Safety Insurance Group, Inc. (SAFT)

Safety Insurance Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	1,112	1,124	1,242	1,274	1,160	1,423
Market Cap Growth	10.23%	-9.48%	-2.52%	9.80%	-18.49%	13.82%
Enterprise Value	1,130	1,136	1,275	1,267	1,167	1,413
PE Ratio	21.59	59.55	26.67	9.75	8.40	14.29
PS Ratio	1.13	1.21	1.56	1.44	1.37	1.62
PB Ratio	1.38	1.40	1.53	1.37	1.31	1.76
P/FCF Ratio	28.10	22.33	29.40	9.57	11.66	13.84
P/OCF Ratio	25.34	21.57	28.01	9.01	10.60	12.66
EV/Sales Ratio	1.15	1.22	1.60	1.43	1.38	1.61
EV/EBITDA Ratio	15.41	35.63	18.64	7.20	6.17	10.53
EV/EBIT Ratio	17.10	45.00	21.21	7.69	6.66	11.42
EV/FCF Ratio	28.56	22.56	30.18	9.52	11.73	13.74
Debt / Equity Ratio	0.06	0.06	0.07	0.06	0.07	0.04
Debt / EBITDA Ratio	0.67	1.56	0.85	0.32	0.32	0.25
Debt / FCF Ratio	1.24	0.99	1.38	0.43	0.61	0.33
Asset Turnover	0.48	0.46	0.41	0.42	0.42	0.44
Interest Coverage	90.38	30.85	114.70	315.69	398.20	1375.23
Return on Equity (ROE)	6.50%	2.40%	5.70%	14.30%	16.70%	12.70%
Return on Assets (ROA)	2.50%	0.90%	2.40%	6.20%	6.90%	5.00%
Return on Capital (ROIC)	6.06%	2.28%	5.40%	13.32%	14.65%	11.83%
Earnings Yield	4.61%	1.68%	3.75%	10.26%	11.91%	7.00%
FCF Yield	3.56%	4.48%	3.40%	10.45%	8.58%	7.23%
Dividend Yield	4.80%	4.70%	4.30%	4.20%	4.60%	3.70%
Payout Ratio	103.75%	281.20%	113.60%	40.70%	38.90%	52.10%
Buyback Yield / Dilution	0.44%	0.00%	1.44%	1.28%	1.43%	-0.71%
Total Shareholder Return	5.25%	4.70%	5.74%	5.48%	6.03%	2.99%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).