	7	7	7	7	7	8
Shares Change (YoY)	-3.76%	-2.85%	-3.62%	-3.13%	-1.43%	-0.20%
EPS (Basic)	0.92	0.93	1.06	1.20	1.23	1.01
EPS (Diluted)	0.92	0.93	1.06	1.19	1.22	1.00
EPS Growth	-5.16%	-12.26%	-10.92%	-2.46%	22.00%	-0.99%
Free Cash Flow	7.4	8.16	4.1	15.58	11.63	11.35
Free Cash Flow Growth	-9.31%	99.10%	-73.72%	34.02%	2.47%	46.90%
Free Cash Flow Per Share	1.13	1.21	0.59	2.16	1.56	1.50
Dividends Per Share	0.560	0.560	0.560	0.560	0.560	0.560
Gross Margin	66.05%	64.83%	66.24%	82.01%	92.05%	88.53%
Operating Margin	15.16%	14.75%	17.70%	24.80%	32.60%	25.61%
Profit Margin	10.27%	10.40%	12.53%	17.16%	23.05%	19.01%
FCF Margin	12.46%	13.56%	6.98%	31.13%	29.48%	28.53%
EBITDA	12.94	12.36	13.54	15.6	17.71	16.45
EBITDA Margin	21.79%	20.55%	23.08%	31.17%	44.89%	41.37%
EBIT	9	8.87	10.39	12.42	12.86	10.19
EBIT Margin	15.16%	14.75%	17.70%	24.80%	32.60%	25.61%
Effective Tax Rate	32.27%	29.51%	29.23%	30.80%	29.28%	25.78%

SEC Filings: 10-K · 10-Q