SBCF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	723.21	657.04	597.37	581.11	315.72	251.47
Interest Income on Investments	241.82	179.34	128.19	107.87	64.78	32.77
Total Interest Income	965.03	836.37	725.56	688.98	380.49	284.24
Interest Paid on Deposits	255.41	244.73	268.99	178.79	9.96	6.39
Interest Paid on Borrowings	44.66	38.17	24.6	21.95	4.37	1.83
Total Interest Expense	300.07	282.9	293.59	200.74	14.33	8.22
Net Interest Income	664.96	553.48	431.97	488.24	366.16	276.03
Net Interest Income Growth	42.13%	28.13%	-11.53%	33.34%	32.66%	5.05%
Trust Income	21.86	18.56	15.17	12.78	11.05	9.63
Mortgage Banking Activities	8.54	4.71	1.77	1.79	3.48	11.78
Gain (Loss) on Sale of Investments	-40.34	-0.52	-8.02	-2.89	-1.1	-0.58
Other Non-Interest Income	47.94	50.01	53.65	49.2	38.95	40.12
Total Non-Interest Income	64.61	96.15	83.43	79.15	66.09	70.73
Non-Interest Income Growth	-26.11%	15.25%	5.40%	19.76%	-6.55%	14.87%
Revenues Before Loan Losses	729.57	649.63	515.4	567.39	432.25	346.75
Provision for Loan Losses	47.39	51.26	16.26	37.52	26.18	-9.42
Revenue	682.18	598.37	499.14	529.87	406.07	356.17
Revenue Growth	28.30%	19.88%	-5.80%	30.49%	14.01%	24.48%
Salaries and Employee Benefits	223.14	204.04	176.83	188.3	137.97	106.47
Federal Deposit Insurance	11.24	9.59	8.45	8.63	3.14	2.41
Amortization of Goodwill & Intangibles	36.44	26.82	23.88	28.73	9.1	5.03
Selling, General & Administrative	132.23	114.53	108.38	108.86	94.41	67.32
Other Non-Interest Expense	26.14	24.58	25.32	26.94	24.85	16.47
Total Non-Interest Expense	428.97	379.44	343.3	362.44	267.93	197.44
EBT Excluding Unusual Items	253.21	218.93	155.84	167.43	138.14	158.74
Pretax Income	207.37	186.51	155.84	134.25	138.14	158.74
Income Tax Expense	45.21	41.63	34.85	30.22	31.63	34.34
Net Income	162.16	144.88	120.99	104.03	106.51	124.4
Preferred Dividends & Other Adjustments	14.11	4.57	-	-	-	-
Net Income to Common	148.05	140.31	120.99	104.03	106.51	124.4
Net Income Growth	6.59%	15.97%	16.30%	-2.32%	-14.39%	59.98%
Basic Shares Outstanding	94	88	84	84	64	57
Diluted Shares Outstanding	101	89	85	84	64	57
Shares Change	18.05%	4.78%	0.84%	31.22%	12.57%	5.86%
EPS (Basic)	1.57	1.59	1.43	1.24	1.67	2.20
EPS (Diluted)	1.56	1.57	1.42	1.23	1.66	2.18
EPS Growth	-4.16%	10.90%	15.45%	-25.90%	-23.85%	51.39%
Dividend Per Share	0.750	0.730	0.720	0.710	0.640	0.390
Dividend Growth	4.17%	1.39%	1.41%	10.94%	64.10%	-
Effective Tax Rate	21.80%	22.32%	22.36%	22.51%	22.90%	21.63%

SEC Filings: 10-K · 10-Q