Republic Bancorp, Inc. (RBCAA)
NASDAQ: RBCAA · Real-Time Price · USD
94.44
-0.54 (-0.57%)
At close: Aug 25, 2026, 4:00 PM EDT
94.44
0.00 (0.00%)
Pre-market: Aug 26, 2026, 4:27 AM EDT
Republic Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 382.45 | 385.9 | 330.43 | 310.88 | 286.15 | 293.53 |
Revenue Growth | 3.58% | 16.79% | 6.29% | 8.64% | -2.51% | 1.89% |
Net Income Net Income Growth | 128 | 131.32 | 101.37 | 90.37 | 91.11 | 87.61 |
Earnings Per Share EPS Growth | 6.45 | 6.63 | 5.14 | 4.55 | 4.53 | 4.22 |
EPS Growth | 2.70% | 29.06% | 12.83% | 0.44% | 7.38% | 6.83% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Core Banking - Traditional Banking Core Banking - Traditional Banking Growth | 278.55 | 268.16 | 238.98 | 225.6 | 208.61 | 188.78 |
Core Banking - Warehouse Lending Core Banking - Warehouse Lending Growth | 15.92 | 14.2 | 12 | 9.65 | 14.9 | 25.56 |
Republic Processing Group (RPG) - Tax Refund Solutions Republic Processing Group (RPG) - Tax Refund Solutions Growth | 23.94 | 38.97 | 19.97 | 23.09 | 24.45 | 28.91 |
Republic Processing Group (rpg) - Republic Payment Solutions Republic Processing Group (rpg) - Republic Payment Solutions Growth | 15.42 | 16.91 | 15.08 | 18.71 | 7.8 | 4.02 |
Republic Processing Group (RPG) - Republic Credit Solutions Republic Processing Group (RPG) - Republic Credit Solutions Growth | 48.63 | 47.67 | 44.39 | 35.56 | 30.4 | 25.98 |
Total Total Growth | 382.45 | 385.9 | 330.43 | 312.61 | 286.15 | 294.51 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 358.67 | 226.57 | 439.03 | 325.74 | 317.82 | 760.23 |
Total Debt Total Debt Growth | 260.89 | 635.87 | 542.67 | 522.15 | 357.96 | 361.43 |
Net Cash (Debt) Net Cash Growth | 97.78 | -409.3 | -103.64 | -196.41 | -40.14 | 398.8 |
Net Cash Growth | 1844.75% | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 4.93 | -20.66 | -5.25 | -9.89 | -2.00 | 19.21 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 144.75 | 168.21 | 149 | 108.53 | 154.79 | 100.25 |
Capital Expenditures CapEx Growth | -8.31 | -7.1 | -5.81 | -6.9 | -3.5 | -5.79 |
Free Cash Flow Free Cash Flow Growth | 136.44 | 161.11 | 143.19 | 101.64 | 151.29 | 94.47 |
Free Cash Flow Growth | -16.81% | 12.51% | 40.89% | -32.82% | 60.15% | 31.48% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 33.47% | 34.03% | 30.68% | 29.07% | 31.84% | 29.85% |
FCF Margin | 35.68% | 41.75% | 43.34% | 32.69% | 52.87% | 32.18% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.980 | 1.804 | 1.628 | 1.496 | 1.364 | 1.232 |
Dividend Per Share Growth | 10.00% | 10.81% | 8.82% | 9.68% | 10.71% | 7.69% |
Dividend Yield | 2.10% | 2.65% | 2.42% | 2.90% | 3.68% | 2.76% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.64 | 10.26 | 13.40 | 11.83 | 8.87 | 11.73 |
Forward PE | 13.79 | 11.30 | 12.48 | 12.14 | 9.10 | 14.12 |
P/FCF Ratio | 13.59 | 8.37 | 9.49 | 10.52 | 5.34 | 10.88 |
PS Ratio | 4.85 | 3.49 | 4.11 | 3.44 | 2.82 | 3.50 |