Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
204.79
-3.52 (-1.69%)
Jul 2, 2026, 4:00 PM EDT - Market closed
Royal Bank of Canada Income Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Apr '26 Apr 30, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Interest Income | 34,087 | 33,000 | 27,953 | 25,129 | 22,717 | 20,002 |
Net Interest Income Growth | 9.95% | 18.05% | 11.24% | 10.62% | 13.57% | -4.00% |
Non-Interest Income | 35,520 | 33,605 | 29,391 | 26,335 | 26,268 | 29,691 |
Non-Interest Income Growth | 14.16% | 14.34% | 11.60% | 0.26% | -11.53% | 12.70% |
Revenues Before Loan Losses | 69,607 | 66,605 | 57,344 | 51,464 | 48,985 | 49,693 |
Provision for Credit Losses | 3,890 | 4,362 | 3,232 | 2,468 | 484 | -753 |
| 65,717 | 62,243 | 54,112 | 48,996 | 48,501 | 50,446 | |
Revenue Growth (YoY) | 13.03% | 15.03% | 10.44% | 1.02% | -3.86% | 17.78% |
Compensation Expenses | 23,957 | 23,122 | 21,083 | 18,853 | 16,528 | 16,539 |
Selling, General & Admin | 8,214 | 8,143 | 8,236 | 7,432 | 6,246 | 5,852 |
Other Non-Interest Expenses | 5,335 | 5,327 | 4,931 | 4,528 | 5,618 | 7,424 |
Total Non-Interest Expense | 37,506 | 36,592 | 34,250 | 30,813 | 26,609 | 25,924 |
Pretax Income | 28,211 | 25,651 | 19,862 | 18,183 | 20,109 | 20,631 |
Provision for Income Taxes | 6,069 | 5,282 | 3,622 | 3,571 | 4,302 | 4,581 |
Net Income | 22,142 | 20,369 | 16,240 | 14,612 | 15,807 | 16,050 |
Minority Interest in Earnings | 4 | 7 | 10 | 7 | 13 | 12 |
Net Income to Common | 22,138 | 20,362 | 16,230 | 14,605 | 15,794 | 16,038 |
Net Income Growth | 21.52% | 25.46% | 11.13% | -7.53% | -1.52% | 40.29% |
Shares Outstanding (Basic) | 1,400 | 1,409 | 1,412 | 1,391 | 1,404 | 1,424 |
Shares Outstanding (Diluted) | 1,403 | 1,412 | 1,414 | 1,393 | 1,406 | 1,427 |
Shares Change (YoY) | -0.88% | -0.15% | 1.52% | -0.96% | -1.45% | -0.14% |
EPS (Basic) | 15.42 | 14.10 | 11.27 | 10.33 | 11.08 | 11.08 |
EPS (Diluted) | 15.39 | 14.07 | 11.25 | 10.32 | 11.06 | 11.06 |
EPS Growth | 22.53% | 25.07% | 9.01% | -6.69% | - | 41.43% |
Free Cash Flow | 71,255 | 52,977 | 20,859 | 23,349 | 19,442 | 58,858 |
Free Cash Flow Growth | 34.50% | 153.98% | -10.66% | 20.10% | -66.97% | -56.78% |
Free Cash Flow Per Share | 50.78 | 37.53 | 14.75 | 16.77 | 13.83 | 41.25 |
Dividends Per Share | 6.360 | 6.040 | 5.600 | 5.340 | 4.960 | 4.320 |
Dividend Growth | 5.30% | 7.86% | 4.87% | 7.66% | 14.82% | 0.70% |
Profit Margin | 33.69% | 32.73% | 30.01% | 29.82% | 32.59% | 31.82% |
FCF Margin | 108.43% | 85.11% | 38.55% | 47.65% | 40.09% | 116.67% |
Effective Tax Rate | 21.51% | 20.59% | 18.24% | 19.64% | 21.39% | 22.20% |