Safety Insurance Group Statistics
Total Valuation
SAFT has a market cap or net worth of $1.53 billion. The enterprise value is $1.54 billion.
| Market Cap | 1.53B |
| Enterprise Value | 1.54B |
Important Dates
The last earnings date was Wednesday, November 4, 2026, after market close.
| Earnings Date | Nov 4, 2026 |
| Ex-Dividend Date | Dec 1, 2026 |
Share Statistics
SAFT has 14.68 million shares outstanding. The number of shares has decreased by -1.11% in one year.
| Current Share Class | 14.68M |
| Shares Outstanding | 14.68M |
| Shares Change (YoY) | -1.11% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 2.22% |
| Owned by Institutions (%) | 81.88% |
| Float | 13.60M |
Valuation Ratios
The trailing PE ratio is 21.77.
| PE Ratio | 21.77 |
| Forward PE | n/a |
| PS Ratio | 1.19 |
| Forward PS | n/a |
| PB Ratio | 1.79 |
| P/TBV Ratio | 1.84 |
| P/FCF Ratio | 10.43 |
| P/OCF Ratio | 10.05 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.71, with an EV/FCF ratio of 10.45.
| EV / Earnings | 21.68 |
| EV / Sales | 1.19 |
| EV / EBITDA | 15.71 |
| EV / EBIT | 16.65 |
| EV / FCF | 10.45 |
Financial Position
The company has a current ratio of 0.37, with a Debt / Equity ratio of 0.07.
| Current Ratio | 0.37 |
| Quick Ratio | 0.25 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | 0.58 |
| Debt / FCF | 0.40 |
| Interest Coverage | 35.35 |
Financial Efficiency
Return on equity (ROE) is 8.01% and return on invested capital (ROIC) is 7.82%.
| Return on Equity (ROE) | 8.01% |
| Return on Assets (ROA) | 2.32% |
| Return on Invested Capital (ROIC) | 7.82% |
| Return on Capital Employed (ROCE) | 10.10% |
| Weighted Average Cost of Capital (WACC) | 5.15% |
| Revenue Per Employee | $2.27M |
| Profits Per Employee | $124,815 |
| Employee Count | 568 |
| Asset Turnover | 0.52 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SAFT has paid $19.37 million in taxes.
| Income Tax | 19.37M |
| Effective Tax Rate | 21.60% |
Stock Price Statistics
The stock price has increased by +36.08% in the last 52 weeks. The beta is 0.18, so SAFT's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +36.08% |
| 50-Day Moving Average | 103.87 |
| 200-Day Moving Average | 86.08 |
| Relative Strength Index (RSI) | 63.74 |
| Average Volume (20 Days) | 118,449 |
Short Selling Information
The latest short interest is 388,356, so 2.65% of the outstanding shares have been sold short.
| Short Interest | 388,356 |
| Short Previous Month | 362,484 |
| Short % of Shares Out | 2.65% |
| Short % of Float | 2.86% |
| Short Ratio (days to cover) | 3.38 |
Income Statement
In the last 12 months, SAFT had revenue of $1.29 billion and earned $70.90 million in profits. Earnings per share was $4.80.
| Revenue | 1.29B |
| Gross Profit | 104.60M |
| Operating Income | 92.31M |
| Pretax Income | 89.70M |
| Net Income | 70.90M |
| EBITDA | 97.83M |
| EBIT | 92.31M |
| Earnings Per Share (EPS) | $4.80 |
Balance Sheet
The company has $56.02 million in cash and $59.09 million in debt, with a net cash position of -$3.08 million or -$0.21 per share.
| Cash & Cash Equivalents | 56.02M |
| Total Debt | 59.09M |
| Net Cash | -3.08M |
| Net Cash Per Share | -$0.21 |
| Equity (Book Value) | 855.77M |
| Book Value Per Share | 58.29 |
| Working Capital | -1.01B |
Cash Flow
In the last 12 months, operating cash flow was $152.54 million and capital expenditures -$5.53 million, giving a free cash flow of $147.01 million.
| Operating Cash Flow | 152.54M |
| Capital Expenditures | -5.53M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 20.00M |
| Free Cash Flow | 147.01M |
| FCF Per Share | $10.01 |
Margins
Gross margin is 8.12%, with operating and profit margins of 7.17% and 5.46%.
| Gross Margin | 8.12% |
| Operating Margin | 7.17% |
| Pretax Margin | 6.97% |
| Profit Margin | 5.46% |
| EBITDA Margin | 7.60% |
| EBIT Margin | 7.17% |
| FCF Margin | 11.42% |
Dividends & Yields
This stock pays an annual dividend of $3.68, which amounts to a dividend yield of 3.52%.
| Dividend Per Share | $3.68 |
| Dividend Yield | 3.52% |
| Dividend Growth (YoY) | 1.10% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 76.68% |
| FCF Payout Ratio | 36.75% |
| Buyback Yield | 1.11% |
| Shareholder Yield | 4.63% |
| Earnings Yield | 4.59% |
| FCF Yield | 9.59% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 4.52% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |