Safety Insurance Group, Inc. (SAFT)

NASDAQ: SAFT · Real-Time Price · USD

104.38

+0.13 (0.12%)

Nov 4, 2026, 9:44 AM EST - Market open

Safety Insurance Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,286	1,264	1,120	930.96	797.56	884.91
Revenue Growth	7.21%	12.83%	20.31%	16.73%	-9.87%	4.57%
Operating Income	89.94	128.21	90.38	25.24	60.11	164.79
Net Income	69.2	99.71	71.05	18.96	46.36	131.29
Earnings Per Share	4.66	6.70	4.78	1.28	3.15	8.80
EPS Growth	-18.68%	40.17%	273.44%	-59.37%	-64.20%	-4.14%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	67.92	73.9	58.97	38.15	25.3	63.6
Total Debt	59.77	61.86	45.73	49.76	58.34	57.12
Net Cash (Debt)	8.15	12.04	13.24	-11.6	-33.04	6.49
Net Cash Growth	41.60%	-9.07%	-	-	-	-
Net Cash Per Share	0.56	0.82	0.90	-0.79	-2.25	0.43

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	180.3	194.5	128.69	52.11	44.33	141.39
Capital Expenditures	-4.58	-2.51	-4.37	-1.78	-2.09	-8.23
Free Cash Flow	175.72	191.99	124.32	50.33	42.23	133.17
Free Cash Flow Growth	10.81%	54.43%	147.01%	19.17%	-68.28%	33.82%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	6.99%	10.15%	8.07%	2.71%	7.54%	18.62%
Pretax Margin	6.80%	10.02%	8.02%	2.62%	7.47%	18.56%
Profit Margin	5.38%	7.89%	6.34%	2.04%	5.81%	14.84%
FCF Margin	13.66%	15.19%	11.10%	5.41%	5.29%	15.05%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.680	3.640	3.600	3.600	3.600	3.600
Dividend Per Share Growth	1.66%	1.11%	0%	0%	0%	0%
Dividend Yield	3.53%	4.59%	4.37%	4.74%	4.29%	4.19%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	22.39	11.64	17.21	59.29	26.79	9.70
Forward PE	-	17.08	17.08	17.08	17.08	17.08
P/FCF Ratio	8.71	6.04	9.84	22.33	29.40	9.57
PS Ratio	1.19	0.92	1.09	1.21	1.56	1.44