Safety Insurance Group, Inc. (SAFT)
NASDAQ: SAFT · Real-Time Price · USD
69.05
-0.47 (-0.68%)
Oct 9, 2025, 4:00 PM EDT - Market closed

Safety Insurance Group Statistics

Total Valuation

SAFT has a market cap or net worth of $1.03 billion. The enterprise value is $1.03 billion.

Market Cap1.03B
Enterprise Value 1.03B

Important Dates

The next estimated earnings date is Tuesday, November 4, 2025, after market close.

Earnings Date Nov 4, 2025
Ex-Dividend Date Sep 2, 2025

Share Statistics

SAFT has 14.89 million shares outstanding. The number of shares has increased by 0.34% in one year.

Current Share Class 14.89M
Shares Outstanding 14.89M
Shares Change (YoY) +0.34%
Shares Change (QoQ) +0.25%
Owned by Insiders (%) 2.37%
Owned by Institutions (%) 83.81%
Float 14.54M

Valuation Ratios

The trailing PE ratio is 12.13.

PE Ratio 12.13
Forward PE n/a
PS Ratio 0.85
Forward PS n/a
PB Ratio 1.19
P/TBV Ratio 1.22
P/FCF Ratio 6.53
P/OCF Ratio 6.48
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.75, with an EV/FCF ratio of 6.49.

EV / Earnings 12.19
EV / Sales 0.86
EV / EBITDA 8.75
EV / EBIT 9.46
EV / FCF 6.49

Financial Position

The company has a current ratio of 0.39, with a Debt / Equity ratio of 0.05.

Current Ratio 0.39
Quick Ratio 0.27
Debt / Equity 0.05
Debt / EBITDA 0.36
Debt / FCF 0.28
Interest Coverage 137.12

Financial Efficiency

Return on equity (ROE) is 10.08% and return on invested capital (ROIC) is 7.67%.

Return on Equity (ROE) 10.08%
Return on Assets (ROA) 3.01%
Return on Invested Capital (ROIC) 7.67%
Return on Capital Employed (ROCE) 11.90%
Revenue Per Employee $2.18M
Profits Per Employee $153,299
Employee Count551
Asset Turnover 0.53
Inventory Turnover n/a

Taxes

In the past 12 months, SAFT has paid $23.23 million in taxes.

Income Tax 23.23M
Effective Tax Rate 21.49%

Stock Price Statistics

The stock price has decreased by -12.68% in the last 52 weeks. The beta is 0.25, so SAFT's price volatility has been lower than the market average.

Beta (5Y) 0.25
52-Week Price Change -12.68%
50-Day Moving Average 72.16
200-Day Moving Average 76.50
Relative Strength Index (RSI) 36.24
Average Volume (20 Days) 70,384

Short Selling Information

The latest short interest is 95,606, so 0.64% of the outstanding shares have been sold short.

Short Interest 95,606
Short Previous Month 103,852
Short % of Shares Out 0.64%
Short % of Float 0.66%
Short Ratio (days to cover) 1.02

Income Statement

In the last 12 months, SAFT had revenue of $1.20 billion and earned $84.47 million in profits. Earnings per share was $5.73.

Revenue1.20B
Gross Profit 117.07M
Operating Income 108.88M
Pretax Income 108.08M
Net Income 84.47M
EBITDA 117.64M
EBIT 108.88M
Earnings Per Share (EPS) $5.73
Full Income Statement

Balance Sheet

The company has $49.41 million in cash and $43.66 million in debt, giving a net cash position of $5.75 million or $0.39 per share.

Cash & Cash Equivalents 49.41M
Total Debt 43.66M
Net Cash 5.75M
Net Cash Per Share $0.39
Equity (Book Value) 873.26M
Book Value Per Share 58.63
Working Capital -883.53M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $159.73 million and capital expenditures -$1.16 million, giving a free cash flow of $158.57 million.

Operating Cash Flow 159.73M
Capital Expenditures -1.16M
Free Cash Flow 158.57M
FCF Per Share $10.65
Full Cash Flow Statement

Margins

Gross margin is 9.76%, with operating and profit margins of 9.07% and 7.07%.

Gross Margin 9.76%
Operating Margin 9.07%
Pretax Margin 9.01%
Profit Margin 7.07%
EBITDA Margin 9.81%
EBIT Margin 9.07%
FCF Margin 13.22%

Dividends & Yields

This stock pays an annual dividend of $3.68, which amounts to a dividend yield of 5.29%.

Dividend Per Share $3.68
Dividend Yield 5.29%
Dividend Growth (YoY) 0.56%
Years of Dividend Growth n/a
Payout Ratio 63.16%
Buyback Yield -0.34%
Shareholder Yield 5.01%
Earnings Yield 8.16%
FCF Yield 15.31%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5