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Provident Financial Holdings, Inc. (PROV)

Stock Price: $13.15 USD 0.15 (1.15%)
Updated Aug 14, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 97.79M
Revenue (ttm) 39.80M
Net Income (ttm) 6.89M
Shares Out 7.44M
EPS (ttm) 1.01
PE Ratio 13.02
Forward PE 9.49
Dividend $0.56
Dividend Yield 4.26%

Stock Quote

Trading Day Aug 14, 2020
Last Price $13.15
Previous Close $13.00
Change ($) 0.15
Change (%) 1.15%
Day's Open 13.06
Day's Range 13.00 - 13.50
Day's Volume 3,354
52-Week Range 11.60 - 22.99

More Stats

Market Cap 97.79M
Enterprise Value 144.61M
Earnings Date (est) Nov 3, 2020
Ex-Dividend Date May 20, 2020
Shares Outstanding 7.44M
Float 5.40M
EPS (basic) 0.91
EPS (diluted) 1.01
FCF / Share 5.12
Dividend $0.56
Dividend Yield 4.26%
Earnings Yield 7.68%
FCF Yield 39.19%
Payout Ratio n/a
Shares Short 37,486
Short Ratio 4.32
Short % of Float 0.60%
Beta 0.52
PE Ratio 13.02
Forward PE 9.49
P/FCF Ratio 2.55
PS Ratio 2.46
PB Ratio 0.78
Revenue 39.80M
Operating Income 9.71M
Net Income 6.89M
Free Cash Flow 38.32M
Net Cash -46.82M
Net Cash / Share -6.30
Gross Margin 100.00%
Operating Margin 24.40%
Profit Margin 16.50%
FCF Margin 96.28%
ROA 0.68%
ROE 6.29%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 3
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$15.50*
(17.87% upside)
Low
15.0
Current: $13.15
High
16.0
Target: 15.50
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue51.1658.7367.6071.1175.0565.7811074.1068.6439.99
Revenue Growth-12.9%-13.12%-4.93%-5.26%14.09%-40.23%48.52%7.96%71.63%-
Gross Profit51.1658.7367.6071.1175.0565.7811074.1068.6439.99
Operating Income5.925.538.8212.8517.0811.6142.7118.7423.271.86
Net Income4.422.135.217.479.806.6125.8010.8113.221.12
Shares Outstanding7.507.467.898.188.729.6710.4511.0111.4211.41
Earnings Per Share0.580.280.640.881.070.652.380.961.160.13
EPS Growth107.14%-56.25%-27.27%-17.76%64.62%-72.69%147.92%-17.24%792.31%-
Dividend Per Share0.560.560.520.480.450.400.240.140.040.04
Dividend Growth0%7.69%8.33%6.67%12.5%66.67%71.43%250%0%-
Operating Cash Flow10727.9983.4447.79-57.7848.5255.07-12.32-2.410.97
Capital Expenditures-0.45--1.49-1.52-0.38-0.72-1.11-2.601.31-0.40
Free Cash Flow10727.9981.9546.27-58.1547.8053.95-14.92-1.100.57
Cash & Equivalents70.6343.3072.8351.2181.4011919414514396.20
Total Debt10112612691.3091.3741.43106127207310
Net Cash / Debt-30.48-82.86-53.40-40.09-9.9677.5187.3518.59-64.05-213
Assets1,0851,1761,2011,1711,1751,1061,2111,2611,3141,399
Liabilities9641,0551,0721,0381,0339601,0511,1161,1731,272
Book Value121120128133141146160145141128
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Provident Financial Holdings, Inc.
Country United States
CEO Craig G. Blunden

Stock Information

Ticker Symbol PROV
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: PROV
IPO Date June 28, 1996

Description

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of multi-family, commercial real estate, construction, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through 12 full-service banking offices in Riverside County and 1 full-service banking office in San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is based in Riverside, California.