Republic Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	322.43	334.67	303.86	297.07	236.69	222.74
Net Interest Income Growth	1.42%	10.14%	2.29%	25.51%	6.26%	-4.12%
Non-Interest Income	75.54	78.74	72.65	75.55	89.81	85.4
Non-Interest Income Growth	-8.36%	8.38%	-3.84%	-15.88%	5.17%	-1.85%
Revenues Before Loan Losses	397.97	413.41	376.51	372.62	326.5	308.14
Provision for Credit Losses	23.71	31.6	54.38	47.62	22.35	14.81
Revenue	374.27	381.81	322.14	324.99	304.15	293.33
Revenue Growth (YoY)	4.27%	18.52%	-0.88%	6.85%	3.69%	1.84%
Compensation Expenses	128.11	127.06	118.65	115.87	111.24	110.09
Selling, General & Admin	62.41	63.29	60.49	57.45	55.74	53.45
Other Non-Interest Expenses	26.71	29.84	23.59	26.08	21.53	19.53
Total Non-Interest Expense	217.23	220.19	202.73	199.4	187.31	183.07
Pretax Income	161.13	165.71	127.7	113.21	116.85	111.44
Provision for Income Taxes	34.51	34.39	26.33	22.84	25.74	23.83
Net Income	126.62	131.32	101.37	90.37	91.11	87.61
Net Income to Common	126.62	131.32	101.37	90.37	91.11	87.61
Net Income Growth	7.27%	29.54%	12.17%	-0.80%	3.99%	5.24%
Shares Outstanding (Basic)	19	18	17	18	20	21
Shares Outstanding (Diluted)	20	20	20	20	20	21
Shares Change (YoY)	0.23%	0.37%	-0.59%	-1.23%	-3.16%	-1.48%
EPS (Basic)	6.50	6.74	5.24	4.64	4.60	4.29
EPS (Diluted)	6.48	6.72	5.21	4.62	4.59	4.28
EPS Growth	6.75%	28.98%	12.77%	0.65%	7.24%	7.27%
Shares Outstanding	19.62	19.54	19.45	19.36	19.74	19.98
Free Cash Flow	137.64	161.11	143.19	101.64	151.29	96.55
Free Cash Flow Growth	-14.57%	12.51%	40.89%	-32.82%	56.69%	34.00%
Free Cash Flow Per Share	6.95	8.13	7.26	5.12	7.53	4.65
Dividends Per Share	-	-	1.628	1.496	1.364	1.232
Dividend Growth	-	-	8.82%	9.68%	10.71%	7.69%
Profit Margin	33.83%	34.39%	31.47%	27.81%	29.95%	29.87%
FCF Margin	36.78%	42.20%	44.45%	31.27%	49.74%	32.91%
EBITDA	6.78	8.51	8.64	8.94	9.36	12.44
EBITDA Margin	1.81%	2.23%	2.68%	2.75%	3.08%	4.24%
Effective Tax Rate	21.42%	20.75%	20.62%	20.17%	22.03%	21.38%

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q