Penns Woods Bancorp, Inc. (PWOD)

Jul 28, 2025 - PWOD was delisted (reason: acquired by NWBI)

30.00

-0.50 (-1.64%)

Inactive · Last trade price on Jul 25, 2025

Penns Woods Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	74.31	68.38	64.44	64.58	60.75	57.77
Revenue Growth	16.68%	6.11%	-0.23%	6.31%	5.16%	0.32%
Net Income	21.3	17.74	16.61	17.42	16.03	15.21
Earnings Per Share	2.80	2.35	2.34	2.47	2.27	2.16
EPS Growth	28.19%	0.64%	-5.38%	8.72%	5.16%	-1.88%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	37.45	28.97	37.46	40.33	263.86	213.4
Total Debt	300.29	299.68	401.09	258.84	134.61	161.89
Net Cash (Debt)	-262.85	-270.71	-363.63	-218.51	129.25	51.5
Net Cash Growth	-	-	-	-	150.96%	-
Net Cash Per Share	-34.60	-35.89	-51.13	-30.95	18.30	7.31

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	17.16	19.37	18.82	23.89	17.92	22
Capital Expenditures	-1.03	-1.2	-0.81	-0.38	-1.14	-2.67
Free Cash Flow	16.13	18.17	18.02	23.52	16.79	19.33
Free Cash Flow Growth	75.66%	0.83%	-23.39%	40.09%	-13.17%	70.42%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Profit Margin	28.66%	25.94%	25.77%	26.98%	26.39%	26.32%
FCF Margin	21.71%	26.57%	27.96%	36.41%	27.63%	33.47%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 2, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	1.280	1.280	1.280	1.280	1.280	1.280
Dividend Per Share Growth	0%	0%	0%	0%	0%	1.59%
Dividend Yield	4.27%	4.31%	6.16%	5.50%	6.52%	6.24%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 2, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	10.73	12.94	9.71	10.78	10.43	12.06
P/FCF Ratio	14.16	12.64	8.95	7.99	9.96	9.49
PS Ratio	3.05	3.36	2.50	2.91	2.75	3.18