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Penns Woods Bancorp, Inc. (PWOD)

Stock Price: $25.59 USD 0.39 (1.55%)
Updated November 23, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 180.46M
Revenue (ttm) 56.84M
Net Income (ttm) 14.14M
Shares Out 7.05M
EPS (ttm) 1.99
PE Ratio 12.86
Forward PE n/a
Dividend $1.28
Dividend Yield 5.00%

Stock Quote

Trading Day November 23
Last Price $25.59
Previous Close $25.20
Change ($) 0.39
Change (%) 1.55%
Day's Open 25.60
Day's Range 25.45 - 25.75
Day's Volume 3,570
52-Week Range 18.72 - 36.27

More Stats

Market Cap 180.46M
Enterprise Value 125.95M
Earnings Date (est) n/a
Ex-Dividend Date Sep 4, 2020
Shares Outstanding 7.05M
Float 6.76M
EPS (basic) 2.01
EPS (diluted) 1.99
FCF / Share 1.43
Dividend $1.28
Dividend Yield 5.00%
Earnings Yield 7.78%
FCF Yield 5.58%
Payout Ratio 63.70%
Shares Short 40,376
Short Ratio 6.11
Short % of Float 0.60%
Beta 0.54
PE Ratio 12.86
Forward PE n/a
P/FCF Ratio 17.91
PS Ratio 3.17
PB Ratio 1.11
Revenue 56.84M
Operating Income 17.59M
Net Income 14.14M
Free Cash Flow 10.07M
Net Cash 54.51M
Net Cash / Share 7.73
Gross Margin 102.98%
Operating Margin 30.95%
Profit Margin 24.90%
FCF Margin 17.72%
ROA 0.81%
ROE 8.92%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue58.5355.5454.0952.1651.3752.3047.8038.4734.2431.80
Revenue Growth5.39%2.67%3.7%1.54%-1.78%9.41%24.25%12.36%7.66%-
Gross Profit58.5355.5454.0952.1651.3752.3047.8038.4734.2431.80
Operating Income19.3017.5317.2317.0717.6318.4117.5416.4514.2812.31
Net Income15.6714.709.7712.4813.9014.6114.0813.8512.3610.93
Shares Outstanding7.047.047.067.107.167.226.625.765.755.75
Earnings Per Share2.202.091.391.761.942.022.132.412.151.90
EPS Growth5.26%50.36%-21.02%-9.28%-3.96%-5.03%-11.63%12.11%13%-
Dividend Per Share1.261.251.251.251.251.251.421.251.231.23
Dividend Growth0.56%0%0%0%0%-11.76%13.33%2.12%0%-
Operating Cash Flow14.0517.2717.6916.1115.7418.7417.3313.9716.499.86
Capital Expenditures-2.41-2.01-5.00-4.06-2.29-2.80-4.92-1.40-0.74-0.40
Free Cash Flow11.6415.2712.6912.0513.4515.9412.4112.5615.759.46
Cash & Equivalents48.5966.7427.2443.6722.8019.9124.6115.1413.899.49
Total Debt17130717299.2413811297.9210990.8899.08
Net Cash / Debt-122-240-144-55.57-115-92.09-73.31-94.34-76.99-89.58
Assets1,6651,6851,4741,3491,3201,2451,212857764692
Liabilities1,5101,5411,3361,2101,1841,1091,084763683625
Book Value15514413813813613612893.7380.4666.62
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Penns Woods Bancorp, Inc.
Country United States
Employees 334
CEO Richard A. Grafmyre

Stock Information

Ticker Symbol PWOD
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: PWOD

Description

Penns Woods Bancorp operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. The company accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking accounts and IRAs. It also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, the company provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, it engages in real estate transactions and investment activities. The company operates through a network of twenty-six offices located in Clinton, Lycoming, Centre, Montour, Union, and Luzerne counties, Pennsylvania. Penns Woods Bancorp, Inc. was incorporated in 1983 and is based in Williamsport, Pennsylvania.