Royal Bank of Canada (RY)

Royal Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan 31, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Cash & Equivalents	99,299	87,388	122,743	133,075	180,408	193,484
Securities and Investments	359,126	342,721	256,618	219,579	170,018	145,484
Short-Term Interbank Lending and Reverse Repurchase Agreements	279,800	309,683	350,803	340,191	317,845	307,903
Trading Assets	400,670	396,273	333,912	332,601	302,644	234,781
Gross Loans	1,062,280	1,049,520	987,417	857,777	823,718	721,664
Allowance for Loan Losses	-7,401	-7,093	-6,037	-5,004	-3,753	-4,089
Net Loans	1,054,880	1,042,420	981,380	852,773	819,965	717,575
Net Property, Plant & Equipment	6,723	6,819	6,852	6,749	7,214	7,424
Other Intangible Assets	7,343	7,402	7,798	5,903	6,083	4,471
Goodwill	19,255	19,405	19,286	12,594	12,277	10,854
Other Non-Earning Assets	115,296	112,893	92,190	103,066	100,765	84,347
Total Assets	2,342,390	2,325,010	2,171,580	2,006,530	1,917,220	1,706,320
Interest-bearing deposits	1,542,220	1,515,620	1,409,530	1,231,690	1,208,810	1,100,830
Total Deposits	1,542,220	1,515,620	1,409,530	1,231,690	1,208,810	1,100,830
Short-Term Interbank Borrowing and Repurchase Agreements	288,016	289,516	305,321	335,238	273,947	262,201
Trading Liabilities	218,540	233,844	199,049	176,280	189,002	129,280
Accounts Payable	-	-	-	21,745	17,872	19,873
Long-Term Debt	11,875	13,961	13,546	11,386	10,025	9,593
Other Liabilities	141,888	132,918	116,943	115,048	109,384	85,783
Total Liabilities	2,202,540	2,185,860	2,044,390	1,891,380	1,809,040	1,607,560
Preferred Stock	11,131	11,675	9,031	7,314	7,318	6,684
Common Stock	20,836	20,753	20,952	19,167	16,984	17,655
Retained Earnings	99,265	96,938	88,608	81,715	78,037	71,795
Total Common Shareholders' Equity	131,232	129,366	118,591	108,196	102,339	96,134
Minority Interest	57	59	-	-	-	-
Shareholders' Equity	131,289	129,425	118,591	108,196	102,339	96,134
Total Liabilities & Equity	2,342,390	2,325,010	2,162,980	1,999,580	1,911,380	1,703,700
Total Debt	11,875	13,961	13,546	11,386	10,025	9,593
Net Cash (Debt)	-11,875	-13,961	-13,546	-11,386	-10,025	-9,593
Net Cash Per Share	-8.44	-9.89	-9.58	-8.18	-7.13	-6.72
Book Value	131,232	129,366	118,591	108,196	102,339	96,134
Book Value Per Share	93.23	91.65	83.88	77.70	72.79	67.38
Tangible Book Value	104,634	102,559	91,507	89,699	83,979	80,809
Tangible Book Value Per Share	74.34	72.66	64.73	64.41	59.73	56.64

Updated Feb 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q