Safety Insurance Group Statistics
Total Valuation
SAFT has a market cap or net worth of $1.52 billion. The enterprise value is $1.52 billion.
| Market Cap | 1.52B |
| Enterprise Value | 1.52B |
Important Dates
The next estimated earnings date is Tuesday, August 4, 2026, after market close.
| Earnings Date | Aug 4, 2026 |
| Ex-Dividend Date | Jun 1, 2026 |
Share Statistics
SAFT has 14.68 million shares outstanding. The number of shares has decreased by -0.31% in one year.
| Current Share Class | 14.68M |
| Shares Outstanding | 14.68M |
| Shares Change (YoY) | -0.31% |
| Shares Change (QoQ) | -1.20% |
| Owned by Insiders (%) | 2.22% |
| Owned by Institutions (%) | 75.19% |
| Float | 14.35M |
Valuation Ratios
The trailing PE ratio is 24.24.
| PE Ratio | 24.24 |
| Forward PE | n/a |
| PS Ratio | 1.19 |
| Forward PS | n/a |
| PB Ratio | 1.77 |
| P/TBV Ratio | 1.82 |
| P/FCF Ratio | 8.92 |
| P/OCF Ratio | 8.71 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 17.53, with an EV/FCF ratio of 8.95.
| EV / Earnings | 23.97 |
| EV / Sales | 1.19 |
| EV / EBITDA | 17.53 |
| EV / EBIT | 18.45 |
| EV / FCF | 8.95 |
Financial Position
The company has a current ratio of 0.37, with a Debt / Equity ratio of 0.07.
| Current Ratio | 0.37 |
| Quick Ratio | 0.25 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | 0.70 |
| Debt / FCF | 0.36 |
| Interest Coverage | 40.43 |
Financial Efficiency
Return on equity (ROE) is 7.39% and return on invested capital (ROIC) is 6.91%.
| Return on Equity (ROE) | 7.39% |
| Return on Assets (ROA) | 2.19% |
| Return on Invested Capital (ROIC) | 6.91% |
| Return on Capital Employed (ROCE) | 9.05% |
| Weighted Average Cost of Capital (WACC) | 5.33% |
| Revenue Per Employee | $2.25M |
| Profits Per Employee | $111,952 |
| Employee Count | 568 |
| Asset Turnover | 0.54 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SAFT has paid $17.56 million in taxes.
| Income Tax | 17.56M |
| Effective Tax Rate | 21.78% |
Stock Price Statistics
The stock price has increased by +47.26% in the last 52 weeks. The beta is 0.22, so SAFT's price volatility has been lower than the market average.
| Beta (5Y) | 0.22 |
| 52-Week Price Change | +47.26% |
| 50-Day Moving Average | 76.49 |
| 200-Day Moving Average | 75.44 |
| Relative Strength Index (RSI) | 85.97 |
| Average Volume (20 Days) | 346,524 |
Short Selling Information
The latest short interest is 308,126, so 2.10% of the outstanding shares have been sold short.
| Short Interest | 308,126 |
| Short Previous Month | 321,275 |
| Short % of Shares Out | 2.10% |
| Short % of Float | 2.15% |
| Short Ratio (days to cover) | 2.21 |
Income Statement
In the last 12 months, SAFT had revenue of $1.28 billion and earned $63.59 million in profits. Earnings per share was $4.26.
| Revenue | 1.28B |
| Gross Profit | 90.80M |
| Operating Income | 82.64M |
| Pretax Income | 80.59M |
| Net Income | 63.59M |
| EBITDA | 86.94M |
| EBIT | 82.64M |
| Earnings Per Share (EPS) | $4.26 |
Balance Sheet
The company has $54.83 million in cash and $61.10 million in debt, with a net cash position of -$6.27 million or -$0.43 per share.
| Cash & Cash Equivalents | 54.83M |
| Total Debt | 61.10M |
| Net Cash | -6.27M |
| Net Cash Per Share | -$0.43 |
| Equity (Book Value) | 855.75M |
| Book Value Per Share | 58.28 |
| Working Capital | -964.24M |
Cash Flow
In the last 12 months, operating cash flow was $174.29 million and capital expenditures -$4.02 million, giving a free cash flow of $170.27 million.
| Operating Cash Flow | 174.29M |
| Capital Expenditures | -4.02M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 20.00M |
| Free Cash Flow | 170.27M |
| FCF Per Share | $11.60 |
Margins
Gross margin is 7.11%, with operating and profit margins of 6.47% and 4.94%.
| Gross Margin | 7.11% |
| Operating Margin | 6.47% |
| Pretax Margin | 6.31% |
| Profit Margin | 4.94% |
| EBITDA Margin | 6.81% |
| EBIT Margin | 6.47% |
| FCF Margin | 13.33% |
Dividends & Yields
This stock pays an annual dividend of $3.68, which amounts to a dividend yield of 3.56%.
| Dividend Per Share | $3.68 |
| Dividend Yield | 3.56% |
| Dividend Growth (YoY) | 2.22% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 86.30% |
| Buyback Yield | 0.31% |
| Shareholder Yield | 3.87% |
| Earnings Yield | 4.19% |
| FCF Yield | 11.22% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |