River City Bank (RCBC)
NASDAQ: RCBC · Real-Time Price · USD
57.75
+1.05 (1.85%)
Oct 27, 2026, 10:37 AM EDT - Market open
River City Bank Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 68.42 | 73.4 | 60.34 | 47.82 | 44.48 |
Depreciation & Amortization | -3.75 | -7.68 | 0.76 | 4.48 | 6.6 |
Gain (Loss) on Sale of Investments | 69.4 | -19.84 | 20.93 | -115.8 | -20.66 |
Total Asset Writedown | - | - | - | -0.68 | 0.11 |
Provision for Credit Losses | -55.94 | 23.48 | -10.55 | 123.87 | 22.99 |
Accrued Interest Receivable | 0.18 | -4.63 | -4.61 | -2.96 | 1.08 |
Change in Other Net Operating Assets | -3.11 | -2.65 | -1.74 | 7.82 | 1.73 |
Other Operating Activities | -1.57 | -1.28 | -3.56 | -3.42 | -2.28 |
Operating Cash Flow | 76.48 | 61.92 | 70.23 | 64.49 | 53.95 |
Operating Cash Flow Growth | 23.52% | -11.83% | 8.90% | 19.54% | 17.36% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.01 | -0.67 | -0.3 | -1.15 | -0.49 |
Sale of Property, Plant and Equipment | - | - | - | 0.96 | - |
Investment in Securities | 19.11 | -14.54 | -29.12 | 50.38 | -47.99 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -353.85 | -587.89 | -447.28 | -503.24 | -305.85 |
Other Investing Activities | - | - | - | 40 | -40 |
Investing Cash Flow | -335.75 | -603.1 | -476.69 | -413.04 | -394.32 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | 92 | - |
Long-Term Debt Repaid | -25 | - | -50 | - | -5 |
Net Debt Issued (Repaid) | -25 | - | -50 | 92 | -5 |
Repurchase of Common Stock | -7.43 | -5.97 | -4.54 | - | -0.29 |
Common Dividends Paid | -2.34 | -2.18 | -2.09 | -1.96 | -1.86 |
Total Dividends Paid | -2.34 | -2.18 | -2.09 | -1.96 | -1.86 |
Net Increase (Decrease) in Deposit Accounts | 693.8 | 133.85 | 878.36 | 116.29 | 315.57 |
Other Financing Activities | -70.96 | 15.11 | -12.82 | 127.76 | - |
Financing Cash Flow | 588.07 | 140.81 | 808.91 | 334.09 | 308.42 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 328.81 | -400.37 | 402.44 | -14.47 | -31.96 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 75.47 | 61.25 | 69.93 | 63.34 | 53.46 |
Free Cash Flow Growth | 23.22% | -12.42% | 10.40% | 18.48% | 18.52% |
Free Cash Flow Margin | 54.07% | 42.61% | 57.72% | 63.25% | 57.61% |
Free Cash Flow Per Share | 5.17 | 4.16 | 4.69 | 4.27 | 3.62 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 140.2 | 144.69 | 86.94 | 18.18 | 12.45 |
Cash Income Tax Paid | 27.59 | 33.48 | 27.84 | 21.23 | 20.96 |