Safety Insurance Group, Inc. (SAFT)

NASDAQ: SAFT · Real-Time Price · USD

103.69

+0.05 (0.05%)

Aug 27, 2026, 10:44 AM EDT - Market open

Safety Insurance Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,522	1,160	1,223	1,124	1,242	1,274
Market Cap Growth	38.94%	-5.09%	8.77%	-9.48%	-2.52%	9.80%
Enterprise Value	1,514	1,147	1,207	1,144	1,262	1,287

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	22.24	11.64	17.21	59.29	26.79	9.70
PS Ratio	1.18	0.92	1.09	1.21	1.56	1.44
PB Ratio	1.74	1.30	1.48	1.40	1.53	1.37
P/FCF Ratio	8.66	6.04	9.84	22.33	29.40	9.57
P/OCF Ratio	8.44	5.97	9.50	21.57	28.02	9.01

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.18	0.91	1.08	1.23	1.58	1.45
EV/EBITDA Ratio	15.84	8.49	12.09	35.53	18.92	7.49
EV/EBIT Ratio	16.83	8.94	13.35	45.32	21.00	7.81
EV/FCF Ratio	8.61	5.97	9.71	22.72	29.89	9.66

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.07	0.07	0.06	0.06	0.07	0.06
Debt / EBITDA Ratio	0.60	0.45	0.44	1.37	0.82	0.32
Debt / FCF Ratio	0.34	0.32	0.37	0.99	1.38	0.43
Net Debt / Equity Ratio	-0.01	-0.01	-0.02	0.01	0.04	-0.01
Net Debt / EBITDA Ratio	-0.08	-0.09	-0.13	0.36	0.50	-0.04
Net Debt / FCF Ratio	-0.05	-0.06	-0.11	0.23	0.78	-0.05
Quick Ratio	0.27	0.27	0.27	0.27	0.24	0.26
Current Ratio	0.39	0.38	0.39	0.38	0.34	0.36
Asset Turnover	0.53	0.53	0.51	0.46	0.39	0.42
Return on Equity (ROE)	7.84%	11.54%	8.67%	2.34%	5.35%	14.43%
Return on Assets (ROA)	2.31%	3.38%	2.59%	0.78%	1.84%	4.94%
Return on Invested Capital (ROIC)	7.61%	10.99%	8.23%	2.26%	5.07%	13.59%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	4.55%	8.55%	5.79%	1.68%	3.75%	10.26%
FCF Yield	11.55%	16.55%	10.17%	4.48%	3.40%	10.45%
Dividend Yield	3.55%	4.79%	4.70%	5.32%	5.04%	5.19%
Payout Ratio	78.95%	54.27%	75.39%	282.34%	113.91%	41.32%
Buyback Yield / Dilution	0.71%	-0.19%	-0.05%	0.00%	1.44%	1.28%
Total Shareholder Return	4.26%	4.60%	4.65%	5.32%	6.48%	6.47%

SEC Filings: 10-K · 10-Q