Banco Santander, S.A. (SAN)
NYSE: SAN · Real-Time Price · USD
14.87
+0.09 (0.61%)
Aug 14, 2026, 9:39 AM EDT - Market open
Banco Santander Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 43,848 | 42,348 | 43,787 | 40,650 | 38,619 | 33,370 |
Net Interest Income Growth | 2.11% | -3.29% | 7.72% | 5.26% | 15.73% | 4.30% |
Non-Interest Income | 27,936 | 16,211 | 14,597 | 13,632 | 11,864 | 11,481 |
Non-Interest Income Growth | 15.42% | 11.06% | 7.08% | 14.90% | 3.34% | 14.25% |
Revenues Before Loan Losses | 71,784 | 58,559 | 58,384 | 54,282 | 50,483 | 44,851 |
Provision for Credit Losses | - | - | - | - | 10,863 | 7,407 |
| 71,784 | 58,559 | 58,384 | 54,282 | 39,620 | 37,444 | |
Revenue Growth | 6.91% | 0.30% | 7.56% | 37.01% | 5.81% | 26.24% |
Compensation Expenses | 20,760 | 13,656 | 13,851 | 13,299 | 12,547 | 11,216 |
Selling, General & Admin | 3,938 | 7,945 | 8,185 | 8,299 | 8,371 | 7,443 |
Other Non-Interest Expenses | 19,279 | 18,277 | 19,001 | 17,679 | 5,105 | 5,801 |
Total Non-Interest Expense | 43,977 | 39,878 | 41,037 | 39,277 | 26,023 | 24,460 |
Pretax Income | 9,577 | 18,681 | 17,347 | 15,005 | 15,250 | 14,547 |
Provision for Income Taxes | 4,798 | 4,723 | 4,844 | 3,880 | 4,486 | 4,894 |
Net Income | 14,740 | 13,958 | 12,503 | 11,125 | 10,764 | 9,653 |
Minority Interest in Earnings | -772 | 1,399 | 1,170 | 1,107 | 1,159 | 1,529 |
Earnings From Discontinued Operations | 2,711 | 1,542 | 1,241 | 1,058 | - | - |
Net Income to Common | 18,223 | 14,101 | 12,574 | 11,076 | 9,605 | 8,124 |
Net Income Growth | 19.86% | 12.14% | 13.53% | 15.32% | 18.23% | - |
Shares Outstanding (Basic) | 14,621 | 14,890 | 15,498 | 16,172 | 16,848 | 17,272 |
Shares Outstanding (Diluted) | 14,707 | 14,976 | 15,568 | 16,247 | 16,904 | 17,321 |
Shares Change | -3.49% | -3.80% | -4.18% | -3.88% | -2.41% | 0.03% |
EPS (Basic) | 1.06 | 0.91 | 0.77 | 0.65 | 0.54 | 0.44 |
EPS (Diluted) | 1.05 | 0.90 | 0.77 | 0.65 | 0.54 | 0.44 |
EPS Growth | 26.51% | 17.19% | 17.97% | 21.23% | 23.16% | - |
Free Cash Flow | -42,194 | -20,689 | -32,649 | -6,431 | 18,640 | 46,676 |
Free Cash Flow Growth | - | - | - | - | -60.07% | -20.57% |
Free Cash Flow Per Share | -2.87 | -1.38 | -2.10 | -0.40 | 1.10 | 2.69 |
Dividends Per Share | 0.125 | 0.240 | 0.210 | 0.176 | 0.118 | 0.100 |
Dividend Growth | -44.44% | 14.29% | 19.32% | 49.41% | 17.80% | -21.57% |
Profit Margin | 20.53% | 23.84% | 21.42% | 20.49% | 27.17% | 25.78% |
FCF Margin | -58.78% | -35.33% | -55.92% | -11.85% | 47.05% | 124.66% |
Effective Tax Rate | 50.10% | 25.28% | 27.92% | 25.86% | 29.42% | 33.64% |