River City Bank (RCBC)
NASDAQ: RCBC · Real-Time Price · USD
57.75
+1.05 (1.85%)
Oct 27, 2026, 10:37 AM EDT - Market open
River City Bank Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 485.87 | 477.47 | 148.67 | 549.03 | 146.59 | 161.06 |
Investment Securities | 1,022 | 527.8 | 609.8 | 593.66 | 530.89 | 622.89 |
Trading Asset Securities | 149.28 | 59.28 | 128.73 | 112.36 | 134.61 | 3.22 |
Mortgage-Backed Securities | - | 173.71 | 102.96 | 92.61 | 106.68 | 134.99 |
Total Investments | 1,171 | 760.8 | 841.49 | 798.63 | 772.18 | 761.1 |
Gross Loans | 4,850 | 4,618 | 4,265 | 3,678 | 3,239 | 2,737 |
Allowance for Loan Losses | -111.75 | -103.8 | -102.16 | -96.05 | -84.01 | -65 |
Other Adjustments to Gross Loans | -118.18 | -38.54 | -96.46 | -80.52 | -111.19 | -7.05 |
Net Loans | 4,620 | 4,476 | 4,066 | 3,502 | 3,044 | 2,665 |
Property, Plant & Equipment | 10.53 | 12.15 | 12.18 | 12.57 | 13.33 | 14.82 |
Accrued Interest Receivable | 25.2 | 23.21 | 23.39 | 16.67 | 12.06 | 9.11 |
Long-Term Deferred Tax Assets | 31.29 | 26.97 | 26.57 | 25.2 | 25.61 | 20.68 |
Other Long-Term Assets | 38.08 | 10.45 | 10.25 | 13.4 | 12.73 | 9.99 |
Total Assets | 6,382 | 5,802 | 5,144 | 4,932 | 4,041 | 3,657 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 4,712 | 3,489 | 2,815 | 2,659 | 2,293 | 2,470 |
Institutional Deposits | - | 726.29 | 804.62 | 821.76 | 272.15 | 66.37 |
Non-Interest Bearing Deposits | 901.37 | 932.8 | 834.97 | 839.64 | 877.13 | 789.99 |
Total Deposits | 5,614 | 5,148 | 4,455 | 4,321 | 3,442 | 3,326 |
Current Portion of Long-Term Debt | - | 25 | 50 | 50 | 100 | 8 |
Current Portion of Leases | - | 0.56 | - | - | - | - |
Accrued Interest Payable | 3.58 | 5.15 | 4.93 | 7.16 | 0.99 | 0.45 |
Other Current Liabilities | 149.59 | 59.09 | 130.05 | 114.94 | 127.76 | - |
Long-Term Debt | - | - | - | - | - | 2.18 |
Long-Term Leases | - | 1 | 1.73 | 1.63 | 1.53 | 2.72 |
Other Long-Term Liabilities | 23.78 | 14.26 | 17.56 | 19.89 | 15.73 | 8.98 |
Total Liabilities | 5,791 | 5,253 | 4,659 | 4,514 | 3,688 | 3,348 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 590.87 | 28.34 | 33.28 | 37.28 | 40.06 | 37.75 |
Retained Earnings | - | 513.52 | 447.57 | 376.35 | 318.11 | 272.24 |
Comprehensive Income & Other | - | 6.63 | 3.89 | 4.1 | -5.16 | -1.63 |
Total Common Equity | 590.87 | 548.49 | 484.74 | 417.73 | 353.01 | 308.36 |
Shareholders' Equity | 590.87 | 548.49 | 484.74 | 417.73 | 353.01 | 308.36 |
Total Liabilities & Equity | 6,382 | 5,802 | 5,144 | 4,932 | 4,041 | 3,657 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | 26.57 | 51.73 | 51.63 | 101.53 | 12.91 |
Net Cash (Debt) | 635.15 | 510.19 | 225.66 | 609.76 | 179.67 | 191.37 |
Net Cash Growth | 59.45% | 126.08% | -62.99% | 239.38% | -6.12% | 17.95% |
Net Cash Per Share | 45.38 | 34.98 | 15.34 | 40.92 | 12.11 | 12.97 |
Filing Date Shares Outstanding | 13.99 | 14.27 | 14.4 | 14.53 | 14.63 | 14.53 |
Total Common Shares Outstanding | 13.99 | 14.27 | 14.4 | 14.53 | 14.63 | 14.53 |
Book Value Per Share | 42.22 | 38.43 | 33.65 | 28.75 | 24.13 | 21.23 |
Tangible Book Value | 590.87 | 548.49 | 484.74 | 417.73 | 353.01 | 308.36 |
Tangible Book Value Per Share | 42.22 | 38.43 | 33.65 | 28.75 | 24.13 | 21.23 |