River City Bank (RCBC)

NASDAQ: RCBC · Real-Time Price · USD

52.75

-0.43 (-0.81%)

At close: Sep 16, 2026, 4:00 PM EDT

52.80

+0.05 (0.09%)

After-hours: Sep 16, 2026, 6:08 PM EDT

River City Bank Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	154.93	139.57	143.75	121.15	100.15	92.8
Revenue Growth	7.78%	-2.90%	18.65%	20.97%	7.92%	26.35%
Net Income	78.26	68.42	73.4	60.34	47.82	44.48
Earnings Per Share	5.41	4.69	4.99	4.05	3.22	3.01
EPS Growth	8.39%	-5.98%	23.23%	25.67%	6.90%	39.67%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	437.65	536.75	277.39	661.39	281.2	204.28
Total Debt	-	26.57	51.73	51.63	101.53	12.91
Net Cash (Debt)	437.65	510.19	225.66	609.76	179.67	191.37
Net Cash Growth	93.94%	126.08%	-62.99%	239.38%	-6.12%	17.95%
Net Cash Per Share	30.24	34.98	15.34	40.92	12.11	12.97

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	77.29	76.48	61.92	70.23	64.49	53.95
Capital Expenditures	-1.29	-1.01	-0.67	-0.3	-1.15	-0.49
Free Cash Flow	76	75.47	61.25	69.93	63.34	53.46
Free Cash Flow Growth	24.09%	23.22%	-12.42%	10.40%	18.48%	18.52%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	50.51%	49.02%	51.06%	49.80%	47.75%	47.92%
FCF Margin	49.06%	54.07%	42.61%	57.72%	63.25%	57.61%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	0.200	0.170	0.151	0.142	0.134
Dividend Per Share Growth	21.02%	12.58%	6.34%	5.97%	-
Dividend Yield	0.38%	0.39%	0.49%	0.64%	0.57%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.75	9.30	6.18	5.51	7.47	9.04
P/FCF Ratio	9.71	8.43	7.41	4.75	5.64	7.52
PS Ratio	4.76	4.56	3.16	2.74	3.56	4.33