Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
203.48
-0.67 (-0.33%)
Sep 1, 2026, 4:00 PM EDT - Market closed

Royal Bank of Canada Financials Overview

Millions CAD. Fiscal year is Nov - Oct.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Revenue
67,15162,24354,11248,99648,50150,446
Revenue Growth
11.41%15.03%10.44%1.02%-3.86%17.78%
Net Income
22,18719,86815,90814,36915,54715,781
Earnings Per Share
15.8614.0711.2510.3211.0611.06
EPS Growth
19.98%25.07%9.01%-6.69%0%41.38%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Personal Banking
20,75019,85417,34215,47114,168-
Commercial Banking
8,8398,5627,3826,0325,324-
Wealth Management
24,35022,37819,62618,16116,89414,929
Insurance
1,2201,3211,2241,0103,5105,600
Capital Markets
15,78414,42612,01211,0519,94910,718
Corporate Support
21764-242-261-860100

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Cash & Investments
840,208804,819815,292808,846743,010684,562
Total Debt
505,803512,512501,299510,240462,220376,226
Net Cash (Debt)
334,405292,307313,993298,606280,790308,336
Net Cash Growth
14.61%-6.91%5.15%6.35%-8.93%16.20%
Net Cash Per Share
239.02207.08222.10214.43199.70216.11

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Operating Cash Flow
-83,606-50,865-68,457-17,911-86,591-27,832
Capital Expenditures
-2,348-2,243-2,280-2,730-2,500-2,186
Free Cash Flow
-85,954-53,108-70,737-20,641-89,091-30,018
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Profit Margin
33.04%31.92%29.40%29.33%32.05%31.28%
FCF Margin
-128.00%-85.32%-130.72%-42.13%-183.69%-59.50%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Dividend Per Share
4.9116.0405.6005.3404.9604.320
Dividend Per Share Growth
13.43%7.86%4.87%7.66%14.82%0.70%
Dividend Yield
2.41%3.00%3.51%5.27%4.50%3.98%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
18.0014.5314.9710.8011.2811.63
PS Ratio
5.894.644.403.173.623.64