Regional Management Corp. (RM)
NYSE: RM · Real-Time Price · USD
30.99
+0.76 (2.51%)
Oct 1, 2026, 4:00 PM EDT - Market closed
Regional Management Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Revenue | 45.56 | 45.57 | 40.7 | 44.53 | 43.5 | 35.48 |
Other Revenue | 602.28 | 578.95 | 528.89 | 489.7 | 450.85 | 382.54 |
| 647.84 | 624.52 | 569.59 | 534.23 | 494.36 | 418.03 | |
Revenue Growth | 9.54% | 9.64% | 6.62% | 8.06% | 18.26% | 14.98% |
Cost of Revenue | 260.73 | 245.43 | 212.2 | 220.03 | 185.12 | 89.02 |
Gross Profit | 387.11 | 379.09 | 357.39 | 314.19 | 309.24 | 329.01 |
Selling, General & Admin | 258.7 | 257.58 | 247.7 | 243.12 | 222.53 | 195.51 |
Other Operating Expenses | -22.65 | -21.08 | -18.91 | -17.17 | -12.83 | -10.33 |
Operating Expenses | 236.05 | 236.5 | 228.78 | 225.95 | 209.7 | 185.19 |
Operating Income | 151.06 | 142.59 | 128.61 | 88.25 | 99.54 | 143.82 |
Interest Expense | -90.53 | -84.81 | -74.53 | -67.46 | -34.22 | -31.35 |
Pretax Income | 60.53 | 57.78 | 54.08 | 20.78 | 65.32 | 112.47 |
Income Tax Expense | 13.71 | 13.37 | 12.85 | 4.83 | 14.1 | 23.79 |
Net Income | 46.82 | 44.41 | 41.23 | 15.96 | 51.22 | 88.69 |
Net Income to Common | 46.82 | 44.41 | 41.23 | 15.96 | 51.22 | 88.69 |
Net Income Growth | 34.83% | 7.73% | 158.35% | -68.85% | -42.24% | 231.79% |
Shares Outstanding (Basic) | 9 | 9 | 10 | 9 | 9 | 10 |
Shares Outstanding (Diluted) | 10 | 10 | 10 | 10 | 10 | 11 |
Shares Change | -1.88% | 0.27% | 3.79% | -0.65% | -9.27% | -4.50% |
EPS (Basic) | 5.10 | 4.71 | 4.28 | 1.70 | 5.51 | 8.84 |
EPS (Diluted) | 4.76 | 4.45 | 4.14 | 1.66 | 5.30 | 8.33 |
EPS Growth | 37.14% | 7.49% | 149.40% | -68.68% | -36.38% | 247.08% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 323.47 | 304.31 | 263.87 | 244.47 | 218.46 | 185.43 |
Free Cash Flow Per Share | 32.90 | 30.48 | 26.50 | 25.48 | 22.62 | 17.42 |
Dividend Per Share | 1.200 | 1.200 | 1.200 | 1.200 | 1.200 | 0.950 |
Dividend Growth | 0% | 0% | 0% | 0% | 26.32% | 375.00% |
Gross Margin | 59.75% | 60.70% | 62.74% | 58.81% | 62.55% | 78.71% |
Operating Margin | 23.32% | 22.83% | 22.58% | 16.52% | 20.14% | 34.41% |
Profit Margin | 7.23% | 7.11% | 7.24% | 2.99% | 10.36% | 21.22% |
Free Cash Flow Margin | 49.93% | 48.73% | 46.33% | 45.76% | 44.19% | 44.36% |
EBITDA | 169.45 | 158.84 | 142.68 | 102.88 | 112.23 | 155.48 |
EBITDA Margin | 26.16% | 25.43% | 25.05% | 19.26% | 22.70% | 37.19% |
D&A For EBITDA | 18.38 | 16.25 | 14.07 | 14.63 | 12.69 | 11.65 |
EBIT | 151.06 | 142.59 | 128.61 | 88.25 | 99.54 | 143.82 |
EBIT Margin | 23.32% | 22.83% | 22.58% | 16.52% | 20.14% | 34.41% |
Effective Tax Rate | 22.65% | 23.13% | 23.76% | 23.22% | 21.58% | 21.15% |
Revenue as Reported | 670.49 | 645.6 | 588.5 | 551.4 | 507.19 | 428.35 |