Penns Woods Bancorp, Inc. (PWOD)

Penns Woods Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	64.4	64.82	64.58	60.75	57.77	58.53
Revenue Growth (YoY)	-2.35%	0.36%	6.31%	5.16%	-1.31%	5.39%
Gross Profit	64.4	64.82	64.58	60.75	57.77	58.53
Selling, General & Admin	38.27	37.92	36.53	35.1	33.27	33.42
Other Operating Expenses	6.95	6.57	6.47	5.8	5.8	5.81
Operating Expenses	45.22	44.5	43	40.91	39.07	39.23
Operating Income	19.18	20.32	21.59	19.84	18.7	19.3
Other Expense / Income	-	-	-	0.02	0.02	0.49
Pretax Income	19.18	20.32	21.59	19.83	18.68	18.81
Income Tax	3.43	3.71	4.16	3.79	3.47	3.14
Net Income	15.76	16.61	17.42	16.03	15.21	15.67
Net Income Growth	-15.50%	-4.67%	8.66%	5.44%	-2.97%	6.58%
Shares Outstanding (Basic)	8	7	7	7	7	7
Shares Outstanding (Diluted)	8	7	7	7	7	7
Shares Change	2.43%	0.75%	-0.03%	0.25%	-0.97%	1.11%
EPS (Basic)	2.19	2.34	2.47	2.27	2.16	2.23
EPS (Diluted)	2.22	2.34	2.47	2.27	2.16	2.20
EPS Growth	-15.27%	-5.26%	8.81%	5.09%	-1.82%	5.26%
Free Cash Flow	9.74	18.57	23.67	16.79	19.67	11.64
Free Cash Flow Per Share	1.30	2.61	3.35	2.38	2.79	1.65
Dividend Per Share	1.280	1.280	1.280	1.280	1.280	1.260
Dividend Growth	0%	0%	0%	0%	1.59%	0.56%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	29.79%	31.35%	33.42%	32.66%	32.37%	32.97%
Profit Margin	24.47%	25.62%	26.98%	26.39%	26.32%	26.78%
Free Cash Flow Margin	15.12%	28.65%	36.64%	27.64%	34.05%	19.89%
Effective Tax Rate	17.85%	18.28%	19.29%	19.14%	18.60%	16.68%
EBITDA	22.35	23.27	25.21	23.73	21.98	22.03
EBITDA Margin	34.70%	35.90%	39.03%	39.06%	38.06%	37.63%
Depreciation & Amortization	3.16	2.95	3.62	3.9	3.3	3.22
EBIT	19.18	20.32	21.59	19.83	18.68	18.81
EBIT Margin	29.79%	31.35%	33.42%	32.64%	32.34%	32.14%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).