Safety Insurance Group Statistics
Total Valuation
SAFT has a market cap or net worth of $1.53 billion. The enterprise value is $1.52 billion.
| Market Cap | 1.53B |
| Enterprise Value | 1.52B |
Important Dates
The next estimated earnings date is Monday, November 2, 2026, after market close.
| Earnings Date | Nov 2, 2026 |
| Ex-Dividend Date | Sep 1, 2026 |
Share Statistics
SAFT has 14.68 million shares outstanding. The number of shares has decreased by -0.71% in one year.
| Current Share Class | 14.68M |
| Shares Outstanding | 14.68M |
| Shares Change (YoY) | -0.71% |
| Shares Change (QoQ) | +0.41% |
| Owned by Insiders (%) | 2.22% |
| Owned by Institutions (%) | 75.95% |
| Float | 14.35M |
Valuation Ratios
The trailing PE ratio is 22.30.
| PE Ratio | 22.30 |
| Forward PE | n/a |
| PS Ratio | 1.19 |
| Forward PS | n/a |
| PB Ratio | 1.74 |
| P/TBV Ratio | 1.79 |
| P/FCF Ratio | 8.68 |
| P/OCF Ratio | 8.46 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.88, with an EV/FCF ratio of 8.64.
| EV / Earnings | 21.93 |
| EV / Sales | 1.18 |
| EV / EBITDA | 15.88 |
| EV / EBIT | 16.87 |
| EV / FCF | 8.64 |
Financial Position
The company has a current ratio of 0.39, with a Debt / Equity ratio of 0.07.
| Current Ratio | 0.39 |
| Quick Ratio | 0.27 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | 0.60 |
| Debt / FCF | 0.34 |
| Interest Coverage | 37.23 |
Financial Efficiency
Return on equity (ROE) is 7.84% and return on invested capital (ROIC) is 7.61%.
| Return on Equity (ROE) | 7.84% |
| Return on Assets (ROA) | 2.31% |
| Return on Invested Capital (ROIC) | 7.61% |
| Return on Capital Employed (ROCE) | 9.63% |
| Weighted Average Cost of Capital (WACC) | 5.08% |
| Revenue Per Employee | $2.26M |
| Profits Per Employee | $121,833 |
| Employee Count | 568 |
| Asset Turnover | 0.53 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SAFT has paid $18.91 million in taxes.
| Income Tax | 18.91M |
| Effective Tax Rate | 21.60% |
Stock Price Statistics
The stock price has increased by +47.99% in the last 52 weeks. The beta is 0.17, so SAFT's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +47.99% |
| 50-Day Moving Average | 103.45 |
| 200-Day Moving Average | 82.02 |
| Relative Strength Index (RSI) | 75.31 |
| Average Volume (20 Days) | 127,113 |
Short Selling Information
The latest short interest is 439,510, so 2.99% of the outstanding shares have been sold short.
| Short Interest | 439,510 |
| Short Previous Month | 430,071 |
| Short % of Shares Out | 2.99% |
| Short % of Float | 3.06% |
| Short Ratio (days to cover) | 3.37 |
Income Statement
In the last 12 months, SAFT had revenue of $1.29 billion and earned $69.20 million in profits. Earnings per share was $4.66.
| Revenue | 1.29B |
| Gross Profit | 98.34M |
| Operating Income | 89.94M |
| Pretax Income | 87.52M |
| Net Income | 69.20M |
| EBITDA | 95.54M |
| EBIT | 89.94M |
| Earnings Per Share (EPS) | $4.66 |
Balance Sheet
The company has $67.92 million in cash and $59.77 million in debt, with a net cash position of $8.15 million or $0.55 per share.
| Cash & Cash Equivalents | 67.92M |
| Total Debt | 59.77M |
| Net Cash | 8.15M |
| Net Cash Per Share | $0.55 |
| Equity (Book Value) | 876.65M |
| Book Value Per Share | 59.70 |
| Working Capital | -964.74M |
Cash Flow
In the last 12 months, operating cash flow was $180.30 million and capital expenditures -$4.58 million, giving a free cash flow of $175.72 million.
| Operating Cash Flow | 180.30M |
| Capital Expenditures | -4.58M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 20.00M |
| Free Cash Flow | 175.72M |
| FCF Per Share | $11.97 |
Margins
Gross margin is 7.65%, with operating and profit margins of 6.99% and 5.33%.
| Gross Margin | 7.65% |
| Operating Margin | 6.99% |
| Pretax Margin | 6.80% |
| Profit Margin | 5.33% |
| EBITDA Margin | 7.43% |
| EBIT Margin | 6.99% |
| FCF Margin | 13.66% |
Dividends & Yields
This stock pays an annual dividend of $3.68, which amounts to a dividend yield of 3.54%.
| Dividend Per Share | $3.68 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | 1.66% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 78.95% |
| FCF Payout Ratio | 30.74% |
| Buyback Yield | 0.71% |
| Shareholder Yield | 4.25% |
| Earnings Yield | 4.54% |
| FCF Yield | 11.52% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |