Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD

18.27

-0.15 (-0.81%)

At close: Sep 28, 2026, 4:00 PM EDT

18.34

+0.07 (0.38%)

After-hours: Sep 28, 2026, 4:10 PM EDT

PROV Financials Overview

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Revenue	40.61	40.61	39.67	38.93	40.69	38.77
Revenue Growth	2.37%	2.37%	1.90%	-4.32%	4.93%	7.94%
Net Income	6.66	6.66	6.26	7.35	8.59	9.09
Earnings Per Share	1.03	1.03	0.93	1.06	1.19	1.22
EPS Growth	10.75%	10.75%	-12.16%	-11.03%	-2.46%	22.00%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Cash & Investments	49.21	49.21	53.09	51.38	65.85	23.81
Total Debt	159.15	159.15	214.76	239.91	237.18	87
Net Cash (Debt)	-109.94	-109.94	-161.67	-188.53	-171.33	-63.18
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-16.96	-16.96	-23.91	-27.09	-23.82	-8.48

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Operating Cash Flow	8.97	8.97	8.69	5.69	16.33	11.79
Capital Expenditures	-0.43	-0.43	-0.53	-1.59	-0.74	-0.17
Free Cash Flow	8.54	8.54	8.16	4.1	15.58	11.63
Free Cash Flow Growth	4.70%	4.70%	99.10%	-73.72%	34.02%	2.47%

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Profit Margin	16.39%	16.39%	15.77%	18.88%	21.12%	23.45%
FCF Margin	21.03%	21.03%	20.56%	10.52%	38.30%	29.99%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 29, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	0.560	0.560	0.560	0.560	0.560	0.560
Dividend Per Share Growth	0%	0%	0%	0%	0%	0%
Dividend Yield	3.06%	3.28%	3.77%	4.86%	4.97%	4.45%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 29, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	17.74	16.16	16.41	11.70	10.42	11.88
Forward PE	14.98	15.50	11.15	11.68	9.88	15.08
P/FCF Ratio	13.34	12.60	12.59	20.99	5.75	9.29
PS Ratio	2.80	2.65	2.59	2.21	2.20	2.79