Republic Bancorp, Inc. (RBCAA)
NASDAQ: RBCAA · Real-Time Price · USD
91.60
-0.60 (-0.65%)
At close: Oct 23, 2026, 4:00 PM EDT
91.00
-0.60 (-0.66%)
After-hours: Oct 23, 2026, 7:56 PM EDT
Republic Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 384.36 | 385.9 | 330.43 | 310.88 | 286.15 | 293.53 |
Revenue Growth | 1.61% | 16.79% | 6.29% | 8.64% | -2.51% | 1.89% |
Net Income Net Income Growth | 129.33 | 131.32 | 101.37 | 90.37 | 91.11 | 87.61 |
Earnings Per Share EPS Growth | 6.51 | 6.63 | 5.14 | 4.55 | 4.53 | 4.22 |
EPS Growth | 1.14% | 29.06% | 12.83% | 0.44% | 7.38% | 6.83% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Core Banking - Traditional Banking Core Banking - Traditional Banking Growth | 281.34 | 268.16 | 238.98 | 225.6 | 208.61 | 188.78 |
Core Banking - Warehouse Lending Core Banking - Warehouse Lending Growth | 15.87 | 14.2 | 12 | 9.65 | 14.9 | 25.56 |
Republic Processing Group (RPG) - Tax Refund Solutions Republic Processing Group (RPG) - Tax Refund Solutions Growth | 22.77 | 38.97 | 19.97 | 23.09 | 24.45 | 28.91 |
Republic Processing Group (rpg) - Republic Payment Solutions Republic Processing Group (rpg) - Republic Payment Solutions Growth | 15.64 | 16.91 | 15.08 | 18.71 | 7.8 | 4.02 |
Republic Processing Group (RPG) - Republic Credit Solutions Republic Processing Group (RPG) - Republic Credit Solutions Growth | 48.75 | 47.67 | 44.39 | 35.56 | 30.4 | 25.98 |
Total Total Growth | 384.36 | 385.9 | 330.43 | 312.61 | 286.15 | 294.51 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 399.34 | 226.57 | 439.03 | 325.74 | 317.82 | 760.23 |
Total Debt Total Debt Growth | 225.19 | 635.87 | 542.67 | 522.15 | 357.96 | 361.43 |
Net Cash (Debt) Net Cash Growth | 174.15 | -409.3 | -103.64 | -196.41 | -40.14 | 398.8 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 8.77 | -20.66 | -5.25 | -9.89 | -2.00 | 19.21 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | 168.21 | 149 | 108.53 | 154.79 | 100.25 |
Capital Expenditures CapEx Growth | - | -7.1 | -5.81 | -6.9 | -3.5 | -5.79 |
Free Cash Flow Free Cash Flow Growth | - | 161.11 | 143.19 | 101.64 | 151.29 | 94.47 |
Free Cash Flow Growth | - | 12.51% | 40.89% | -32.82% | 60.15% | 31.48% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 33.65% | 34.03% | 30.68% | 29.07% | 31.84% | 29.85% |
FCF Margin | - | 41.75% | 43.34% | 32.69% | 52.87% | 32.18% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.980 | 1.804 | 1.628 | 1.496 | 1.364 | 1.232 |
Dividend Per Share Growth | 10.00% | 10.81% | 8.82% | 9.68% | 10.71% | 7.69% |
Dividend Yield | 2.16% | 2.61% | 2.33% | 2.71% | 3.33% | 2.40% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 14.06 | 10.26 | 13.40 | 11.83 | 8.87 | 11.73 |
Forward PE | 12.80 | 11.30 | 12.48 | 12.14 | 9.10 | 14.12 |
P/FCF Ratio | 13.17 | 8.37 | 9.49 | 10.52 | 5.34 | 10.88 |
PS Ratio | 4.68 | 3.49 | 4.11 | 3.44 | 2.82 | 3.50 |