Royal Bank of Canada (RY)

Royal Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Cash & Equivalents	-	34,024	54,723	58,989	70,397	111,846
Investment Securities	-	700,923	671,642	628,656	593,697	530,932
Trading Asset Securities	-	410,748	343,746	338,580	246,757	185,175
Mortgage-Backed Securities	-	2,674	2,634	2,701	2,888	2,747
Total Investments	-	1,114,345	1,018,022	969,937	843,342	718,854
Gross Loans	-	1,050,069	987,934	858,306	824,327	722,366
Allowance for Loan Losses	-	-7,093	-6,037	-5,004	-3,753	-4,089
Net Loans	-	1,042,976	981,897	853,302	820,574	718,277
Property, Plant & Equipment	-	6,819	6,852	6,749	7,214	7,424
Goodwill	-	19,405	19,286	12,594	12,277	10,854
Other Intangible Assets	-	7,402	7,798	5,903	6,083	4,471
Accrued Interest Receivable	-	8,342	7,904	7,774	4,703	2,195
Other Receivables	-	18,390	15,150	21,407	19,223	13,342
Restricted Cash	-	30,418	22,475	23,104	27,634	16,541
Other Current Assets	-	22,664	17,126	35,859	97,235	89,460
Long-Term Deferred Tax Assets	-	4,486	4,328	3,116	1,472	2,011
Other Long-Term Assets	-	15,735	16,021	7,797	7,065	11,048
Total Assets	-	2,325,006	2,171,582	2,006,531	1,917,219	1,706,323

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Accounts Payable	-	1,663	1,475	1,580	1,292	1,867
Accrued Expenses	-	23,061	20,051	17,154	19,965	15,801
Interest Bearing Deposits	-	596,937	541,163	458,490	989,652	461,937
Institutional Deposits	-	704,000	670,000	586,000	-	416,000
Non-Interest Bearing Deposits	-	214,679	198,368	187,197	219,162	222,894
Total Deposits	-	1,515,616	1,409,531	1,231,687	1,208,814	1,100,831
Short-Term Borrowings	-	20,496	13,996	16,223	19,647	7,916
Current Portion of Long-Term Debt	-	289,935	304,855	334,959	273,111	261,721
Current Portion of Leases	-	694	709	653	654	631
Current Income Taxes Payable	-	2,852	2,398	2,962	2,136	3,403
Accrued Interest Payable	-	11,784	13,226	10,936	5,019	2,178
Other Current Liabilities	-	74,712	57,450	83,691	83,286	77,915
Long-Term Debt	-	197,495	177,775	154,294	164,352	101,512
Long-Term Leases	-	3,892	3,964	4,111	4,456	4,446
Long-Term Unearned Revenue	-	4,277	4,149	3,830	3,660	3,518
Pension & Post-Retirement Benefits	-	1,966	1,924	1,611	1,668	2,038
Long-Term Deferred Tax Liabilities	-	484	542	426	439	74
Other Long-Term Liabilities	-	36,928	32,345	27,267	20,545	23,710
Total Liabilities	-	2,185,855	2,044,390	1,891,384	1,809,044	1,607,561

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Preferred Stock, Redeemable	-	-	-	23	23	23
Preferred Stock, Non-Redeemable	-	8,593	5,370	4,000	4,000	4,000
Preferred Stock, Convertible	-	3,050	3,650	3,300	3,300	2,700
Preferred Stock, Other	-	32	11	-9	-5	-39
Total Preferred Equity	11,138	11,675	9,031	7,314	7,318	6,684
Common Stock	-	20,753	20,952	19,167	16,984	17,655
Retained Earnings	-	96,938	88,608	81,715	78,037	71,795
Comprehensive Income & Other	-	9,726	8,498	6,852	5,725	2,533
Total Common Equity	129,579	127,417	118,058	107,734	100,746	91,983
Minority Interest	-	59	103	99	111	95
Shareholders' Equity	140,773	139,151	127,192	115,147	108,175	98,762
Total Liabilities & Equity	-	2,325,006	2,171,582	2,006,531	1,917,219	1,706,323

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Total Debt	483,079	512,512	501,299	510,240	462,220	376,226
Net Cash (Debt)	311,135	292,307	313,993	298,606	280,790	308,336
Net Cash Growth	6.63%	-6.91%	5.15%	6.35%	-8.93%	16.20%
Net Cash Per Share	222.39	207.08	222.10	214.43	199.70	216.11
Filing Date Shares Outstanding	1,387	1,400	1,415	1,407	1,383	1,425
Total Common Shares Outstanding	1,387	1,400	1,415	1,401	1,383	1,425
Book Value Per Share	93.28	91.00	83.46	76.92	72.85	64.57
Tangible Book Value	103,044	100,610	90,974	89,237	82,386	76,658
Tangible Book Value Per Share	74.18	71.86	64.32	63.72	59.57	53.81

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Aug 27, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Data Sources Report a data error