Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD

18.20

+0.01 (0.05%)

At close: Nov 6, 2026, 4:00 PM EST

18.13

-0.07 (-0.41%)

After-hours: Nov 6, 2026, 4:15 PM EST

PROV Financials Overview

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Revenue	40.04	40.61	39.67	38.93	40.69	38.77
Revenue Growth	0.53%	2.37%	1.90%	-4.32%	4.93%	7.94%
Net Income	6.55	6.66	6.26	7.35	8.59	9.09
Earnings Per Share	1.03	1.03	0.93	1.06	1.19	1.22
EPS Growth	14.28%	10.75%	-12.16%	-11.03%	-2.46%	22.00%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Cash & Investments	53.25	49.21	53.09	51.38	65.85	23.81
Total Debt	172.04	159.15	214.76	239.91	237.18	87
Net Cash (Debt)	-118.79	-109.94	-161.67	-188.53	-171.33	-63.18
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-18.63	-16.96	-23.91	-27.09	-23.82	-8.48

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Operating Cash Flow	10.86	8.97	8.69	5.69	16.33	11.79
Capital Expenditures	-0.51	-0.43	-0.53	-1.59	-0.74	-0.17
Free Cash Flow	10.34	8.54	8.16	4.1	15.58	11.63
Free Cash Flow Growth	25.83%	4.70%	99.10%	-73.72%	34.02%	2.47%

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Profit Margin	16.35%	16.39%	15.77%	18.88%	21.12%	23.45%
FCF Margin	25.83%	21.03%	20.56%	10.52%	38.30%	29.99%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 8, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	0.560	0.560	0.560	0.560	0.560	0.560
Dividend Per Share Growth	0%	0%	0%	0%	0%	0%
Dividend Yield	3.08%	3.26%	3.59%	4.46%	4.41%	3.78%

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 8, 2026	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	17.71	16.16	16.41	11.70	10.42	11.88
Forward PE	13.43	15.50	11.15	11.68	9.88	15.08
P/FCF Ratio	10.91	12.60	12.59	20.99	5.75	9.29
PS Ratio	2.82	2.65	2.59	2.21	2.20	2.79