Penns Woods Bancorp, Inc. (PWOD)

Penns Woods Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	37.45	28.97	37.46	40.33	263.86	213.36
Investment Securities	145.58	153.99	184.53	202.19	170.56	165.35
Trading Asset Securities	-	-	-	-	-	0.04
Mortgage-Backed Securities	37.73	38.36	15.36	1.28	1.75	2.14
Total Investments	183.32	192.34	199.88	203.47	172.31	167.53
Gross Loans	1,897	1,877	1,840	1,640	1,392	1,344
Allowance for Loan Losses	-9.99	-11.85	-11.45	-15.64	-14.18	-13.8
Net Loans	1,887	1,865	1,828	1,624	1,378	1,331
Property, Plant & Equipment	30.2	30.6	32.76	34.5	36.88	35.84
Goodwill	16.45	16.45	16.45	16.45	17.1	17.1
Other Intangible Assets	0.08	0.11	0.21	0.33	0.48	0.67
Loans Held for Sale	2.58	3.27	3.99	3.3	3.73	5.24
Accrued Interest Receivable	10.87	11.11	11.04	9.48	8.05	8.39
Long-Term Deferred Tax Assets	2.07	3.49	4.66	6.87	2.95	2.53
Other Real Estate Owned & Foreclosed	0.08	0.18	0.85	0.08	0.08	0.4
Other Long-Term Assets	81.75	80.58	69.18	61.18	57.41	53.06
Total Assets	2,252	2,232	2,205	2,000	1,941	1,835

Liabilities

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Bearing Deposits	1,258	1,215	1,068	1,006	1,073	1,005
Institutional Deposits	-	33.68	50.72	31.5	54.34	40.24
Non-Interest Bearing Deposits	465.77	456.94	471.17	519.06	494.36	449.36
Total Deposits	1,724	1,706	1,589	1,556	1,621	1,494
Short-Term Borrowings	82.91	42.2	145.93	153.35	5.75	5.24
Current Portion of Long-Term Debt	-	110.38	40	40	23	30
Current Portion of Leases	-	1.19	-	-	-	-
Accrued Interest Payable	3.91	4.66	3.81	0.6	0.65	1.11
Federal Home Loan Bank Debt, Long-Term	207.95	137.57	205	55	95	118
Long-Term Leases	9.43	8.33	10.17	10.49	10.86	8.65
Other Long-Term Liabilities	12.06	16.69	18.85	16.51	11.96	13.05
Total Liabilities	2,040	2,027	2,013	1,832	1,769	1,670

Shareholders' Equity

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Common Stock	45.13	44.82	44.55	42.04	41.95	41.85
Additional Paid-In Capital	62.93	63.19	61.73	54.25	53.8	52.52
Retained Earnings	120.26	115.33	107.24	98.15	89.76	82.77
Treasury Stock	-12.82	-12.82	-12.82	-12.82	-12.12	-12.12
Comprehensive Income & Other	-3.49	-5.29	-9.15	-13.96	-1.11	-0.88
Total Common Equity	212.02	205.23	191.56	167.67	172.27	164.14
Minority Interest	-	-	-	-	-	0
Shareholders' Equity	212.02	205.23	191.56	167.67	172.27	164.15
Total Liabilities & Equity	2,252	2,232	2,205	2,000	1,941	1,835

Additional Metrics

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Total Debt	300.29	299.68	401.09	258.84	134.61	161.89
Net Cash (Debt)	-262.85	-270.71	-363.63	-218.51	129.25	51.5
Net Cash Growth	-	-	-	-	150.96%	-
Net Cash Per Share	-34.60	-35.89	-51.13	-30.95	18.30	7.31
Filing Date Shares Outstanding	7.61	7.61	7.51	7.06	7.07	7.06
Total Common Shares Outstanding	7.61	7.56	7.51	7.06	7.07	7.05
Book Value Per Share	27.85	27.16	25.51	23.76	24.37	23.27
Tangible Book Value	195.49	188.67	174.9	150.89	154.69	146.37
Tangible Book Value Per Share	25.67	24.97	23.29	21.38	21.88	20.75

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jan 1, 2000

Data Sources Report a data error