Repay Holdings Corporation (RPAY)
NASDAQ: RPAY · Real-Time Price · USD
3.900
+0.080 (2.09%)
Oct 5, 2026, 4:00 PM EDT - Market closed
Repay Holdings Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Revenue Revenue Growth | 337.81 | 312.73 | 309.26 | 308.95 | 310.37 | 309.65 | 313.04 | 310.76 | 305.93 | 302.81 | 296.63 | 293.31 | 290.55 | 286.2 | 279.23 | 268.75 | 258.32 | 239.3 | 219.26 | 198.5 |
Revenue Growth | 8.84% | 1.00% | -1.21% | -0.58% | 1.45% | 2.26% | 5.53% | 5.95% | 5.29% | 5.80% | 6.23% | 9.14% | 12.47% | 19.60% | 27.35% | 35.39% | 47.61% | 46.73% | 41.42% | 34.82% |
Gross Profit Gross Profit Growth | 248.25 | 234.84 | 232.02 | 233.39 | 237.16 | 238.52 | 241.41 | 240.42 | 235.54 | 231.9 | 226.92 | 225.98 | 224.21 | 219.97 | 214.4 | 203.82 | 194.74 | 179.73 | 163.77 | 146.56 |
Operating Income Operating Income Growth | -10.56 | -8.42 | -12.03 | -8.92 | -6.59 | -8.89 | -7.77 | -9.06 | -13.71 | -20 | -25.59 | -38.84 | -37.39 | -40.69 | -42.41 | -39.03 | -49.13 | -49.64 | -45.97 | -37.57 |
Net Income Net Income Growth | -167.45 | -258.72 | -256.72 | -120.73 | -111.07 | -12.89 | -10.16 | -79.33 | -88.74 | -89.31 | -110.49 | -43.88 | -31.86 | -27.21 | 12.84 | 3.75 | -8.36 | -20.64 | -50.08 | -43.54 |
Earnings Per Share EPS Growth | -2.03 | -3.08 | -3.00 | -1.39 | -1.25 | -0.14 | -0.11 | -0.89 | -0.97 | -0.99 | -1.23 | -0.49 | -0.36 | -0.31 | 0.12 | 0.04 | -0.09 | -0.24 | -0.60 | -0.55 |
EPS Growth | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 |
Consumer Payments Consumer Payments Growth | 312.27 | 289.01 | 285.88 | 280.49 | 277.96 | 276.77 | 280.97 | 285.7 | 285.27 | 281.9 | 275.71 | 268.92 | 263.14 | 257.05 | 248.19 |
Business Payments Business Payments Growth | 53.95 | 50.42 | 48.41 | 51.3 | 54.59 | 54.23 | 52.92 | 45.45 | 39.82 | 39.06 | 38.06 | 40.5 | 42.28 | 42.38 | 42.6 |
Elimination of Intersegment Revenues Elimination of Intersegment Revenues Growth | -28.41 | -26.7 | -25.04 | -22.84 | -22.18 | -21.36 | -20.85 | -20.4 | -19.16 | -18.15 | -17.14 | -16.11 | -14.87 | -13.23 | -11.56 |
Total Total Growth | 337.81 | 312.73 | 309.26 | 308.95 | 310.37 | 309.65 | 313.04 | 310.76 | 305.93 | 302.81 | 296.63 | 293.31 | 290.55 | 286.2 | 279.23 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Cash & Investments Cash & Investments Growth | 83.66 | 43.77 | 115.69 | 95.69 | 162.62 | 165.47 | 189.53 | 168.72 | 147.09 | 128.32 | 118.1 | 117.73 | 103.78 | 91.74 | 64.9 | 63.55 | 60.37 | 65.32 | 50.05 | 116.49 |
Total Debt Total Debt Growth | 772.85 | 400.27 | 436.88 | 436.56 | 509.53 | 508.9 | 508.52 | 508.37 | 441.87 | 441.55 | 443.04 | 443.29 | 442.97 | 442.03 | 461.88 | 462.08 | 461.87 | 461.3 | 459.57 | 439.54 |
Net Cash (Debt) Net Cash Growth | -689.19 | -356.5 | -321.19 | -340.87 | -346.92 | -343.43 | -318.99 | -339.66 | -294.78 | -313.24 | -324.95 | -325.56 | -339.19 | -350.29 | -396.98 | -398.54 | -401.49 | -395.98 | -409.52 | -323.05 |
