Penns Woods Bancorp Statistics
Total Valuation
PWOD has a market cap or net worth of $228.43 million. The enterprise value is $491.27 million.
| Market Cap | 228.43M |
| Enterprise Value | 491.27M |
Important Dates
The last earnings date was Friday, August 8, 2025.
| Earnings Date | Aug 8, 2025 |
| Ex-Dividend Date | Jun 10, 2025 |
Share Statistics
PWOD has 7.61 million shares outstanding. The number of shares has increased by 5.14% in one year.
| Current Share Class | 7.61M |
| Shares Outstanding | 7.61M |
| Shares Change (YoY) | +5.14% |
| Shares Change (QoQ) | +0.46% |
| Owned by Insiders (%) | 6.54% |
| Owned by Institutions (%) | 30.21% |
| Float | 7.11M |
Valuation Ratios
The trailing PE ratio is 10.73.
| PE Ratio | 10.73 |
| Forward PE | n/a |
| PS Ratio | 3.05 |
| Forward PS | n/a |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.17 |
| P/FCF Ratio | 14.16 |
| P/OCF Ratio | 13.31 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 23.07 |
| EV / Sales | 6.61 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 30.45 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 18.61 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.50%.
| Return on Equity (ROE) | 10.50% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $238,952 |
| Profits Per Employee | $68,482 |
| Employee Count | 311 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PWOD has paid $5.23 million in taxes.
| Income Tax | 5.23M |
| Effective Tax Rate | 19.72% |
Stock Price Statistics
The stock price has increased by +30.10% in the last 52 weeks. The beta is 0.49, so PWOD's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +30.10% |
| 50-Day Moving Average | 30.32 |
| 200-Day Moving Average | 29.42 |
| Relative Strength Index (RSI) | 39.79 |
| Average Volume (20 Days) | 78,180 |
Short Selling Information
The latest short interest is 204,819, so 2.69% of the outstanding shares have been sold short.
| Short Interest | 204,819 |
| Short Previous Month | 184,942 |
| Short % of Shares Out | 2.69% |
| Short % of Float | 2.88% |
| Short Ratio (days to cover) | 2.69 |
Income Statement
In the last 12 months, PWOD had revenue of $74.31 million and earned $21.30 million in profits. Earnings per share was $2.80.
| Revenue | 74.31M |
| Gross Profit | 74.31M |
| Operating Income | 31.29M |
| Pretax Income | 19.18M |
| Net Income | 21.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.80 |
Balance Sheet
The company has $37.45 million in cash and $300.29 million in debt, giving a net cash position of -$262.85 million or -$34.52 per share.
| Cash & Cash Equivalents | 37.45M |
| Total Debt | 300.29M |
| Net Cash | -262.85M |
| Net Cash Per Share | -$34.52 |
| Equity (Book Value) | 212.02M |
| Book Value Per Share | 27.85 |
| Working Capital | -1.76B |
Cash Flow
In the last 12 months, operating cash flow was $17.16 million and capital expenditures -$1.03 million, giving a free cash flow of $16.13 million.
| Operating Cash Flow | 17.16M |
| Capital Expenditures | -1.03M |
| Free Cash Flow | 16.13M |
| FCF Per Share | $2.12 |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.10% |
| Pretax Margin | 35.70% |
| Profit Margin | 28.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.71% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 4.27%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 4.27% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 45.79% |
| Buyback Yield | -5.14% |
| Shareholder Yield | -0.87% |
| Earnings Yield | 9.32% |
| FCF Yield | 7.06% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 1, 2019. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Oct 1, 2019 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |