Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD
17.24
+0.20 (1.17%)
Apr 20, 2026, 10:10 AM EDT - Market open
Market Cap109.91M +13.0%
Revenue (ttm)40.80M +6.1%
Net Income6.60M +6.1%
EPS0.99 +9.1%
Shares Out 6.38M
PE Ratio17.19
Forward PE13.52
Dividend$0.56 (3.29%)
Ex-Dividend DateFeb 12, 2026
Volume431
Open17.24
Previous Close17.04
Day's Range17.24 - 17.24
52-Week Range14.02 - 17.35
Beta0.28
AnalystsHold
Price Target16.25 (-5.74%)
Earnings DateApr 27, 2026

About PROV

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition,... [Read more]

Sector Financials
IPO Date Jun 28, 1996
Employees 185
Stock Exchange NASDAQ
Ticker Symbol PROV
Full Company Profile

Financial Performance

In fiscal year 2025, PROV's revenue was $39.67 million, an increase of 1.90% compared to the previous year's $38.93 million. Earnings were $6.26 million, a decrease of -14.91%.

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for PROV stock is "Hold." The 12-month stock price target is $16.25, which is a decrease of -5.74% from the latest price.

Price Target
$16.25
(-5.74% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Provident Bank Named One of America's Best Regional Banks for 2026 by Newsweek

RIVERSIDE, Calif., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

2 months ago - GlobeNewsWire

Provident Financial Holdings Announces New Stock Repurchase Plan

RIVERSIDE, Calif., Jan. 22, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

3 months ago - GlobeNewsWire

Provident Financial Holdings Announces Quarterly Cash Dividend

RIVERSIDE, Calif., Jan. 22, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

3 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. To Host Earnings Release Conference Call

RIVERSIDE, Calif., Jan. 20, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

3 months ago - GlobeNewsWire

Provident Financial Holdings Reports First Quarter of Fiscal 2026 Results

Net Income of $1.68 million in the September 2025 Quarter, Up 3% from the Sequential Quarter and Down 12% from the Comparable Quarter Last Year  Net Interest Margin of 3.00% in the September 2025 Quar...

6 months ago - GlobeNewsWire

Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2025 Results

Net Income of $1.63 million in the June 2025 Quarter, Down 12% from the Sequential Quarter and Down 17% from the Comparable Quarter Last Year Net Interest Margin of 2.94% in the June 2025 Quarter, Dow...

9 months ago - GlobeNewsWire

Provident Financial Holdings Announces CFO Appointment

RIVERSIDE, Calif., May 12, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire

Provident Financial Holdings Reports Third Quarter of Fiscal Year 2025 Results

Net Income of $1.86 million in the March 2025 Quarter, Up 113% from the Sequential Quarter and Up 24% from the Comparable Quarter Last Year Net Interest Margin of 3.02% in the March 2025 Quarter, Up 1...

1 year ago - GlobeNewsWire

Provident Financial Holdings, Inc. To Host Earnings Release Conference Call

RIVERSIDE, Calif., April 21, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire

Provident Bank's Community Partnership Program Donates Over $931,000 to Local Non-Profits Since 2006

RIVERSIDE, Calif., April 15, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire

Provident Financial Holdings Reports Second Quarter of Fiscal Year 2025 Results

Net Income of $872,000 in the December 2024 Quarter, Down 54% from the Sequential Quarter and 59% from the Comparable Quarter Last Year Net Interest Margin of 2.91% in the December 2024 Quarter, Up Se...

1 year ago - GlobeNewsWire

Provident Financial Holdings Reports First Quarter of Fiscal Year 2025 Results

Net Income of $1.90 Million in the September 2024 Quarter, Down 3% from the Sequential Quarter and Up 8% from the Comparable Quarter Last Year Net Interest Margin of 2.84% in the September 2024 Quarte...

1 year ago - GlobeNewsWire

Provident Financial Holdings To Host Earnings Release Conference Call

RIVERSIDE, Calif., Oct. 21, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire

Provident Financial Holdings Announces Extension of September 2023 Stock Repurchase Plan

RIVERSIDE, Calif., Sept. 26, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the ...

1 year ago - GlobeNewsWire

Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2024 Results

Net Income of $1.95 Million in the June 2024 Quarter Net Interest Margin of 2.74% in the June 2024 Quarter Loans Held for Investment of $1.05 Billion at June 30, 2024, Down 2% from June 30, 2023 Total...

1 year ago - GlobeNewsWire

Provident Bank's Community Partnership Program Donates Over $892,000 to Local Non-Profit Organizations Since 2006

RIVERSIDE, Calif., April 30, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

2 years ago - GlobeNewsWire

Provident Financial Holdings Reports Third Quarter Fiscal Year 2024 Results

Net Income of $1.49 Million in the March 2024 Quarter Net Interest Margin of 2.74% in the March 2024 Quarter Loans Held for Investment of $1.07 Billion at March 31, 2024, Down 1% from June 30, 2023 To...

2 years ago - GlobeNewsWire

Provident Financial Holdings Reports Second Quarter Fiscal Year 2024 Results

Net Income of $2.14 Million in the December 2023 Quarter Net Interest Margin of 2.78% in the December 2023 Quarter Loans Held for Investment of $1.08 Billion at December 31, 2023, Essentially Unchange...

2 years ago - GlobeNewsWire

Provident Financial Holdings To Host Earnings Release Conference Call

RIVERSIDE, Calif., Jan. 22, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B., today announced that it w...

2 years ago - GlobeNewsWire

Provident Financial Holdings Announces CFO Succession

RIVERSIDE, Calif., Dec. 01, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

2 years ago - GlobeNewsWire

Provident Financial Holdings Announces CEO Succession

RIVERSIDE, Calif., Oct. 25, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

2 years ago - GlobeNewsWire

Provident Financial Holdings Reports First Quarter Fiscal Year 2024 Results

Net Income of $1.76 Million in the September 2023 Quarter Net Interest Margin Unchanged at 2.88% for the Current and Sequential Quarters Loans Held for Investment of $1.07 Billion at September 30, 202...

2 years ago - GlobeNewsWire

Provident Bank Receives National Certification by Consumer Advocates for Safe, Affordable Account

RIVERSIDE, Calif., Sept. 21, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”) announced that its ...

2 years ago - GlobeNewsWire

Provident Financial Holdings Announces Quarterly Cash Dividend

RIVERSIDE, Calif., July 27, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the C...

2 years ago - GlobeNewsWire

Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2023 Results

Net Income of $1.81 Million in the June 2023 Quarter Net Interest Margin Declined Five Basis Points in Comparison to the Same Quarter Last Year Loans Held for Investment Increased 15% from June 30, 20...

2 years ago - GlobeNewsWire