RBB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	201.14	193.85	184.57	194.26	171.1	141.57
Interest Income on Investments	27.41	27.28	32.09	26.88	9.87	5.49
Total Interest Income	228.55	221.13	216.66	221.15	180.97	147.06
Interest Paid on Deposits	96.89	97.1	108.38	89.04	18.9	11.96
Interest Paid on Borrowings	12.28	11.75	8.92	12.82	12.52	10.76
Total Interest Expense	109.17	108.84	117.3	101.86	31.42	22.72
Net Interest Income	119.37	112.28	99.36	119.29	149.55	124.34
Net Interest Income Growth	14.76%	13.00%	-16.70%	-20.24%	20.28%	18.70%
Gain (Loss) on Sale of Assets	-	-	-	-	0.76	-
Other Non-Interest Income	10.7	10.52	12.73	14.51	8.6	8.75
Total Non-Interest Income	13.37	11.67	15.34	15.02	11.25	18.75
Non-Interest Income Growth	-4.83%	-23.88%	2.11%	33.47%	-39.97%	33.51%
Revenues Before Loan Losses	132.74	123.96	114.7	134.3	160.81	143.09
Provision for Loan Losses	1.03	10.36	9.86	3.36	4.94	3.96
Revenue	131.72	113.6	104.84	130.94	155.87	139.13
Revenue Growth	32.20%	8.35%	-19.93%	-15.99%	12.03%	30.06%
Salaries and Employee Benefits	42.1	41.31	38.04	37.05	34.64	32.48
Occupancy Expenses	4.02	3.84	4	3.93	3.69	3.39
Federal Deposit Insurance	2.98	2.92	3.3	3.17	1.85	1.56
Selling, General & Administrative	22.66	23.28	19.79	22.62	19.71	16.99
Other Non-Interest Expense	4.17	4.1	4.04	3.94	4.64	4.19
Total Non-Interest Expense	75.93	75.46	69.16	70.7	64.53	58.61
EBT Excluding Unusual Items	55.79	38.13	35.68	60.25	91.35	80.52
Asset Writedown	-	-	-	-	-	0.42
Other Unusual Items	-	4	-	-	-	-
Pretax Income	55.79	42.13	35.68	60.25	91.35	80.94
Income Tax Expense	14.03	10.19	9.01	17.78	27.02	24.03
Net Income	41.77	31.95	26.67	42.47	64.33	56.91
Preferred Dividends & Other Adjustments	-	-	-	-	0.03	0.19
Net Income to Common	41.77	31.95	26.67	42.47	64.29	56.71
Net Income Growth	81.53%	19.81%	-37.21%	-33.95%	13.36%	72.43%
Basic Shares Outstanding	17	17	18	19	19	19
Diluted Shares Outstanding	17	18	18	19	19	20
Shares Change	-3.50%	-3.76%	-4.22%	-1.80%	-2.53%	-0.44%
EPS (Basic)	2.44	1.83	1.47	2.24	3.37	2.92
EPS (Diluted)	2.44	1.83	1.47	2.24	3.33	2.86
EPS Growth	88.10%	24.49%	-34.35%	-32.76%	16.43%	73.33%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.640	0.640	0.640	0.640	0.580	0.530
Dividend Growth	0%	0%	0%	10.35%	9.43%	60.61%
Effective Tax Rate	25.14%	24.18%	25.26%	29.51%	29.58%	29.69%

SEC Filings: 10-K · 10-Q