Net Cash Growth | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -8.34 | -4.25 | -3.75 | -3.91 | -3.92 | -3.84 | -3.55 | -3.75 | -3.23 | -3.45 | -3.61 | -3.64 | -3.82 | -3.94 | -3.59 | -3.79 | -4.53 | -4.59 | -4.92 | -4.09 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 112.61 | 105.43 | 91.11 | 102.05 | 129.88 | 127.79 | 150.09 | 150.7 | 118.61 | 107.58 | 103.61 | 90.58 | 87.95 | 81.3 | 74.22 | 74.24 | 63.52 | 62.31 | 53.33 | 53.26 |
Capital Expenditures CapEx Growth | -2.51 | -0.26 | -0.29 | -0.41 | -0.5 | -1.05 | -0.99 | -0.45 | -1.19 | -0.29 | -0.73 | -1.62 | -1.47 | -3.15 | -3.18 | -3.56 | -3.7 | -2.78 | -2.86 | -2.11 |
Free Cash Flow Free Cash Flow Growth | 110.09 | 105.17 | 90.83 | 101.64 | 129.38 | 126.74 | 149.1 | 150.25 | 117.42 | 107.29 | 102.88 | 88.97 | 86.48 | 78.15 | 71.05 | 70.68 | 59.82 | 59.54 | 50.47 | 51.15 |
Free Cash Flow Growth | -14.91% | -17.02% | -39.08% | -32.35% | 10.19% | 18.13% | 44.93% | 68.88% | 35.77% | 37.29% | 44.81% | 25.87% | 44.57% | 31.26% | 40.78% | 38.19% | 73.41% | 154.25% | 83.56% | 274.29% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Gross Margin | 73.49% | 75.09% | 75.02% | 75.54% | 76.41% | 77.03% | 77.12% | 77.36% | 76.99% | 76.58% | 76.50% | 77.04% | 77.17% | 76.86% | 76.78% | 75.84% | 75.39% | 75.11% | 74.69% | 73.83% |
Operating Margin | -3.13% | -2.69% | -3.89% | -2.89% | -2.12% | -2.87% | -2.48% | -2.92% | -4.48% | -6.61% | -8.63% | -13.24% | -12.87% | -14.22% | -15.19% | -14.52% | -19.02% | -20.74% | -20.97% | -18.93% |
Pretax Margin | -53.64% | -88.36% | -89.55% | -42.32% | -37.89% | -4.68% | -3.49% | -28.20% | -32.97% | -33.36% | -40.30% | -15.97% | -11.52% | -8.87% | 5.34% | -4.63% | -10.42% | -19.25% | -39.56% | -32.16% |
Profit Margin | -49.57% | -82.73% | -83.01% | -39.08% | -35.79% | -4.16% | -3.24% | -25.53% | -29.01% | -29.49% | -37.25% | -14.96% | -10.97% | -9.51% | 4.60% | 1.40% | -3.23% | -8.62% | -22.84% | -21.93% |
FCF Margin | 32.59% | 33.63% | 29.37% | 32.90% | 41.69% | 40.93% | 47.63% | 48.35% | 38.38% | 35.43% | 34.68% | 30.33% | 29.77% | 27.31% | 25.44% | 26.30% | 23.16% | 24.88% | 23.02% | 25.77% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 55.37 | 167.30 | - | - | - | - |
Forward PE | 4.29 | 2.94 | 3.98 | 5.80 | 5.53 | 6.32 | 7.89 | 8.44 | 11.01 | 11.56 | 9.84 | 8.96 | 9.04 | 8.17 | 9.26 | 7.75 | 13.51 | 15.70 | 19.89 | 27.57 |
P/FCF Ratio | 3.16 | 2.03 | 3.28 | 4.20 | 3.32 | 3.90 | 4.49 | 4.76 | 8.23 | 9.31 | 7.56 | 7.76 | 8.03 | 7.43 | 10.00 | 8.88 | 19.08 | 21.97 | 32.01 | 39.73 |
PS Ratio | 1.03 | 0.68 | 0.96 | 1.38 | 1.39 | 1.60 | 2.14 | 2.30 | 3.16 | 3.30 | 2.62 | 2.35 | 2.39 | 2.03 | 2.55 | 2.34 | 4.42 | 5.47 | 7.37 | 10.24 |