Republic Bancorp, Inc. (RBCAA)
NASDAQ: RBCAA · Real-Time Price · USD
100.32
-0.26 (-0.26%)
At close: Aug 5, 2026, 4:00 PM EDT
100.28
-0.04 (-0.04%)
After-hours: Aug 5, 2026, 7:34 PM EDT
Republic Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 290.81 | 381.81 | 322.14 | 324.99 | 304.15 | 293.33 |
Revenue Growth | -20.35% | 18.52% | -0.88% | 6.85% | 3.69% | 1.84% |
Net Income Net Income Growth | 128 | 131.32 | 101.37 | 90.37 | 91.11 | 87.61 |
Earnings Per Share EPS Growth | 6.55 | 6.72 | 5.21 | 4.62 | 4.59 | 4.28 |
EPS Growth | 2.67% | 28.98% | 12.77% | 0.65% | 7.24% | 7.27% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Core Banking - Traditional Banking Core Banking - Traditional Banking Growth | 278.55 | 268.16 | 238.98 | 225.6 | 208.61 | 188.78 |
Core Banking - Warehouse Lending Core Banking - Warehouse Lending Growth | 15.92 | 14.2 | 12 | 9.65 | 14.9 | 25.56 |
Republic Processing Group (RPG) - Tax Refund Solutions Republic Processing Group (RPG) - Tax Refund Solutions Growth | 23.94 | 38.97 | 19.97 | 23.09 | 24.45 | 28.91 |
Republic Processing Group (rpg) - Republic Payment Solutions Republic Processing Group (rpg) - Republic Payment Solutions Growth | 15.42 | 16.91 | 15.08 | 18.71 | 7.8 | 4.02 |
Republic Processing Group (RPG) - Republic Credit Solutions Republic Processing Group (RPG) - Republic Credit Solutions Growth | 48.63 | 47.67 | 44.39 | 35.56 | 30.4 | 25.98 |
Total Total Growth | 382.45 | 385.9 | 330.43 | 312.61 | 286.15 | 294.51 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 354.09 | 219.97 | 432.15 | 316.57 | 313.69 | 756.97 |
Total Debt Total Debt Growth | 0 | 0 | 0 | 0 | 0 | 0 |
Net Cash (Debt) Net Cash Growth | -0 | -0 | -0 | -0 | -0 | -0 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 148.03 | 168.21 | 149 | 108.53 | 154.79 | 100.25 |
Capital Expenditures CapEx Growth | -10.39 | -7.1 | -5.81 | -6.9 | -3.5 | -3.71 |
Free Cash Flow Free Cash Flow Growth | 137.64 | 161.11 | 143.19 | 101.64 | 151.29 | 96.55 |
Free Cash Flow Growth | -22.64% | 12.51% | 40.89% | -32.82% | 56.69% | 34.00% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 56.15% | 43.40% | 39.64% | 34.84% | 38.42% | 37.99% |
Profit Margin | 44.01% | 34.39% | 31.47% | 27.81% | 29.95% | 29.87% |
FCF Margin | 0.00% | 42.20% | 44.45% | 31.27% | 49.74% | 32.91% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.980 | 1.804 | 1.628 | 1.496 | 1.364 | 1.232 |
Dividend Per Share Growth | 10.00% | 10.81% | 8.82% | 9.68% | 10.71% | 7.69% |
Dividend Yield | 1.97% | 2.79% | 2.50% | 2.91% | 3.18% | 2.34% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.54 | 10.27 | 13.41 | 11.94 | 8.92 | 11.88 |
Forward PE | 14.64 | 11.30 | 12.48 | 12.14 | 9.10 | 14.12 |
P/FCF Ratio | 13.89 | 8.37 | 9.49 | 10.51 | 5.34 | 10.52 |
PS Ratio | 5.15 | 3.53 | 4.22 | 3.29 | 2.66 | 3.46 |