Safety Insurance Group Statistics
Total Valuation
SAFT has a market cap or net worth of $1.14 billion. The enterprise value is $1.13 billion.
Important Dates
The last earnings date was Monday, November 3, 2025, after market close.
| Earnings Date | Nov 3, 2025 |
| Ex-Dividend Date | Dec 1, 2025 |
Share Statistics
SAFT has 14.89 million shares outstanding. The number of shares has increased by 0.35% in one year.
| Current Share Class | 14.89M |
| Shares Outstanding | 14.89M |
| Shares Change (YoY) | +0.35% |
| Shares Change (QoQ) | -0.03% |
| Owned by Insiders (%) | 2.37% |
| Owned by Institutions (%) | 82.08% |
| Float | 14.53M |
Valuation Ratios
The trailing PE ratio is 13.11.
| PE Ratio | 13.11 |
| Forward PE | n/a |
| PS Ratio | 0.92 |
| Forward PS | n/a |
| PB Ratio | 1.27 |
| P/TBV Ratio | 1.31 |
| P/FCF Ratio | 6.71 |
| P/OCF Ratio | 6.69 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.42, with an EV/FCF ratio of 6.63.
| EV / Earnings | 13.05 |
| EV / Sales | 0.92 |
| EV / EBITDA | 9.42 |
| EV / EBIT | 10.07 |
| EV / FCF | 6.63 |
Financial Position
The company has a current ratio of 0.39, with a Debt / Equity ratio of 0.05.
| Current Ratio | 0.39 |
| Quick Ratio | 0.27 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.34 |
| Debt / FCF | 0.25 |
| Interest Coverage | 102.63 |
Financial Efficiency
Return on equity (ROE) is 9.97% and return on invested capital (ROIC) is 7.64%.
| Return on Equity (ROE) | 9.97% |
| Return on Assets (ROA) | 2.98% |
| Return on Invested Capital (ROIC) | 7.64% |
| Return on Capital Employed (ROCE) | 11.95% |
| Revenue Per Employee | $2.23M |
| Profits Per Employee | $157,653 |
| Employee Count | 551 |
| Asset Turnover | 0.52 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SAFT has paid $24.11 million in taxes.
| Income Tax | 24.11M |
| Effective Tax Rate | 21.65% |
Stock Price Statistics
The stock price has decreased by -10.35% in the last 52 weeks. The beta is 0.26, so SAFT's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | -10.35% |
| 50-Day Moving Average | 71.88 |
| 200-Day Moving Average | 75.24 |
| Relative Strength Index (RSI) | 64.33 |
| Average Volume (20 Days) | 101,476 |
Short Selling Information
The latest short interest is 125,898, so 0.85% of the outstanding shares have been sold short.
| Short Interest | 125,898 |
| Short Previous Month | 109,173 |
| Short % of Shares Out | 0.85% |
| Short % of Float | 0.87% |
| Short Ratio (days to cover) | 1.53 |
Income Statement
In the last 12 months, SAFT had revenue of $1.23 billion and earned $86.87 million in profits. Earnings per share was $5.87.
| Revenue | 1.23B |
| Gross Profit | 120.84M |
| Operating Income | 112.48M |
| Pretax Income | 111.39M |
| Net Income | 86.87M |
| EBITDA | 120.34M |
| EBIT | 112.48M |
| Earnings Per Share (EPS) | $5.87 |
Full Income StatementBalance Sheet
The company has $56.23 million in cash and $42.63 million in debt, giving a net cash position of $13.61 million or $0.91 per share.
| Cash & Cash Equivalents | 56.23M |
| Total Debt | 42.63M |
| Net Cash | 13.61M |
| Net Cash Per Share | $0.91 |
| Equity (Book Value) | 899.55M |
| Book Value Per Share | 60.40 |
| Working Capital | -926.49M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $171.37 million and capital expenditures -$555,000, giving a free cash flow of $170.81 million.
| Operating Cash Flow | 171.37M |
| Capital Expenditures | -555,000 |
| Free Cash Flow | 170.81M |
| FCF Per Share | $11.47 |
Full Cash Flow StatementMargins
Gross margin is 9.82%, with operating and profit margins of 9.14% and 7.09%.
| Gross Margin | 9.82% |
| Operating Margin | 9.14% |
| Pretax Margin | 9.05% |
| Profit Margin | 7.09% |
| EBITDA Margin | 9.77% |
| EBIT Margin | 9.14% |
| FCF Margin | 13.87% |
