Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
213.25
+2.99 (1.42%)
Aug 12, 2026, 2:48 PM EDT - Market open

Royal Bank of Canada Financials Overview

Millions CAD. Fiscal year is Nov - Oct.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Revenue
65,71762,24354,11248,99648,50150,446
Revenue Growth
13.03%15.03%10.44%1.02%-3.86%17.78%
Net Income
22,13820,36216,23014,60515,79416,038
Earnings Per Share
15.3914.0711.2510.3211.0611.06
EPS Growth
22.53%25.07%9.01%-6.69%0%41.43%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Personal Banking
20,52519,85417,34215,47114,168-
Commercial Banking
8,7398,5627,3826,0325,324-
Wealth Management
23,45122,37819,62618,16116,89414,929
Insurance
1,2601,3211,2241,0103,5105,600
Capital Markets
15,33014,42612,01211,0519,94910,718
Corporate Support
30264-242-261-860100

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Cash & Investments
93,49387,388122,743133,075180,408193,484
Total Debt
13,49813,96113,54611,38610,0259,593
Net Cash (Debt)
79,99573,427109,197121,689170,383183,891
Net Cash Growth
-20.68%-32.76%-10.27%-28.58%-7.35%24.22%
Net Cash Per Share
57.0052.0277.2487.39121.18128.89

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Operating Cash Flow
73,39055,22023,13926,07921,94261,044
Capital Expenditures
-2,135-2,243-2,280-2,730-2,500-2,186
Free Cash Flow
71,25552,97720,85923,34919,44258,858
Free Cash Flow Growth
-9.62%153.98%-10.66%20.10%-66.97%-56.78%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Pretax Margin
42.93%41.21%36.71%37.11%41.46%40.90%
Profit Margin
33.69%32.73%30.01%29.82%32.59%31.82%
FCF Margin
108.43%85.11%38.55%47.65%40.09%116.67%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Dividend Per Share
4.7436.0405.6005.3404.9604.320
Dividend Per Share Growth
11.45%7.86%4.87%7.66%14.82%0.70%
Dividend Yield
2.22%3.04%2.79%3.60%3.93%3.50%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
18.8714.6014.9710.7311.4011.65
Forward PE
17.8813.9613.619.8210.8511.64
P/FCF Ratio
-5.4311.426.648.973.12
PS Ratio
6.064.624.403.173.593.64