Royal Bank of Canada Income Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 30, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Net Interest Income	34,087	33,000	27,953	25,129	22,717	20,002
Net Interest Income Growth	9.95%	18.05%	11.24%	10.62%	13.57%	-4.00%
Non-Interest Income	35,520	33,605	29,391	26,335	26,268	29,691
Non-Interest Income Growth	14.16%	14.34%	11.60%	0.26%	-11.53%	12.70%
Revenues Before Loan Losses	69,607	66,605	57,344	51,464	48,985	49,693
Provision for Credit Losses	3,890	4,362	3,232	2,468	484	-753
Revenue	65,717	62,243	54,112	48,996	48,501	50,446
Revenue Growth (YoY)	13.03%	15.03%	10.44%	1.02%	-3.86%	17.78%
Compensation Expenses	23,957	23,122	21,083	18,853	16,528	16,539
Selling, General & Admin	8,214	8,143	8,236	7,432	6,246	5,852
Other Non-Interest Expenses	5,335	5,327	4,931	4,528	5,618	7,424
Total Non-Interest Expense	37,506	36,592	34,250	30,813	26,609	25,924
Pretax Income	28,211	25,651	19,862	18,183	20,109	20,631
Provision for Income Taxes	6,069	5,282	3,622	3,571	4,302	4,581
Net Income	22,142	20,369	16,240	14,612	15,807	16,050
Minority Interest in Earnings	4	7	10	7	13	12
Net Income to Common	22,138	20,362	16,230	14,605	15,794	16,038
Net Income Growth	21.52%	25.46%	11.13%	-7.53%	-1.52%	40.29%
Shares Outstanding (Basic)	1,400	1,409	1,412	1,391	1,404	1,424
Shares Outstanding (Diluted)	1,403	1,412	1,414	1,393	1,406	1,427
Shares Change (YoY)	-0.88%	-0.15%	1.52%	-0.96%	-1.45%	-0.14%
EPS (Basic)	15.42	14.10	11.27	10.33	11.08	11.08
EPS (Diluted)	15.39	14.07	11.25	10.32	11.06	11.06
EPS Growth	22.53%	25.07%	9.01%	-6.69%	-	41.43%
Free Cash Flow	71,255	52,977	20,859	23,349	19,442	58,858
Free Cash Flow Growth	34.50%	153.98%	-10.66%	20.10%	-66.97%	-56.78%
Free Cash Flow Per Share	50.78	37.53	14.75	16.77	13.83	41.25
Dividends Per Share	6.360	6.040	5.600	5.340	4.960	4.320
Dividend Growth	5.30%	7.86%	4.87%	7.66%	14.82%	0.70%
Profit Margin	33.69%	32.73%	30.01%	29.82%	32.59%	31.82%
FCF Margin	108.43%	85.11%	38.55%	47.65%	40.09%	116.67%
EBITDA	2,957	3,079	2,981	2,854	2,652	2,592
EBITDA Margin	4.50%	4.95%	5.51%	5.82%	5.47%	5.14%
Effective Tax Rate	21.51%	20.59%	18.24%	19.64%	21.39%	22.20%

SEC Filings: 10-K · 10-Q