Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
161.26
-1.71 (-1.05%)
Mar 13, 2026, 4:00 PM EDT - Market closed
Royal Bank of Canada Cash Flow Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jan '26 Jan 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Income | 21,023 | 20,369 | 16,240 | 14,612 | 15,807 | 16,050 |
Depreciation & Amortization | 3,015 | 3,079 | 2,981 | 2,854 | 2,652 | 2,592 |
Provision for Credit Losses | 4,402 | 4,362 | 3,232 | 2,468 | 484 | -753 |
Net Change in Loans Held-for-Sale | -49,082 | -62,098 | -55,007 | -34,688 | -102,653 | -54,987 |
Other Adjustments | -285 | -421 | -1,654 | -1,082 | 318 | 277 |
Changes in Trading Assets | -57,568 | -62,361 | 4,089 | -30,120 | -67,829 | 14,783 |
Changes in Securities Borrowed | 651 | 41,120 | -10,168 | -22,346 | -9,942 | 5,112 |
Changes in Trading Liabilities | 24,914 | 18,990 | -17,261 | 48,979 | 71,468 | -21,962 |
Changes in Accounts Payable | 2,008 | -107 | -304 | -2,444 | 4,612 | 35 |
Changes in Other Operating Activities | 112,886 | 92,287 | 80,991 | 47,846 | 107,025 | 99,897 |
Operating Cash Flow | 61,964 | 55,220 | 23,139 | 26,079 | 21,942 | 61,044 |
Operating Cash Flow Growth | 10.78% | 138.64% | -11.27% | 18.85% | -64.05% | -56.03% |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -5,149 | 15,656 | 5,066 | 18,743 | -28,373 | -40,618 |
Net Change in Securities and Investments | -71,883 | -81,982 | -10,972 | -45,990 | -23,821 | -14,622 |
Payments for Business Acquisitions | - | - | -12,716 | - | -2,047 | - |
Proceeds from Business Divestments | - | - | 15 | 1,712 | -313 | 78 |
Capital Expenditures | -2,159 | -2,243 | -2,280 | -2,730 | -2,500 | -2,186 |
Investing Cash Flow | -79,191 | -68,569 | -20,887 | -28,265 | -57,054 | -57,348 |
Long-Term Debt Issued | 2,237 | 2,991 | 3,250 | 1,500 | 1,000 | 2,750 |
Long-Term Debt Repaid | -4,581 | -3,538 | -2,136 | -825 | -821 | -3,121 |
Net Long-Term Debt Issued (Repaid) | -2,345 | -547 | 1,114 | 675 | 179 | -371 |
Issuance of Common Stock | 11,422 | 10,771 | 6,876 | 4,239 | 5,525 | 4,853 |
Repurchase of Common Stock | -14,737 | -13,495 | -6,667 | -4,075 | -11,127 | -4,743 |
Net Common Stock Issued (Repurchased) | -3,315 | -2,724 | 209 | 164 | -5,602 | 110 |
Issuance of Preferred Stock | 4,910 | 4,945 | 2,702 | - | 749 | 2,245 |
Repurchase of Preferred Stock | -4,200 | -2,350 | -1,021 | - | -155 | -1,475 |
Net Preferred Stock Issued (Repurchased) | 710 | 2,595 | 1,681 | - | 594 | 770 |
Common Dividends Paid | -8,996 | -8,800 | -6,637 | -5,549 | -6,960 | -6,420 |
Other Financing Activities | 7,305 | 2,765 | -4,513 | -5,123 | 9,604 | -17 |
Financing Cash Flow | -6,761 | -6,711 | -8,146 | -9,833 | -2,185 | -5,928 |
Effect of Exchange Rate Changes on Cash and Cash Equivalents | -986 | 361 | 628 | 1,611 | -4,152 | -2,810 |
Net Cash Flow | -24,974 | -19,699 | -5,266 | -10,408 | -41,449 | -5,042 |
Free Cash Flow | 59,805 | 52,977 | 20,859 | 23,349 | 19,442 | 58,858 |
Free Cash Flow Growth | 12.89% | 153.98% | -10.66% | 20.10% | -66.97% | -56.78% |
FCF Margin | 94.29% | 85.11% | 38.55% | 47.65% | 40.09% | 116.68% |
Free Cash Flow Per Share | 42.49 | 37.53 | 14.75 | 16.77 | 13.83 | 41.25 |
Levered Free Cash Flow | 102,420 | 110,580 | 75,392 | 57,319 | 121,459 | 113,938 |
Unlevered Free Cash Flow | 83,747 | 90,765 | 58,048 | 42,039 | 105,486 | 98,271 |
Updated Feb 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.