Ready Capital Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2023	FY 2023
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Sep '23 Sep 30, 2023	Jun '23 Jun 30, 2023
Cash & Equivalents	207.84	143.8	138.53	181.91	227.5
Securities and Investments	34.5	31.01	27.44	33.34	37.22
Other Earning Assets	585.82	241.63	81.6	315.54	405.21
Net Loans	3,500	3,378	4,020	4,132	3,572
Other Intangible Assets	126.28	128.44	102.84	307.78	296.36
Long-Term Investments	161.42	161.56	133.32	136.11	122.4
Other Non-Earning Assets	3,154	6,057	7,937	7,673	7,723
Total Assets	7,770	10,142	12,441	12,799	12,383
Short-Term Borrowings	2,789	2,035	2,102	2,461	2,507
Accounts Payable	171.64	188.05	207.48	168.3	159.66
Accrued Expenses	3.63	43.17	54.29	64.78	26.38
Long-Term Debt	3,074	5,605	7,023	7,259	6,843
Other Liabilities	79.88	326.68	407.58	145.71	135.77
Total Liabilities	6,118	8,198	9,794	10,100	9,672
Preferred Stock	111.38	111.38	111.38	111.38	111.38
Common Stock	0.02	0.02	0.02	0.02	0.02
Additional Paid-in Capital	2,264	2,250	2,322	2,318	2,314
Accumulated Other Comprehensive Income	-24.2	-18.55	-17.86	-5.93	-9.28
Retained Earnings	-807.52	-505.09	124.41	168.54	187.14
Total Common Shareholders' Equity	1,544	1,838	2,540	2,592	2,603
Minority Interest	107.6	106.06	106.83	107.67	108.32
Shareholders' Equity	1,643	1,936	2,638	2,691	2,703
Total Liabilities & Equity	7,770	10,142	12,441	12,799	12,383
Total Debt	3,074	5,605	7,023	7,259	6,843
Net Cash (Debt)	-3,074	-5,605	-7,023	-7,259	-6,843
Net Cash Per Share	-18.38	-32.88	-47.27	-	-
Book Value	1,544	1,838	2,540	2,592	2,603
Book Value Per Share	9.23	10.78	17.10	-	-
Tangible Book Value	1,418	1,710	2,437	2,284	2,307
Tangible Book Value Per Share	8.48	10.03	16.40	-	-

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q