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Republic Bancorp, Inc. (RBCAA)

Stock Price: $32.31 USD 1.37 (4.43%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 604.46M
Revenue (ttm) 275.16M
Net Income (ttm) 88.88M
Shares Out 18.70M
EPS (ttm) 4.11
PE Ratio 7.86
Forward PE n/a
Dividend $1.14
Dividend Yield 3.53%

Stock Quote

Trading Day Aug 7, 2020
Last Price $32.31
Previous Close $30.94
Change ($) 1.37
Change (%) 4.43%
Day's Open 30.73
Day's Range 31.08 - 32.57
Day's Volume 16,682
52-Week Range 27.05 - 49.61

More Stats

Market Cap 604.46M
Enterprise Value 1.06B
Earnings Date (est) Oct 16, 2020
Ex-Dividend Date Jun 18, 2020
Shares Outstanding 18.70M
Float 10.30M
EPS (basic) 4.27
EPS (diluted) 4.11
FCF / Share 3.34
Dividend $1.14
Dividend Yield 3.53%
Earnings Yield 12.72%
FCF Yield 11.58%
Payout Ratio 25.20%
Shares Short 136,511
Short Ratio 5.25
Short % of Float 1.07%
Beta 0.68
PE Ratio 7.86
Forward PE n/a
P/FCF Ratio 8.64
PS Ratio 2.20
PB Ratio 0.79
Revenue 275.16M
Operating Income 109.80M
Net Income 88.88M
Free Cash Flow 69.98M
Net Cash -459.09M
Net Cash / Share -24.54
Gross Margin 100.77%
Operating Margin 39.90%
Profit Margin 31.40%
FCF Margin 25.43%
ROA 1.42%
ROE 11.35%
ROIC 1.70%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (1)

Buy 0
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Hold

Price Target

$30.00*
Low
30.0
Current: $32.31
High
30.0
Target: 30.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue285258229199167152156309267225
Revenue Growth10.56%12.6%15.15%19.51%9.27%-2.55%-49.39%15.97%18.58%-
Gross Profit285258229199167152156309267225
Operating Income11394.2678.3969.8153.2444.3240.5018614499.96
Net Income91.7077.8545.6345.9035.1728.7925.4211994.1564.75
Shares Outstanding20.9520.9020.8620.8620.8520.8220.7920.9520.9620.94
Earnings Per Share4.393.742.202.221.701.381.225.694.493.10
EPS Growth17.38%70%-0.9%30.59%23.19%13.11%-78.56%26.73%44.84%-
Dividend Per Share1.060.970.870.830.780.740.691.750.610.56
Dividend Growth9.09%11.39%5.33%5.63%5.97%6.35%-60.38%189.09%7.84%-
Operating Cash Flow97.2511977.7847.6750.0526.7122.2686.2812489.23
Capital Expenditures-11.97-9.06-12.38-7.03-5.32-7.76-5.02-3.89-3.73-4.27
Free Cash Flow85.2711065.3940.6444.7318.9517.2482.3912084.97
Cash & Equivalents38535129928921072.88171138363786
Total Debt9951,0349831,0171,1361,1058128351,206925
Net Cash / Debt-610-683-683-728-926-1,032-641-697-843-139
Assets5,6205,2405,0854,8164,2303,7473,3723,3943,4203,623
Liabilities4,8564,5504,4534,2123,6543,1882,8292,8582,9683,251
Book Value764690632604577559543537452371
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Republic Bancorp, Inc.
Country United States
Employees 1,094
CEO Steven E. Trager

Stock Information

Ticker Symbol RBCAA
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: RBCAA
IPO Date July 22, 1998

Description

Republic Bancorp, Inc., a financial holding company, provides banking products and services in the United States. It operates through five segments: Traditional Banking, Warehouse Lending, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, savings, time, and brokered and other certificates of deposits; and money market and individual retirement accounts. Its loan products include single family, first lien residential real estate, and adjustable rate mortgage loans; commercial real estate, construction and land development, and commercial and industrial loans; home improvement and home equity, and secured and unsecured personal loans; and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and memory banking, private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and Internet and mobile banking services. In addition, it provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards through third party service providers. Further, the company offers consumer credit products; and property and casualty insurance products. As of December 31, 2019, it operated 41 full-service banking centers and two loan production offices. Republic Bancorp, Inc. is headquartered in Louisville, Kentucky.