RBB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	203.25	193.85	184.57	194.26	171.1	141.57
Interest Income on Investments	27.21	27.28	32.09	26.88	9.87	5.49
Total Interest Income	230.46	221.13	216.66	221.15	180.97	147.06
Interest Paid on Deposits	95.89	97.1	108.38	89.04	18.9	11.96
Interest Paid on Borrowings	12.71	11.75	8.92	12.82	12.52	10.76
Total Interest Expense	108.6	108.84	117.3	101.86	31.42	22.72
Net Interest Income	121.86	112.28	99.36	119.29	149.55	124.34
Net Interest Income Growth	12.05%	13.00%	-16.70%	-20.24%	20.28%	18.70%
Gain (Loss) on Sale of Assets	-	-	-	-	0.76	-
Other Non-Interest Income	7.48	10.52	12.73	14.51	8.6	8.75
Total Non-Interest Income	9.98	11.67	15.34	15.02	11.25	18.75
Non-Interest Income Growth	-13.92%	-23.88%	2.11%	33.47%	-39.97%	33.51%
Revenues Before Loan Losses	131.84	123.96	114.7	134.3	160.81	143.09
Provision for Loan Losses	0.9	10.36	9.86	3.36	4.94	3.96
Revenue	130.94	113.6	104.84	130.94	155.87	139.13
Revenue Growth	25.20%	8.35%	-19.93%	-15.99%	12.03%	30.06%
Salaries and Employee Benefits	42.76	41.31	38.04	37.05	34.64	32.48
Occupancy Expenses	4.18	3.84	4	3.93	3.69	3.39
Federal Deposit Insurance	2.99	2.92	3.3	3.17	1.85	1.56
Selling, General & Administrative	21.33	23.28	19.79	22.62	19.71	16.99
Other Non-Interest Expense	4.33	4.1	4.04	3.94	4.64	4.19
Total Non-Interest Expense	75.59	75.46	69.16	70.7	64.53	58.61
EBT Excluding Unusual Items	55.35	38.13	35.68	60.25	91.35	80.52
Asset Writedown	-	-	-	-	-	0.42
Other Unusual Items	4	4	-	-	-	-
Pretax Income	59.35	42.13	35.68	60.25	91.35	80.94
Income Tax Expense	15.09	10.19	9.01	17.78	27.02	24.03
Net Income	44.25	31.95	26.67	42.47	64.33	56.91
Preferred Dividends & Other Adjustments	-	-	-	-	0.03	0.19
Net Income to Common	44.25	31.95	26.67	42.47	64.29	56.71
Net Income Growth	69.19%	19.81%	-37.21%	-33.95%	13.36%	72.43%
Basic Shares Outstanding	17	17	18	19	19	19
Diluted Shares Outstanding	17	18	18	19	19	20
Shares Change	-3.08%	-3.76%	-4.22%	-1.80%	-2.53%	-0.44%
EPS (Basic)	2.60	1.83	1.47	2.24	3.37	2.92
EPS (Diluted)	2.58	1.83	1.47	2.24	3.33	2.86
EPS Growth	73.94%	24.49%	-34.35%	-32.76%	16.43%	73.33%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.640	0.640	0.640	0.640	0.580	0.530
Dividend Growth	0%	0%	0%	10.35%	9.43%	60.61%
Effective Tax Rate	25.43%	24.18%	25.26%	29.51%	29.58%	29.69%

SEC Filings: 10-K · 10-Q